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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Palencia, St. Augustine — a home near Allen D. Nease High School.

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Sold

Sold·Closed May 9, 2025·26 days on market·Recent sales in Palencia·Palencia

425 La Travesia Flora 102

St. Augustine, FL 32095

$239,000sold priceListed at $239,000 · 100% of asking$187/sqftMLS# 2074458
2
Beds
2
Baths
1,278
Sq Ft
2005
Built
—
Garage
No
Pool

43 more homes for sale in Palencia →Search Palencia on the map

HOA $197/moCondominium1 story

About this home

Palencia

Welcome to 425 La Trevesia Flora Unit 102, a beautifully upgraded ground-floor condo offering exceptional value and convenience in the prestigious gated community of Palencia. With over $70,000 in improvements, this home is completely move-in ready! The renovated kitchen features a brand NEW HVAC (2023), NEW Water Heater, Cabinets, Countertops, and modern finishes, while the primary bathroom showcases a floor-to-ceiling ceramic tile shower, creating a spa-like atmosphere. Wood-look tile flooring throughout adds durability and elegance, and ceiling fans in every room provide year-round comfort. Unlike many condos, this unit comes with a full-size Samsung washer and dryer, making daily living even easier. Living in Palencia means enjoying world-class amenities, including swimming pools, a state-of-the-art fitness center, tennis courts, scenic walking trails, parks, and a championship golf course. Whether you're looking for a

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,324
Property taxesest. at asking price, St. Johns County$318
HOAbilled quarterly$197
Estimated total, before insurance$1,839/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$239,000
$47,800
Loan Term
Monthly Payment
$1,324
Principal & Interest: $1,324
Property taxes (est.): $318
Insurance (est.): $159
Estimated Total Monthly
$1,801
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Tile — year not disclosed (home built 2005)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,792 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

24 property taxes (current owner): $1,941/yr

Estimated taxes if purchased at asking price: ~$3,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Mar 7, 2025Listed$239,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $168/sq ft; this home is listed at $187/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
425 La Travesia Flora 203, St. Augustine, FL 32095Listed by PREMIER HOMES REALTY INCJul 2026$195,000$1532/21,278480
180 Calle El Jardin 204, St. Augustine, FL 32095Listed by BETTER HOMES & GARDENS REAL ESTATE LIFESTYLES REALTYOct 2025$249,000$1803/21,38330
315 Via Castilla 204, St. Augustine, FL 32095Listed by MARK SPAIN REAL ESTATESep 2026$212,500$1543/21,383170.1
305 Via Castilla 203, St. Augustine, FL 32095Listed by DJ & LINDSEY REAL ESTATESep 2026$215,000$1682/21,278110.1
315 Via Castilla 203, St. Augustine, FL 32095Listed by DAVIDSON REALTY, INC.Jun 2026$215,000$1682/21,2781120.1
450 La Travesia Flora 204, St. Augustine, FL 32095Listed by EAGLES WORLD REALTY, INCMay 2026$245,000$1773/21,383790.1

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$239,000
Price / Sq Ft$187
Bedrooms2
Bathrooms2.00
Full Baths2
Square Footage1,278
Year Built2005
TypeResidential
Sub-TypeCondominium
StyleSpanish
StatusClosed
# of Carport Spaces1
Has PoolNo
Is WaterfrontNo
Gated CommunityYes

School Information

Community Information

Address425 La Travesia Flora 102, St. Augustine, FL 32095
Area312-Palencia Area
SubdivisionPalencia
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32095
Parcel Number0724211812
ZoningResidential

Amenities

AmenitiesPool, Barbecue, Basketball Court, Children's Pool, Clubhouse, Dog Park, Fitness Center, Gated, Golf Course, Jogging Path, Park, Pickleball, Playground, Racquetball, Sauna, Security, Shuffleboard Court, Spa/Hot Tub, Tennis Court(s)
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Available
SewerPublic Sewer
Water SourcePublic
ParkingAdditional Parking, Assigned, Carport, Gated, Guest

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Primary Downstairs, Split Bedrooms, Walk-In Closet(s)
AppliancesDisposal, Electric Oven, ENERGY STAR Qualified Dishwasher, ENERGY STAR Qualified Dryer, ENERGY STAR Qualified Freezer, ENERGY STAR Qualified Refrigerator, ENERGY STAR Qualified Washer, ENERGY STAR Qualified Water Heater, Ice Maker, Microwave, Washer, Washer/Dryer Stacked
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringTile
# of Stories1
LevelsTwo
LaundryIn Unit
Security24 Hour Security, Security Gate, Smoke Detector(s)

Exterior

Patio / PorchFront Porch, Rear Porch, Screened
RoofTile
ConstructionStucco

Additional Information

Date ListedMarch 7, 2025
Days on Market26
HOA Fees$592 / Quarterly
HOA FrequencyQuarterly
HOA NameEl Jardin Condo
HOA Fee IncludesInsurance, Maintenance Grounds, Maintenance Structure, Pest Control, Security, Trash
Tax Amount$1,941.32
Tax Year24
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: ONE SOTHEBY'S INTERNATIONAL REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Palencia

Palencia is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32095.

View all Palencia homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on May 9, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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