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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Plantation Oaks, Ponte Vedra Beach — a waterfront home in Ponte Vedra Beach.

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Sold

Sold·Closed Jun 16, 2025·94 days on market·Recent sales in Plantation Oaks·Plantation Oaks

319 Clearwater Drive

Ponte Vedra Beach, FL 32082

$1,540,000sold priceListed at $1,649,999 · 93.3% of asking$314/sqftMLS# 2069195
5
Beds
5
Baths
4,907
Sq Ft
2002
Built
3
Garage
Yes
Pool

6 more homes for sale in Plantation Oaks →Search Plantation Oaks on the map

HOA $197/mo0.72 acresWaterfrontSingle Family Residence2 stories

About this home

Plantation Oaks

Executive POOL home on estate lot in desirable Plantation Oaks of Ponte Vedra Beach. Situated on almost 3/4 an acre, this stunning home captures an abundance of light and expansive lake views. With over 4,900 square feet, 5 bedrooms, 5 bathrooms, large loft and office plus oversized 3 car garage. The estate presence is complimented by elegantly lit designer landscape/driveway lighting and adorned by lush, sweeping palm trees. Pavered circle driveway and side driveway provide ample parking. The ultimate outdoor space includes expansive lanai, pool with spa, summer kitchen and lighted paver firepit area. The coastal kitchen boasts white wood cabinetry, double islands, stone backsplash and updated appliances. Additional features include custom built-ins; a 2-story ceiling. The roof and all 3 HVAC units were replaced in 2020; exterior painted 2021; water heater 2023. Gated Plantation Oaks features community pool, tennis, basketball. 15 min. bike ride to Mickler's Beach and local schools!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$8,530
Property taxesest. at asking price, St. Johns County$2,049
HOAbilled annually$197
Estimated total, before insurance$10,776/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$1,540,000
$308,000
Loan Term
Monthly Payment
$8,530
Principal & Interest: $8,530
Property taxes (est.): $2,049
Insurance (est.): $1,027
Estimated Total Monthly
$11,606
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2002)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,788 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Feb 7, 2025Listed$1,649,999

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $416/sq ft; this home is listed at $336/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
299 Clearwater Drive, Ponte Vedra Beach, FL 32082Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYJun 2026$1,680,000$4165/3.54,038380.1
347 Clearwater Drive, Ponte Vedra Beach, FL 32082Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSAug 2026$1,350,000$2876/5.54,70730.2
264 Clearwater Drive, Ponte Vedra Beach, FL 32082Listed by GAILEY ENTERPRISES LLCAug 2026$1,500,000$3135/64,799210.3
11 Cat Road, Ponte Vedra Beach, FL 32082Listed by MARSH VIEW REAL ESTATEJun 2026$2,500,000$6795/43,682710.3
380 Clearwater Drive, Ponte Vedra Beach, FL 32082Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSJul 2026$1,300,000$3065/54,246460.4
400 Clearwater Drive, Ponte Vedra Beach, FL 32082Listed by SAVVY AVENUE, LLC.Jun 2026$1,600,000$4615/43,470520.4

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$1,649,999
Price / Sq Ft$336
Bedrooms5
Bathrooms5.00
Full Baths5
Square Footage4,907
Acres0.72 acres
Year Built2002
TypeResidential
Sub-TypeSingle Family Residence
StatusClosed
# of Garages3
Has PoolYes
Pool FeaturesIn Ground, Screen Enclosure
Is WaterfrontYes

Community Information

Address319 Clearwater Drive, Ponte Vedra Beach, FL 32082
Area262-Ponte Vedra Beach-W Of A1A-S Of Solana Rd
SubdivisionPlantation Oaks
CityPonte Vedra Beach
CountySt. Johns
StateFL
Zip Code32082
Lot Size31,363.2 sq ft
Parcel Number0683720380

Amenities

AmenitiesManagement - Off Site
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Circular Driveway, Garage, Garage Door Opener
ViewLake, Pond
Waterfront TypeLagoon, Lake Front, Pond

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Built-in Features, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, His and Hers Closets, Jack and Jill Bath, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)
AppliancesDishwasher, Electric Range, Freezer, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile
FireplaceYes
# of Fireplaces1
# of Stories2
Spa FeaturesIn Ground

Exterior

Exterior FeaturesFire Pit, Outdoor Kitchen
Patio / PorchCovered, Rear Porch, Screened
RoofShingle

Additional Information

Date ListedFebruary 7, 2025
Days on Market94
HOA Fees$2,362 / Annually
HOA FrequencyAnnually
Listing TermsCash, Conventional, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: RE/MAX SPECIALISTS PV

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Plantation Oaks

Plantation Oaks is a neighborhood in Ponte Vedra Beach, FL (St. Johns County), ZIP 32082.

View all Plantation Oaks homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jun 16, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines