Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

This home is in Jacksonville — a gated community home in Jacksonville.

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Sold

Sold·Closed Oct 17, 2025·465 days on market·Recent sales in Over 55 & Active Adult

5274 Clapboard Cove Court

Jacksonville, FL 32226

$740,000sold priceListed at $749,900 · 98.7% of asking$232/sqftMLS# 2024885

Beds

3.5

Baths

3,196

Sq Ft

2024

Built

Garage

Pool

HOA $72/moWaterfrontSingle Family Residence2 storiesNew construction

About this home

Jacksonville

There's plenty of room in the award-winning Palos Verdes. As you enter the home through a two-story open foyer, you immediately have a view to your open living room, which leads out to your covered lanai. The expansive living room is open to the gourmet kitchen and dining room, allowing for an enormously airy space perfect for a large family or for frequent entertainers. The master suite is situated along one full side of the home, and features double walk-in closets, double vanities and a huge walk-in shower. The second floor provides lots of additional living space, making this home perfect for a large or growing family.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$4,099

Property taxesest. at asking price, Duval County$1,208

HOAbilled annually$72

Estimated total, before insurance$5,379/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

Home Price

$740,000

Down Payment: 20%

$148,000

Interest Rate: 7.40%

Loan Term

Monthly Payment

$4,099

Principal & Interest: $4,099

Property taxes (est.): $1,208

Insurance (est.): $493

Estimated Total Monthly

$5,801

*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2024)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,712 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Closest beach parking
Bluffs Scenic Trail, Big Talbot Island State Park
about 5 mi · 35 parking spaces
Closest park or preserve
Pumpkin Hill Creek Preserve State Park
about 3 mi · 7.9 mi of trails
Closest public boat ramp
Palms Fish Camp Public Ramp
about 4 mi · St. Johns River - Clapboard Creek
Closest kayak & paddleboard launch
Pumpkin Hill Creek Preserve State Park Canoe / Kayak Launch
about 3 mi · Pumpkin Hill Creek
Closest youth league fields
William F. Sheffield Regional Park
about 2 mi · Baseball, Football, Softball
Closest grocery store
Publix
about 3 mi · 12541 Yellow Bluff Rd, Jacksonville

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $227/sq ft; this home is listed at $235/sq ft.

Address	Closed	Price	$/sq ft	Bd/Ba	Sq ft	DOM	Miles
5275 Clapboard Cove Court, Jacksonville, FL 32226Listed by ICI SELECT REALTY, INC.	Jun 2026	$700,000	$276	4/3	2,537	236	0
5279 Cattle Crossing Way, Jacksonville, FL 32226Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY	Mar 2026	$605,000	$169	4/3	3,581	25	0.1
5340 Clapboard Cove Court, Jacksonville, FL 32226Listed by ALFA REALTORS CORP	Oct 2026	$639,000	$163	5/3.5	3,931	85	0.2
5311 Cattle Crossing Way, Jacksonville, FL 32226Listed by ICI SELECT REALTY, INC.	Nov 2025	$745,276	$227	4/3.5	3,282	9	0.2
5354 Clapboard Creek Drive, Jacksonville, FL 32226Listed by WATSON REALTY CORP	Apr 2026	$445,000	$184	4/3	2,415	38	0.3
12138 Barn Owl Court, Jacksonville, FL 32226Listed by ICI SELECT REALTY, INC.	Feb 2026	$853,598	$278	4/3	3,067	0	0.3

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$749,900

Price / Sq Ft$235

Bedrooms4

Bathrooms3.50

Full Baths3

Half Baths1

Square Footage3,196

Year Built2024

TypeResidential

Sub-TypeSingle Family Residence

StatusClosed

# of Garages3

Has PoolNo

Is WaterfrontYes

New ConstructionYes

School Information

ElementaryNew Berlin

MiddleOceanway

HighFirst Coast

Community Information

Address5274 Clapboard Cove Court, Jacksonville, FL 32226

Area096-Ft George/Blount Island/Cedar Point

SubdivisionTidewater

CityJacksonville

CountyDuval

StateFL

Zip Code32226

Lot Dimensions80'

Parcel Number159942-4580

ZoningResidential

Amenities

AmenitiesPool, Children's Pool, Clubhouse, Fitness Center, Gated, Tennis Court(s)

UtilitiesCable Available, Electricity Available, Natural Gas Available, Sewer Available, Water Available

SewerPublic Sewer

Water SourcePublic

ParkingAttached, Garage, Garage Door Opener

ViewWater

Waterfront TypePond

Interior

Interior FeaturesBreakfast Bar, Eat-in Kitchen, Entrance Foyer, His and Hers Closets, Jack and Jill Bath, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Smart Thermostat, Split Bedrooms, Walk-In Closet(s)

AppliancesDisposal, Gas Water Heater, Tankless Water Heater

HeatingCentral, Electric

CoolingCentral Air, Electric

# of Stories2

LaundryIn Unit

SecuritySecurity System Owned, Smoke Detector(s)

Exterior

Patio / PorchCovered, Front Porch, Rear Porch

RoofShingle

ConstructionFiber Cement, Frame

Road SurfaceAsphalt

Additional Information

Date ListedMay 28, 2025

Days on Market465

HOA Fees$864 / Annually

HOA FrequencyAnnually

Listing TermsCash, Conventional, FHA

55+ CommunityNo

New ConstructionYes

Listing Courtesy of: ICI SELECT REALTY, INC.

Sold by: SELLSTATE JAX REALTY (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

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