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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Turtle Shores, Ponte Vedra Beach — a gated community home in Ponte Vedra Beach.

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Sold

Sold·Closed Apr 20, 2026·3 days on market·Recent sales in Turtle Shores·Turtle Shores

321 Ebb Tide Court

Ponte Vedra Beach, FL 32082

$1,025,000sold priceListed at $1,010,000 · 101.5% of asking$412/sqftMLS# 2132189
3
Beds
2.5
Baths
2,488
Sq Ft
2000
Built
2
Garage
No
Pool

2 more homes for sale in Turtle Shores →Search Turtle Shores on the map

HOA $189/mo0.51 acresWaterfrontSingle Family Residence2 stories

About this home

Turtle Shores

Experience the ultimate seaside lifestyle in the sought after gated community of Turtle Shores. Sitting on a rare, lot-and-a-half, this home offers unmatched privacy and spectacular sunset views over the Guana River Marsh Preserve and Intracoastal Waterway. With private beach access via the iconic ''Turtle Tunnel'', this quaint neighborhood is a must see! Featuring a calming neutral palette and beautiful hand-scraped look flooring throughout, the home is centered by a stunning Great Room featuring soaring two-story ceilings and expansive windows. . The updated main level primary suite is a true sanctuary with it's ensuite laundry and free-standing soaking tub with amazing views. The second level features two generous guest bedrooms plus a flexible 4th bedroom/home office that steps out onto an expansive upper veranda. Outdoors, , the oversized lot creates an intimate backyard retreat with a sunny upstairs veranda, screened lanai, and shaded deck tucked under the trees.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$5,678
Property taxesest. at asking price, St. Johns County$1,364
HOAbilled monthly$189
Estimated total, before insurance$7,230/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$10,639/yr · $887/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$1,025,000
$205,000
Loan Term
Monthly Payment
$5,678
Principal & Interest: $5,678
Property taxes (est.): $1,364
Insurance (est.): $683
Estimated Total Monthly
$7,725
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2000)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,787 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access and league fields from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Sun & Light

West-facing backyard — the sunset lot

The listing reports the home facing east, which puts the backyard on the west side. Today at this address: sunrise 7:28 AM, sunset 6:53 PM.

  • Sunsets happen over your own backyard — and in summer the rear takes the full afternoon sun, so the lanai runs hottest of any orientation from about 3pm on.
  • Expect afternoon glare on rear glass, and real value in lanai screening or shade trees.
  • Morning coffee happens in shade; the front of the home takes the sunrise.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $10,639/yr

Estimated taxes if purchased at asking price: ~$16,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $320/sq ft; this home is listed at $406/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
644 Sand Isles Circle, Ponte Vedra Beach, FL 32082Listed by REAL BROKER LLCSep 2026$710,000$3204/32,2172720.2
645 Sand Isles Circle, Ponte Vedra Beach, FL 32082Listed by EXP REALTY LLCJun 2026$665,000$2864/32,325560.2
136 Turtle Bay Lane, Ponte Vedra Beach, FL 32082Listed by PONTE VEDRA KEY REALTYMay 2026$670,000$3124/32,14840.2
3061 S Ponte Vedra Boulevard, Ponte Vedra Beach, FL 32082Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTMay 2026$2,300,000$7595/43,030360.2
141 Turtle Cove Court, Ponte Vedra Beach, FL 32082Listed by RE/MAX UNLIMITEDMar 2026$517,500$2593/2.51,9971590.2
213 Hidden Dune Court, Ponte Vedra Beach, FL 32082Listed by BARBARA B JENNESS PAJul 2026$1,130,000$3813/3.52,964240.3

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$1,010,000
Price / Sq Ft$406
Bedrooms3
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage2,488
Acres0.51 acres
Year Built2000
TypeResidential
Sub-TypeSingle Family Residence
StyleContemporary, Traditional
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontYes
Gated CommunityYes
Direction FacesEast

Community Information

Address321 Ebb Tide Court, Ponte Vedra Beach, FL 32082
Area264-South Ponte Vedra Beach
SubdivisionTurtle Shores
CityPonte Vedra Beach
CountySt. Johns
StateFL
Zip Code32082
Lot Size22,215.6 sq ft
Parcel Number1421460860
ZoningResidential

Amenities

AmenitiesPool, Basketball Court, Beach Access, Fitness Center, Gated, Pickleball, Playground, Tennis Court(s)
Community FeaturesGated
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Available, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage, Garage Door Opener
ViewIntracoastal, Water

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Built-in Features, Ceiling Fan(s), Primary Bathroom -Tub with Separate Shower, Primary Downstairs
AppliancesDishwasher, Disposal, Electric Range, Microwave, Refrigerator, Water Softener Owned
HeatingHeat Pump
CoolingCentral Air
FireplaceYes
# of Fireplaces1
Fireplace FeaturesElectric
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, Washer Hookup
SecuritySecurity Gate
Spa FeaturesCommunity

Exterior

Exterior FeaturesBalcony
Lot DescriptionCul-De-Sac, Sprinklers In Front, Wetlands
Patio / PorchDeck, Front Porch, Screened
RoofShingle
ConstructionStucco
Road SurfaceAsphalt

Additional Information

Date ListedMarch 5, 2026
Days on Market3
HOA Fees$189.05 / Monthly
HOA FrequencyMonthly
HOA NameMay Management Services Inc
Tax Amount$10,638.56
Tax Year2025
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: CONVENE REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Turtle Shores

Turtle Shores is a neighborhood in Ponte Vedra Beach, FL (St. Johns County), ZIP 32082.

View all Turtle Shores homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Apr 20, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines