This home is in Riverwood, Ponte Vedra — a gated community home in St. Johns County.
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Sold·Closed Apr 9, 2025·35 days on market·Recent sales in Riverwood·Riverwood
13 Windy Whisper Drive
Ponte Vedra, FL 32081
17 more homes for sale in Riverwood →Search Riverwood on the map
About this home
Riverwood
Welcome to this beautifully designed 3-bedroom, 2-bathroom home in the highly desirable Gated, 55+ Del Webb Ponte Vedra community-CDD DEBT PAID IN FULL! Built with block construction, including a storm room, storm shutters, NEW A/C/Air Handler(9/2024) and Hot Water Heater(1/2025, you'll enjoy the security and durability of this well-constructed home. Overlooking the private preserve, the home offers a serene and private outdoor space from your screened lanai to relax and enjoy nature. The well-appointed interior boasts wood floors throughout the main living areas, a lovely kitchen with granite countertops and an eat in breakfast area. The primary suite provides a peaceful retreat, with large windows framing the preserve view and a spacious ensuite bathroom with a walk-in shower, double vanity and capacious walk-in closet/storm room. The two additional bedrooms provide ample space for guests or could serve as a home office or hobby room, depending on your needs.
Next steps in Riverwood
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Shingle — year not disclosed (home built 2011)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,769 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $375,004 | $103,338 | — |
| 2024 | $390,985 | $99,577 | — |
| 2023 | $394,298 | $95,075 | — |
| 2022 | $340,915 | $95,204 | — |
| 2021 | $254,400 | $90,960 | — |
| 2020 | $240,003 | $89,007 | — |
2024 property taxes (current owner): $1,510/yr
Estimated taxes if purchased at asking price: ~$6,800/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $309/sq ft; this home is listed at $308/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 158 Hawks Harbor Road, Ponte Vedra, FL 32081Listed by BEYCOME OF FLORIDA LLC | Oct 2026 | $454,000 | $316 | 3/2 | 1,437 | 32 | 0.2 |
| 179 Hawks Harbor Road, Ponte Vedra, FL 32081Listed by RE/MAX UNLIMITED | Aug 2026 | $410,000 | $285 | 2/2 | 1,437 | 47 | 0.2 |
| 233 Caspia Lane, Ponte Vedra, FL 32081Listed by PONTE VEDRA KEY REALTY | Sep 2026 | $386,000 | $299 | 2/2 | 1,290 | 53 | 0.4 |
| 163 Breezy Bay Drive, Ponte Vedra, FL 32081Listed by LOKATION | Sep 2026 | $495,000 | $309 | 2/2 | 1,604 | 9 | 0.6 |
| 153 Woodhurst Drive, Ponte Vedra, FL 32081Listed by EXP REALTY LLC | Sep 2026 | $460,000 | $270 | 2/2 | 1,701 | 140 | 0.7 |
| 158 Clay Gully Trail, Ponte Vedra, FL 32081Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST | Jul 2026 | $599,000 | $371 | 2/2 | 1,614 | 7 | 0.8 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: RE/MAX UNLIMITED
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Riverwood
Riverwood is a neighborhood in Nocatee, FL (St. Johns County), ZIP 32081.
View all Riverwood homes for sale →Keep looking
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Apr 9, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines