This home is in Sawgrass, Ponte Vedra Beach.

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Pending

Pending·53 days on market·Sawgrass

70 Village Walk Lane

Ponte Vedra Beach, FL 32082

$1,260,000$481/sqftEst. $6,424/moMLS# 2146200

Beds

Baths

2,622

Sq Ft

1981

Built

Garage

Pool

About this home

Sawgrass

Welcome to your own PRIVATE SLICE OF PARADISE. This METICULOUSLY MAINTAINED, SINGLE STORY 3-bedroom, 2.5-bath home is nestled on a quiet CUL-DE-SAC within the prestigious GATED community of SAWGRASS COUNTRY CLUB. Made for those who love to ENTERTAIN and those who simply love to RELAX. Step outside to your STUNNING BACKYARD OASIS, where sweeping GOLF and SUNSET VIEWS paint the sky every evening -- a setting that has to be seen to be believed. Inside, the single-story layout offers effortless living that feels both COMFORTABLE and INVITING. Beyond the gates, PONTE VEDRA BEACH offers a LIFESTYLE that's hard to match -spend your days on the water, the courts, or the course, then wind down with world-class dining, boutique shopping, or a show at the Ponte Vedra Concert Hall. With Jacksonville and St. Augustine both just a short drive away, everything you could want is right at your fingertips.

Cost to own

Mortgage calculator

Home Price

$1,260,000

Down Payment: 20%

$252,000

Interest Rate: 6.58%

Loan Term

Monthly Payment

$6,424

Principal & Interest: $6,424

Property taxes (est.): $1,677

Insurance (est.): $840

Estimated Total Monthly

$8,941

*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$6,424

Property taxesest. at asking price, St. Johns County$1,677

HOAbilled semi-annually$219

Estimated total, before insurance$8,320/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$1,102,771	$290,301	—
2024	$1,011,236	$281,271	—
2023	$1,021,182	$271,477	—
2022	$861,045	$266,468	—
2021	$647,582	$257,236	—
2020	$556,500	$252,987	—

Estimated taxes if purchased at asking price: ~$20,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: material not specified — year not disclosed (home built 1981)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · St Johns County Utilities - accounts · Public water · St Johns County Utilities - water accounts

County records show this parcel on central sewer served by St Johns County Utilities - accounts — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,745 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History