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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Ponte Vedra Beach — a pool home in Ponte Vedra Beach.

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Sold

Sold·Closed Jul 24, 2026·35 days on market·Recent sales in Ponte Vedra Beach

225 Hidden Dune Court

Ponte Vedra Beach, FL 32082

$980,000sold priceListed at $1,050,000 · 93.3% of asking$342/sqftMLS# 2149960
5
Beds
2.5
Baths
2,866
Sq Ft
1999
Built
2
Garage
Yes
Pool
FEMA Zone XHOA $100/mo10,890 sqft lotSingle Family Residence2 stories

About this home

Ponte Vedra Beach

Located in the desirable Beachside community in Ponte Vedra Bch, this lovingly maintained 5-bedroom, 2.5-bath pool home offers the rare combination of coastal charm, thoughtful improvements, and elevated peace of mind. Situated in Flood Zone X, this high-and-dry property provides added confidence while placing you just moments from the beach. Walk on the community sidewalk with outdoor shower to the beach just steps away. Great curb appeal with beautiful landscaping. Recent enhancements include a new roof with transferable warranty, whole-house Generac generator, two newer Carrier HVAC systems, impact windows and AstroGuard hurricane fabric, and upgraded closet systems. Enjoy the your breakfast and morning coffee in the eat-in kitchen with stainless steel appliances & granite countertops while overlooking your pool. 3-panel sliders from the family room and primary bedroom bring the outside in. The backyard oasis has a solar-heated pool, upgraded outdoor speakers and a putting green.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$5,428
Property taxesest. at asking price, St. Johns County$1,304
HOAbilled quarterly$100
Estimated total, before insurance$6,832/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$5,494/yr · $458/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$980,000
$196,000
Loan Term
Monthly Payment
$5,428
Principal & Interest: $5,428
Property taxes (est.): $1,304
Insurance (est.): $653
Estimated Total Monthly
$7,386
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Shingle — year not disclosed (home built 1999)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · JEA · Public water · JEA_Premises point dataset with CCB_DESC like Water

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,818 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$821,044$369,558—
2024$794,517$358,435—
2023$750,258$346,539—
2022$664,262$334,989—
2021$476,038$323,776—
2020$483,877$318,615—

2025 property taxes (current owner): $5,494/yr

Estimated taxes if purchased at asking price: ~$15,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Jul 24, 2026Closed$1,050,000
  • Jul 15, 2026Pending$1,050,000
  • Jun 11, 2026Listed$1,050,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $421/sq ft; this home is listed at $366/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
213 Hidden Dune Court, Ponte Vedra Beach, FL 32082Listed by BARBARA B JENNESS PAJul 2026$1,130,000$3813/3.52,964240.1
205 Blue Indigo Court, Ponte Vedra Beach, FL 32082Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSOct 2026$1,550,000$4214/53,6844450.3
644 Sand Isles Circle, Ponte Vedra Beach, FL 32082Listed by REAL BROKER LLCSep 2026$710,000$3204/32,2172720.5
2947 S Ponte Vedra Boulevard, Ponte Vedra Beach, FL 32082Listed by MARSH VIEW REAL ESTATEJul 2026$2,222,000$8354/42,660390.5
645 Sand Isles Circle, Ponte Vedra Beach, FL 32082Listed by EXP REALTY LLCJun 2026$665,000$2864/32,325560.5
2931 S Ponte Vedra Boulevard, Ponte Vedra Beach, FL 32082Listed by ONE SOTHEBY'S INTERNATIONAL REALTYSep 2026$1,500,000$5445/3.52,7581060.6

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$1,050,000
Price / Sq Ft$366
Bedrooms5
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage2,866
Acres0.25 acres
Year Built1999
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusClosed
# of Garages2
Has PoolYes
Pool FeaturesIn Ground, Heated, Screen Enclosure, Solar Heat, Waterfall
Is WaterfrontNo

Community Information

Address225 Hidden Dune Court, Ponte Vedra Beach, FL 32082
Area264-South Ponte Vedra Beach
SubdivisionBeachside
CityPonte Vedra Beach
CountySt. Johns
StateFL
Zip Code32082
Lot Size10,890 sq ft
Parcel Number1421451160

Amenities

AmenitiesBeach Access
UtilitiesCable Connected, Electricity Connected, Sewer Connected, Water Connected, Propane
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage

Interior

Interior FeaturesCeiling Fan(s), Eat-in Kitchen, Entrance Foyer, Kitchen Island, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer, Water Softener Owned
HeatingCentral, Electric, Heat Pump
CoolingCentral Air, Electric, Multi Units
FlooringCarpet, Tile
# of Stories2
SecuritySecurity System Owned, Smoke Detector(s)

Exterior

Exterior FeaturesImpact Windows, Outdoor Shower, Storm Shutters
Lot DescriptionDead End Street
Patio / PorchCovered, Front Porch
FencingFenced, Back Yard, Wood
RoofShingle
ConstructionBlock, Frame, Stucco
Road SurfaceAsphalt
Road FrontagePrivate Road

Additional Information

Date ListedJune 11, 2026
Days on Market35
HOA Fees$300 / Quarterly
HOA FrequencyQuarterly
HOA NameBeachside HOA
Tax Amount$5,493.67
Tax Year2025
Listing TermsCash, Conventional, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: BARBARA B JENNESS PA

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jul 24, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines