Skip to main content
Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Sawgrass, Ponte Vedra Beach — a waterfront home in Ponte Vedra Beach.

Photo 1 / 71
Active

$825,0004 bd · 3 ba · 2,207 sq ft

Active·1 day on market·Sawgrass

48 Walkers Ridge Drive

Ponte Vedra Beach, FL 32082

$825,000$374/sqftEst. $4,471/mo mortgageMLS# 2173608
4
Beds
3
Baths
2,207
Sq Ft
1988
Built
2
Garage
No
Pool

20 more homes for sale in Sawgrass →Search Sawgrass on the map

FEMA Zone XHOA $137/mo5,663 sqft lotWaterfrontSingle Family Residence2 stories

See it this week

Want to walk through this home this week?

Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Sawgrass

Located on 1 of Sawgrass/Walker's Ridge's most picturesque and private parcels, this home lives large. Downstairs features a 2-story great room loaded with first and second level windows, creating a naturally-bright interior. The den/office, tucked in off the foyer, has a full bath so it can be a 4th bedroom. On the back side of the first level is the roomy primary bedroom, with a walk-in closet, shower and soaking tub. The added Florida Room creates more living space & backyard/pond views, with a wall of windows, easy-care LVP & access to the beautiful back yard. Off the great room: kitchen, informal dining area, pantry, laundry room. Upstairs: 2 bedrooms and a full bathroom. Outside, this home is appointed with a paver driveway & sidewalks plus a large herringbone-pattern brick back patio overlooking the pond, a private, beautifully-landscaped space for peaceful times. Community pool & Sawgrass Beach access are close by; club amenities are separate. What an opportunity!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.18% · 30yr$4,471
Property taxesest. at asking price, St. Johns County$1,080
HOAbilled quarterly$137
Estimated total, before insurance$5,689/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$825,000
$165,000
Loan Term
Monthly Payment
$4,471
Principal & Interest: $4,471
Property taxes (est.): $1,080
Insurance (est.): $550
Estimated Total Monthly
$6,101
*30-year loan at 7.18% APR (avg 30-yr rate 2026-11-05, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone B

Zone B evacuates after zone A in an approaching storm.

Roof: material not specified — year not disclosed (home built 1988)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,771 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

As of November 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

History

Price & status history

  • Nov 13, 2026Listed$825,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $386/sq ft; this home is listed at $374/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
7 Walkers Ridge Drive, Ponte Vedra Beach, FL 32082Listed by KEARNEY REAL ESTATE SERVICES,Jul 2026$670,000$3653/21,8381040
42 Village Walk Drive, Ponte Vedra Beach, FL 32082Listed by ONE SOTHEBY'S INTERNATIONAL REALTYSep 2026$1,000,000$4613/22,16760.1
127 Glen Cove Place, Ponte Vedra Beach, FL 32082Listed by WATSON REALTY CORPAug 2026$855,000$3784/32,259340.3
109 Bay Hill Court, Ponte Vedra Beach, FL 32082Listed by WATSON REALTY CORPOct 2026$529,000$3352/21,578110.4
100 Vedra Landing Court, Ponte Vedra Beach, FL 32082Listed by MARSH LANDING REALTYJul 2026$759,500$3863/21,96980.4
70 Village Walk Lane, Ponte Vedra Beach, FL 32082Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYJul 2026$1,150,000$4393/2.52,622250.4

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Features

Price$825,000
Price / Sq Ft$374
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage2,207
Total Structure Area2,830 sq ft
Acres0.13 acres
Year Built1988
TypeResidential
Sub-TypeSingle Family Residence
StyleContemporary
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontYes
Gated CommunityYes

School Information

Zone sourceSt. Johns County School District attendance zones, current school year. Zones change; confirm with the district before you rely on one.
Reported middleAlice B. Landrum
Reported highAllen D. Nease
Reported byThe listing agent, in the MLS. Where it differs from the zone, the zone wins.

Community Information

Address48 Walkers Ridge Drive, Ponte Vedra Beach, FL 32082
Area261-Ponte Vedra Bch-S Of Corona-E Of A1E/Lake Pv
SubdivisionSawgrass Country Club
CityPonte Vedra Beach
CountySt. Johns
StateFL
Zip Code32082
Lot Size5,662.8 sq ft
Parcel Number0662200480

Amenities

AmenitiesPool, Beach Access, Gated, Playground
Community FeaturesGated
UtilitiesCable Available
SewerPublic Sewer
Water SourcePublic
ParkingGarage
ViewLake, Pond, Water
Waterfront TypeLagoon, Lake Front, Pond

Interior

Interior FeaturesCeiling Fan(s), Entrance Foyer, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Vaulted Ceiling(s), Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Electric Oven, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile
FireplaceYes
# of Fireplaces1
Fireplace FeaturesWood Burning
# of Stories2
LevelsOne and One Half
Window FeaturesSkylight(s)
SecurityGated with Guard

Exterior

Patio / PorchAwning(s), Patio, Wrap Around
ConstructionBrick, Frame

Additional Information

Date ListedNovember 13, 2026
Days on Market1
HOA Fees$412 / Quarterly
HOA FrequencyQuarterly
HOA NameWalker's Ridge
Listing TermsCash, Conventional, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: BERRY & CO. REAL ESTATE

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Sawgrass

Sawgrass is a neighborhood in Ponte Vedra Beach, FL (St. Johns County), ZIP 32082.

View all Sawgrass homes for sale →
Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines