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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Turtle Shores, Ponte Vedra Beach — a gated community home in Ponte Vedra Beach.

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Sold·Closed Aug 15, 2025·6 days on market·Recent sales in Turtle Shores·Turtle Shores

168 Turtle Cove Court

Ponte Vedra Beach, FL 32082

$890,000sold priceListed at $890,000 · 100% of asking$390/sqftMLS# 2072719
3
Beds
2.5
Baths
2,281
Sq Ft
2020
Built
2
Garage
No
Pool

2 more homes for sale in Turtle Shores →Search Turtle Shores on the map

HOA $180/mo7,841 sqft lotSingle Family Residence2 stories

About this home

Turtle Shores

SUNRISE OCEAN VIEWS from expansive living areas. This like knew custom beach house is sure to impress. The elevator serves the main living/kitchen areas upstairs featuring the views and breezes. Three bedrooms and the laundry room are on the ground level. Top of the line finishes are throughout including quartz on all counter tops, black stainless LG appliances. The pantry and primary closets are enormous. Low maintenance long driveway and xeriscape landscaping. In gated Turtle Shores with a private beach access, pool, hot tub, tennis/pickleball courts, gym and playground. HOA only $180.04 monthly. In South Ponte Vedra Beach just five miles north of the Vilano Town Center and the bridge to historic St. Augustine. Quality of Life, That's What it is All About!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$4,930
Property taxesest. at asking price, St. Johns County$1,184
HOAbilled monthly$180
Estimated total, before insurance$6,294/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$8,620/yr · $718/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$890,000
$178,000
Loan Term
Monthly Payment
$4,930
Principal & Interest: $4,930
Property taxes (est.): $1,184
Insurance (est.): $593
Estimated Total Monthly
$6,707
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2020)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,818 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access and league fields from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Sun & Light

East-facing backyard — the morning-light lot

The listing reports the home facing west, which puts the backyard on the east side. Today at this address: sunrise 7:28 AM, sunset 6:53 PM.

  • The rear takes the sunrise and the gentle morning sun, then goes shaded through the afternoon — the classic comfortable-summer-evening lanai in Florida.
  • The front of the home carries the hot western afternoon instead of your living space.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $8,620/yr

Estimated taxes if purchased at asking price: ~$14,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $342/sq ft; this home is listed at $390/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
124 Beachside Drive, Ponte Vedra, FL 32082Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINEOct 2026$480,000$3003/21,598140.1
136 Turtle Bay Lane, Ponte Vedra Beach, FL 32082Listed by PONTE VEDRA KEY REALTYMay 2026$670,000$3124/32,14840.1
141 Turtle Cove Court, Ponte Vedra Beach, FL 32082Listed by RE/MAX UNLIMITEDMar 2026$517,500$2593/2.51,9971590.1
225 Hidden Dune Court, Ponte Vedra Beach, FL 32082Listed by BARBARA B JENNESS PAJul 2026$980,000$3425/2.52,866350.2
213 Hidden Dune Court, Ponte Vedra Beach, FL 32082Listed by BARBARA B JENNESS PAJul 2026$1,130,000$3813/3.52,964240.2
321 Ebb Tide Court, Ponte Vedra Beach, FL 32082Listed by CONVENE REALTYApr 2026$1,025,000$4123/2.52,48830.2

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$890,000
Price / Sq Ft$390
Bedrooms3
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage2,281
Total Structure Area3,237 sq ft
Acres0.18 acres
Year Built2020
TypeResidential
Sub-TypeSingle Family Residence
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo
Gated CommunityYes
Direction FacesWest

School Information

Community Information

Address168 Turtle Cove Court, Ponte Vedra Beach, FL 32082
Area264-South Ponte Vedra Beach
SubdivisionTurtle Shores
CityPonte Vedra Beach
CountySt. Johns
StateFL
Zip Code32082
Lot Size7,840.8 sq ft
Lot Dimensions47 x 165 x 47 x 163
Parcel Number1421460170
ZoningPUD

Amenities

AmenitiesPool, Beach Access, Clubhouse, Fitness Center, Gated, Maintenance Grounds, Management - Off Site, Pickleball, Playground, Security, Tennis Court(s)
UtilitiesCable Connected, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage, Garage Door Opener
ViewOcean, Water

Interior

Interior FeaturesCeiling Fan(s), Elevator, Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Primary Downstairs, Walk-In Closet(s)
AppliancesConvection Oven, Dishwasher, Disposal, Dryer, Electric Cooktop, Electric Oven, Microwave, Refrigerator, Tankless Water Heater, Washer, Water Softener Owned
HeatingElectric, Heat Pump
CoolingCentral Air, Electric
FlooringVinyl
# of Stories2
LevelsTwo
LaundryIn Unit, Lower Level, Sink
SecuritySecurity System Owned, Smoke Detector(s)

Exterior

Lot DescriptionDead End Street
Patio / PorchCovered, Deck, Front Porch, Porch, Rear Porch
RoofShingle
ConstructionFiber Cement, Frame
Road SurfaceAsphalt
Road FrontagePrivate Road

Additional Information

Date ListedFebruary 27, 2025
Days on Market6
HOA Fees$180.04 / Monthly
HOA FrequencyMonthly
HOA NameTurtle Shores Owners Association
Tax Amount$8,620.47
Tax Year2024
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: RE/MAX UNLIMITED

Sold by: RE/MAX UNLIMITED (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Turtle Shores

Turtle Shores is a neighborhood in Ponte Vedra Beach, FL (St. Johns County), ZIP 32082.

View all Turtle Shores homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Aug 15, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines