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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a new construction home in Jacksonville.

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Sold

Sold·Closed May 28, 2026·77 days on market·Recent sales in Over 55 & Active Adult

4896 Shell Creek Trail

Jacksonville, FL 32226

$514,690sold priceListed at $514,690 · 100% of asking$196/sqftMLS# 2128773
3
Beds
3
Baths
2,622
Sq Ft
2026
Built
3
Garage
No
Pool
HOA $106/mo13,504 sqft lotSingle Family Residence1 storyNew construction

About this home

Jacksonville

Step into this beautifully crafted, new-construction Easley home, situated on a spacious homesite and loaded with desirable upgrades. This layout offers 3 Bedrooms, 3 full Bathrooms, a 3-Car Garage, and a dedicated Work-From-Home Den. The Open-Concept design centers around a stunning Gourmet Kitchen, featuring built-in Whirlpool Appliances including a Microwave, Oven, Gas Cooktop with Wood Hood, and Dishwasher. The space is finished with 42'' Upper Cabinetry, a Crackled White Tile Backsplash, Quartz countertops, and a large Island that flows seamlessly into the Café and expansive Gathering Room. The gathering area is further elevated by an elegant Tray Ceiling and Pocket Sliding Glass Doors that enhance natural light and indoor-outdoor living. Additional highlights include a Smart Home Package, full-home Gutters, a 4' Garage Extension, upgraded 8' Interior Doors, Sink in the Laundry, and Window Blinds. Don't miss your chance to tour this exceptional home—schedule your visit today!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,851
Property taxesest. at asking price, Duval County$840
HOAbilled monthly$106
Estimated total, before insurance$3,797/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$1,153/yr · $96/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$514,690
$102,938
Loan Term
Monthly Payment
$2,851
Principal & Interest: $2,851
Property taxes (est.): $840
Insurance (est.): $343
Estimated Total Monthly
$4,034
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,464 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $1,153/yr

Estimated taxes if purchased at asking price: ~$10,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $194/sq ft; this home is listed at $196/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
12481 Royal Red Way, Jacksonville, FL 32226Listed by REMAX WELCOME HOMESep 2026$515,000$1944/32,6591000.2
5261 Ostrich Court, Jacksonville, FL 32226Listed by ERA ONETEAM REALTYSep 2026$764,000$2484/33,0841010.3
5814 Candelore Court, Jacksonville, FL 32226Listed by PULTE REALTY OF NORTH FLORIDA, LLC.Sep 2026$611,611$2263/3.52,71200.4
4559 Haystack Court, Jacksonville, FL 32226Listed by SOMEDAY HOMES REALTY, LLC.Oct 2026$450,000$1634/3.52,769470.5
12264 Sacha Road, Jacksonville, FL 32226Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS SOUTHSIDESep 2026$324,232$1714/21,8952980.9
4003 Cedar Bluff Lane, Jacksonville, FL 32226Listed by REAL BROKER LLCJun 2026$410,000$1614/2.52,549291.2

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$514,690
Price / Sq Ft$196
Bedrooms3
Bathrooms3.00
Full Baths3
Square Footage2,622
Acres0.31 acres
Year Built2026
TypeResidential
Sub-TypeSingle Family Residence
StyleOther
Property ConditionUnder Construction
StatusClosed
# of Garages3
Has PoolNo
Is WaterfrontNo
New ConstructionYes

Community Information

Address4896 Shell Creek Trail, Jacksonville, FL 32226
Area096-Ft George/Blount Island/Cedar Point
SubdivisionWingate Landing
CityJacksonville
CountyDuval
StateFL
Zip Code32226
Lot Size13,503.6 sq ft
Parcel Number1598480545

Amenities

AmenitiesOther, Jogging Path, Park, Playground
UtilitiesCable Available, Electricity Connected, Natural Gas Available, Natural Gas Connected, Sewer Connected, Water Available
SewerPublic Sewer
Water SourcePublic
ParkingGarage, Garage Door Opener
ViewOther

Interior

Interior FeaturesKitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Smart Home, Smart Thermostat, Walk-In Closet(s), Other
AppliancesOther, Dishwasher, Gas Cooktop, Gas Oven, Microwave, Refrigerator, Tankless Water Heater
HeatingElectric, Heat Pump
CoolingCentral Air, Electric
FlooringCarpet, Tile, Vinyl
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Gas Dryer Hookup, Washer Hookup

Exterior

Lot DescriptionOther
Patio / PorchCovered, Front Porch, Rear Porch
RoofShingle
ConstructionFiber Cement, Frame
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedFebruary 10, 2026
Days on Market77
HOA Fees$106 / Monthly
HOA FrequencyMonthly
Tax Amount$1,153.18
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionYes

Listing Courtesy of: PULTE REALTY OF NORTH FLORIDA, LLC.

Sold by: PULTE REALTY OF NORTH FLORIDA, LLC. (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on May 28, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

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