This home is in Turtle Shores, Ponte Vedra Beach — a gated community home in Ponte Vedra Beach.
$774,9004 bd · 3 ba · 2,135 sq ft
Active·Listed today·Turtle Shores
101 Turtle Cove Court
Ponte Vedra Beach, FL 32082
2 more homes for sale in Turtle Shores →Search Turtle Shores on the map
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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
Turtle Shores
Enjoy resort-style living in the sought-after gated community of Turtle Shores, with sunset views over the Intracoastal Waterway (ICW) and private beach access through the Turtle Tunnel. Perched high on a dune on a corner lot, this move-in-ready, 2,153-square-foot home overlooks the ICW and nesting spoonbills and offers four bedrooms and three full baths. The main level includes a primary suite with a walk-in closet, soaking tub, and separate shower, plus two additional bedrooms, a full bath, a dining area, and an eat-in kitchen with a breakfast bar. Upstairs, a separate guest suite with a full bath offers privacy for visitors. Large sliding doors connect the main living area to a 200-square-foot glass-enclosed lanai with expansive views and access to a large outdoor deck. A 1.5-car garage and additional enclosed storage space provide practical convenience. Community amenities include a pool, tennis, pickleball, and a fitness room.
Next steps in Turtle Shores
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Shingle — year not disclosed (home built 1989)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,830 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach access
South Ponte Vedra Recreation Area4 min drive · 24 parking spaces
Closest park or preserve
GTM Research Reserve, Guana trails6 min drive · 9.3 mi of trails
Closest public boat ramp
GTM Guana River Dam Recreation Area – River Access Rampabout 3 mi · Guana River
Closest kayak & paddleboard launch
Fort Mose Historic State Park – Kayak Launch Dockabout 4 mi · Robinson Creek - Tolomato River
Closest youth league fields
Palencia Park30 min drive · Baseball
Closest grocery store
Winn-Dixie18 min drive · 3551 N Ponce De Leon Blvd, St Augustine
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Sun & Light
West-facing backyard — the sunset lot
The listing reports the home facing east, which puts the backyard on the west side. Today at this address: sunrise 7:38 AM, sunset 6:39 PM.
- Sunsets happen over your own backyard — and in summer the rear takes the full afternoon sun, so the lanai runs hottest of any orientation from about 3pm on.
- Expect afternoon glare on rear glass, and real value in lanai screening or shade trees.
- Morning coffee happens in shade; the front of the home takes the sunrise.
Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.
Cost to own
Taxes & assessment
2025 property taxes (current owner): $3,122/yr
Estimated taxes if purchased at asking price: ~$12,400/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Oct 30, 2026Listed$774,900
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $312/sq ft; this home is listed at $363/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 136 Turtle Bay Lane, Ponte Vedra Beach, FL 32082Listed by PONTE VEDRA KEY REALTY | May 2026 | $670,000 | $312 | 4/3 | 2,148 | 4 | 0.1 |
| 321 Ebb Tide Court, Ponte Vedra Beach, FL 32082Listed by CONVENE REALTY | Apr 2026 | $1,025,000 | $412 | 3/2.5 | 2,488 | 3 | 0.1 |
| 141 Turtle Cove Court, Ponte Vedra Beach, FL 32082Listed by RE/MAX UNLIMITED | Mar 2026 | $517,500 | $259 | 3/2.5 | 1,997 | 159 | 0.1 |
| 124 Beachside Drive, Ponte Vedra, FL 32082Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINE | Oct 2026 | $480,000 | $300 | 3/2 | 1,598 | 14 | 0.2 |
| 644 Sand Isles Circle, Ponte Vedra Beach, FL 32082Listed by REAL BROKER LLC | Sep 2026 | $710,000 | $320 | 4/3 | 2,217 | 272 | 0.2 |
| 645 Sand Isles Circle, Ponte Vedra Beach, FL 32082Listed by EXP REALTY LLC | Jun 2026 | $665,000 | $286 | 4/3 | 2,325 | 56 | 0.2 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: BEACHSIDE BROKERS REALTY, INC
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Turtle Shores
Turtle Shores is a neighborhood in Ponte Vedra Beach, FL (St. Johns County), ZIP 32082.
View all Turtle Shores homes for sale →Keep looking
More homes in Turtle Shores
For Sale308 Ebb Tide CourtPonte Vedra Beach, FL 32082
4 bd · 3 ba · 2,253 sq ft
$799,000Est. $4,253/moResort-style living in a sought-after gated community of Turtle Shores, with beach access through the ''Turtle Tunnel''…
Listing Office: beachside brokers realty, inc
For Sale212 Salt Grass CourtPonte Vedra Beach, FL 32082
3 bd · 2 ba · 1,822 sq ft
$580,000Est. $3,087/moEASY one level living in this solid, energy efficient Smart Block home. Open cathedral ceiling great room to Florida…
Listing Office: re/max unlimited
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Your Local Realtor
Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
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Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines