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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Ponte Vedra Beach — a gated community home in Ponte Vedra Beach.

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Sold

Sold·Closed May 29, 2026·4 days on market·Recent sales in Ponte Vedra Beach

136 Turtle Bay Lane

Ponte Vedra Beach, FL 32082

$670,000sold priceListed at $689,900 · 97.1% of asking$312/sqftMLS# 2141431
4
Beds
3
Baths
2,148
Sq Ft
1989
Built
2
Garage
No
Pool
HOA $189/mo7,405 sqft lotSingle Family Residence3 stories

About this home

Ponte Vedra Beach

FLOOD ZONE X! COASTAL HIDEAWAY--A HOME AS UNIQUE AS ITS SETTING. Surrounded by trees & coastal breezes, this three-story beach home is designed for anyone who craves charm, character, and connection to nature. Enjoy morning coffee on one of three secluded front decks or unwind on the scenic boardwalk. Out back, enjoy a breathtaking nature view through the 4-panel sliding glass doors that let the outdoors flow right into your living space. Inside, thoughtful details shine--custom lighting, LPV & hardwood floors, & a spacious first-floor primary suite that makes everyday living easy. The open gathering room is perfect for hosting friends, while a cozy bonus space with its own balcony is ideal for movie nights or game days. Two additional bedrooms share a balcony on the second level, along with a full bath & extra storage. At the very top, the ''crow's nest'' offers a magical retreat with its own bath, a private balcony overlooking the marsh and Intracoastal, and even small ocean views.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$3,711
Property taxesest. at asking price, St. Johns County$892
HOAbilled monthly$189
Estimated total, before insurance$4,792/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$7,199/yr · $600/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$670,000
$134,000
Loan Term
Monthly Payment
$3,711
Principal & Interest: $3,711
Property taxes (est.): $892
Insurance (est.): $447
Estimated Total Monthly
$5,049
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 1989)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,830 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access and league fields from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $7,199/yr

Estimated taxes if purchased at asking price: ~$10,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $390/sq ft; this home is listed at $321/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
141 Turtle Cove Court, Ponte Vedra Beach, FL 32082Listed by RE/MAX UNLIMITEDMar 2026$517,500$2593/2.51,9971590
168 Turtle Cove Court, Ponte Vedra Beach, FL 32082Listed by RE/MAX UNLIMITEDAug 2025$890,000$3903/2.52,28160.1
124 Beachside Drive, Ponte Vedra, FL 32082Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINEOct 2026$480,000$3003/21,598140.2
321 Ebb Tide Court, Ponte Vedra Beach, FL 32082Listed by CONVENE REALTYApr 2026$1,025,000$4123/2.52,48830.2
145 Beachside Drive, Ponte Vedra Beach, FL 32082Listed by EXP REALTY, LLCOct 2025$620,000$3473/21,78540.2
224 Hidden Dune Court, Ponte Vedra Beach, FL 32082Listed by EXP REALTY, LLCSep 2025$780,000$4223/21,848140.2

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$689,900
Price / Sq Ft$321
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage2,148
Acres0.17 acres
Year Built1989
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo
Gated CommunityYes

School Information

Community Information

Address136 Turtle Bay Lane, Ponte Vedra Beach, FL 32082
Area264-South Ponte Vedra Beach
SubdivisionTurtle Shores West
CityPonte Vedra Beach
CountySt. Johns
StateFL
Zip Code32082
Lot Size7,405.2 sq ft
Parcel Number1421460540

Amenities

AmenitiesBeach Access, Children's Pool, Clubhouse, Fitness Center, Gated, Maintenance Grounds, Pickleball, Playground, Tennis Court(s)
Community FeaturesGated
UtilitiesCable Connected, Electricity Connected, Sewer Connected, Water Connected, Propane
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage, Garage Door Opener
ViewIntracoastal, Trees/Woods

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Entrance Foyer, Pantry, Primary Bathroom - Shower No Tub, Primary Downstairs, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Electric Cooktop, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringCarpet, Tile, Vinyl, Wood
FireplaceYes
# of Fireplaces1
Fireplace FeaturesGas
# of Stories3
LevelsThree Or More
LaundryIn Unit, Lower Level
SecuritySecurity Gate

Exterior

Exterior FeaturesBalcony
Lot DescriptionDead End Street, Many Trees, Wooded
Patio / PorchDeck, Front Porch, Patio, Porch, Rear Porch
RoofShingle
ConstructionFiber Cement, Wood Siding
Road SurfaceAsphalt
Road FrontagePrivate Road

Additional Information

Date ListedApril 23, 2026
Days on Market4
HOA Fees$189.05 / Monthly
HOA FrequencyMonthly
HOA Fee IncludesSecurity
Tax Amount$7,199.1
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: PONTE VEDRA KEY REALTY

Sold by: PONTE VEDRA KEY REALTY (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on May 29, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines