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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a waterfront home in Jacksonville.

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Sold

Sold·Closed May 1, 2025·253 days on market·Recent sales in Over 55 & Active Adult

5288 Clapboard Creek Drive

Jacksonville, FL 32226

$530,000sold priceListed at $550,000 · 96.4% of asking$176/sqftMLS# 2063652
4
Beds
3
Baths
3,011
Sq Ft
2016
Built
3
Garage
No
Pool
HOA $68/mo0.41 acresWaterfrontSingle Family Residence1 story

About this home

Jacksonville

Discover the St. Johns floor plan in Tidewater, where elegance meets functionality. This beautifully crafted home boasts a striking stucco and ledgestone exterior, setting the tone for a luxurious interior. Inside, you have porcelain tile wood like planks running throughout the entire home. The gourmet kitchen is outfitted with granite countertops, a spacious butler's pantry and top-of-the-line stainless steel appliances. The open layout is enhanced by crown molding throughout and a dramatic double step tray ceiling in the master bedroom. Pendant lights add a touch of sophistication to the design. Master bathroom has been customized to include an additional dressing room and walk in closet. The enclosed patio is perfect for outside entertaining and home is walking distance to the community pool and gym. Located just minutes from I-295 and the scenic St. Johns River, Tidewater is perfectly suited for both new and established families, offering a blend of style and convenience.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,936
Property taxesest. at asking price, Duval County$865
HOAbilled quarterly$68
Estimated total, before insurance$3,869/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$530,000
$106,000
Loan Term
Monthly Payment
$2,936
Principal & Interest: $2,936
Property taxes (est.): $865
Insurance (est.): $353
Estimated Total Monthly
$4,154
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2016)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,775 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Sun & Light

East-facing backyard — the morning-light lot

The listing reports the home facing west, which puts the backyard on the east side. Today at this address: sunrise 7:30 AM, sunset 6:52 PM.

  • The rear takes the sunrise and the gentle morning sun, then goes shaded through the afternoon — the classic comfortable-summer-evening lanai in Florida.
  • The front of the home carries the hot western afternoon instead of your living space.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

2023 property taxes (current owner): $10,669/yr

Estimated taxes if purchased at asking price: ~$10,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $212/sq ft; this home is listed at $183/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
5279 Cattle Crossing Way, Jacksonville, FL 32226Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYMar 2026$605,000$1694/33,581250.1
5261 Ostrich Court, Jacksonville, FL 32226Listed by ERA ONETEAM REALTYSep 2026$764,000$2484/33,0841010.2
5275 Clapboard Cove Court, Jacksonville, FL 32226Listed by ICI SELECT REALTY, INC.Jun 2026$700,000$2764/32,5372360.2
5354 Clapboard Creek Drive, Jacksonville, FL 32226Listed by WATSON REALTY CORPApr 2026$445,000$1844/32,415380.2
4896 Shell Creek Trail, Jacksonville, FL 32226Listed by PULTE REALTY OF NORTH FLORIDA, LLC.May 2026$514,690$1963/32,622770.4
4934 Shell Creek Trail, Jacksonville, FL 32226Listed by PULTE REALTY OF NORTH FLORIDA, LLC.Apr 2026$454,320$2124/32,1391010.4

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$550,000
Price / Sq Ft$183
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage3,011
Acres0.41 acres
Year Built2016
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusClosed
# of Garages3
Has PoolNo
Is WaterfrontYes
Direction FacesWest

School Information

ElementaryNew Berlin
MiddleOceanway
HighFirst Coast

Community Information

Address5288 Clapboard Creek Drive, Jacksonville, FL 32226
Area096-Ft George/Blount Island/Cedar Point
SubdivisionTidewater
CityJacksonville
CountyDuval
StateFL
Zip Code32226
Lot Size17,859.6 sq ft
Parcel Number1599422425
ZoningResidential

Amenities

AmenitiesPool, Basketball Court, Clubhouse, Fitness Center, Spa/Hot Tub, Tennis Court(s)
UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage
ViewPond
Waterfront TypePond

Interior

Interior FeaturesBreakfast Bar, Butler Pantry, Ceiling Fan(s), Entrance Foyer, His and Hers Closets, Jack and Jill Bath, Kitchen Island, Open Floorplan, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)
AppliancesDishwasher, Disposal, Double Oven, Electric Range, Electric Water Heater, Ice Maker, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringTile
# of Stories1
LevelsOne
LaundryIn Unit
SecuritySecurity System Owned, Smoke Detector(s)

Exterior

Patio / PorchCovered, Patio, Screened
FencingBack Yard
RoofShingle
ConstructionStone, Stucco
Road SurfaceAsphalt

Additional Information

Date ListedJanuary 8, 2025
Days on Market253
HOA Fees$205 / Quarterly
HOA FrequencyQuarterly
HOA NameLeland Management
Tax Amount$10,669.37
Tax Year2023
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: DJ & LINDSEY REAL ESTATE

Sold by: BOLD & SOLD LLC (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on May 1, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

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