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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in St. Augustine — an oceanfront home in Northeast Florida.

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Sold

Sold·Closed Oct 31, 2025·167 days on market·Recent sales in St. Augustine

5650 A1A S D222

St. Augustine, FL 32080

$459,000sold priceListed at $475,000 · 96.6% of asking$340/sqftMLS# 2054481
2
Beds
2.5
Baths
1,350
Sq Ft
1975
Built
—
Garage
No
Pool
HOA $685/moWaterfrontCondominium1 story

About this home

St. Augustine

Experience coastal living at its finest in this beautifully updated 2-bedroom, 2.5-bath ocean view condo in the highly desirable Crescent Beach area of St. Augustine FL. With breathtaking ocean views from every room and direct access to white sand beaches, this beachfront retreat is ideal as a full-time residence, vacation home, or investment property. This condo features an assumable VA mortgage at an incredible 2.75% interest rate, offering rare affordability in today's market. The interior showcases modern renovations including new vinyl plank flooring throughout the open-concept living and kitchen space, perfect for entertaining. Updated sliding glass doors lead to private balconies where you can enjoy views of the Atlantic Ocean and unforgettable sunrises. Each bedroom is a sun-filled haven with its own updated en-suite bath, creating a private and peaceful atmosphere.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,542
Property taxesest. at asking price, St. Johns County$611
HOAbilled monthly$685
Estimated total, before insurance$3,838/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$459,000
$91,800
Loan Term
Monthly Payment
$2,542
Principal & Interest: $2,542
Property taxes (est.): $611
Insurance (est.): $306
Estimated Total Monthly
$3,459
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Around this address

Nearby, from public data

The closest public beach, park, water access and league fields from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2023 property taxes (current owner): $4,398/yr

Estimated taxes if purchased at asking price: ~$7,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $502/sq ft; this home is listed at $352/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
6100 A1A S 318, St. Augustine, FL 32080Listed by SAVVY AVENUE, LLC.Aug 2026$470,000$3962/21,186620.5
6170 A1A 215, St. Augustine, FL 32080Listed by LIGHTHOUSE REALTY ASSOCIATESAug 2026$815,000$5023/21,624760.6
6170 A1A S 214, St. Augustine, FL 32080Listed by JASON MITCHELL REAL ESTATE FLORIDA, LLC.Mar 2026$665,000$4752/21,399710.6
6100 A1A S 419, St. Augustine Beach, FL 32080Listed by ANTRA REALTY GROUP, LLCMar 2026$595,000$4103/2.51,4501600.6
6240 A1A S 316, St. Augustine, FL 32080Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINEJul 2026$725,000$5192/21,39720.8
6240 A1A S 213, St. Augustine, FL 32080Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYJul 2026$720,000$5152/21,39770.8

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$475,000
Price / Sq Ft$352
Bedrooms2
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage1,350
Year Built1975
TypeResidential
Sub-TypeCondominium
StyleFlat
StatusClosed
Has PoolNo
Is WaterfrontYes

School Information

Community Information

Address5650 A1A S D222, St. Augustine, FL 32080
Area331-St Augustine Beach
SubdivisionIsland House Condo
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32080
Parcel Number1828500250

Amenities

AmenitiesPool, Beach Access, Cable TV, Clubhouse, Maintenance Grounds, Management- On Site, Tennis Court(s), Trash, Water
UtilitiesCable Connected, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAssigned, Guest
ViewBeach, Ocean, Pool

Interior

Interior FeaturesCeiling Fan(s)
AppliancesDishwasher, Disposal, Dryer, Electric Range, Microwave, Refrigerator, Washer
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringCarpet, Tile
# of Stories1
LevelsOne

Exterior

Exterior FeaturesBalcony
Patio / PorchPatio
ConstructionBlock, Stucco

Additional Information

Date ListedOctober 28, 2025
Days on Market167
HOA Fees$685 / Monthly
HOA FrequencyMonthly
HOA Fee IncludesCable TV, Maintenance Grounds, Sewer, Trash, Water
Tax Amount$4,397.89
Tax Year2023
Listing TermsAssumable, Cash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: FIV REALTY CO FLORIDA LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Oct 31, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

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