This home is in Retreat V, Ponte Vedra Beach — a home near Ponte Vedra High School.
No photos available
This listing has no photos yet
No photos available
This listing has no photos yet
Sold·Closed May 5, 2026·569 days on market·Recent sales in Retreat V·Retreat V
685 Ponte Vedra Boulevard 685A
Ponte Vedra Beach, FL 32082
All Retreat V homes for sale →Search Retreat V on the map
About this home
Retreat V
Direct east exposure for this oceanfront ground floor 2 bedroom, 2 bathroom condo on a pristine stretch of beach; entire condo has been tastefully renovated/updated 2022 with new kitchen, master and guest baths, appliances. Hurricane proof floor to ceiling oceanfront window and door sliders in Lanai; master bedroom and family room. Plantation shutters throughout; floor faux tile and tile living areas. Electronic shade system across oceanfront Lanai doors and windows; enjoy gorgeous sunrises & moonrises; watch storms roll in; keep morning heat of the summer at bay.! Tastefully decorated with beach life accessories. Direct access to the beach, surf and sand via a 3 step paver patio direct from the Lanai stair access to the beach via dock crossover; then rinse off private shower from this first floor unit. Storage closet on Lanai for all your beach toys and lounges at your finger tips.
Next steps in Retreat V
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Tile — year not disclosed (home built 1987)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,715 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
Mickler's Landing Beachfront Park10 min drive · 202 parking spaces
Closest park or preserve
Nocatee Preserve21 min drive · 2,378 acres
Closest public boat ramp
Palm Valley Public Landingabout 6 mi · Tolomato River
Closest kayak & paddleboard launch
Cradle Creek Preserve Kayak Launch (Long Portage!)about 5 mi · Cradle Creek - San Pablo Creek
Closest youth league fields
Cornerstone Park13 min drive · Baseball
Closest grocery store
Publix7 min drive · 220 Front Street, Ponte Vedra Beach
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
2023 property taxes (current owner): $12,990/yr
Estimated taxes if purchased at asking price: ~$23,200/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $1,097/sq ft; this home is listed at $1,109/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 695 Ponte Vedra Boulevard 202, Ponte Vedra Beach, FL 32082Listed by RE/MAX SPECIALISTS PV | Aug 2026 | $1,975,000 | $1,097 | 3/2 | 1,800 | 117 | 0 |
| 693 Ponte Vedra Boulevard 106D, Ponte Vedra Beach, FL 32082Listed by COMPASS FLORIDA LLC | Sep 2026 | $1,925,000 | $1,242 | 3/3 | 1,550 | 6 | 0.1 |
| 657 Ponte Vedra Boulevard 657D, Ponte Vedra Beach, FL 32082Listed by PONTE VEDRA CLUB REALTY, INC. | Jun 2026 | $1,850,000 | $1,243 | 2/2 | 1,488 | 50 | 0.2 |
| 799 Sandpiper Lane, Ponte Vedra Beach, FL 32082Listed by COLDWELL BANKER VANGUARD REALTY | Sep 2026 | $310,000 | $279 | 2/2 | 1,113 | 82 | 0.4 |
| 15 Sea Winds Lane E, Ponte Vedra Beach, FL 32082Listed by FLUID REALTY, LLC. | Aug 2026 | $705,000 | $400 | 3/2 | 1,761 | 66 | 0.5 |
| 695 A1A N 53, Ponte Vedra Beach, FL 32082Listed by BEACHES REALTY AND MANAGEMENT LLC | Aug 2026 | $175,000 | $139 | 2/2 | 1,260 | 70 | 0.5 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: PONTE VEDRA CLUB REALTY, INC.
Sold by: PONTE VEDRA CLUB REALTY, INC. (buyer's brokerage)
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Retreat V
Retreat V is a neighborhood in Ponte Vedra Beach, FL (St. Johns County), ZIP 32082.
View all Retreat V homes for sale →Keep looking
Similar homes in Ponte Vedra Beach
Explore the area
More in Retreat V
Retreat V guides & reports
Your Local Realtor
Krista Fracke
Broker Associate
This home sold on May 5, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Is this home priced right?
Ask Krista and she'll email you her read on how this price compares with recent sales nearby.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines