Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

This home is in Sawgrass, Ponte Vedra Beach — a home near Ponte Vedra High School.

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Active

Active·Listed today·Sawgrass

10017 Sawgrass Drive E

Ponte Vedra Beach, FL 32082

$700,000$492/sqftEst. $3,617/moMLS# 2163892

Beds

Baths

1,424

Sq Ft

1974

Built

—

Garage

Pool

About this home

Sawgrass

Fully Furnished! Move right in and enjoy year-round resort-style living in this beautifully renovated, two-story condo in Rough Creek Villas. The two-bedroom, two-bath layout includes a spacious downstairs bedroom with double closets and an upstairs primary suite with a large walk-in closet plus a balcony overlooking the two-story screened lanai. Recent upgrades include all the BIG items! A new roof, newer HVAC with a maintenance contract, a full re-pipe, and a newer 50-gallon water heater. Located across from Sawgrass Country Club and just a short bike ride to the beach, the home also includes four bikes, beach gear, and a Green Egg for easy post-beach cookouts. Whether you're seeking a primary residence, second home, or short- or long-term rental investment, this property is an excellent choice. Don't miss the chance to enjoy the sought-after Sawgrass Country Club lifestyle in the heart of Ponte Vedra Beach, close to excellent shopping, fine dining, St. Augustine, and Mayo

Cost to own

Mortgage calculator

Home Price

$700,000

Down Payment: 20%

$140,000

Interest Rate: 6.71%

Loan Term

Monthly Payment

$3,617

Principal & Interest: $3,617

Property taxes (est.): $932

Insurance (est.): $467

Estimated Total Monthly

$5,015

*30-year loan at 6.71% APR (avg 30-yr rate 2026-09-03, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.71% · 30yr$3,617

Property taxesest. at asking price, St. Johns County$931

HOAbilled semi-annually$198

Estimated total, before insurance$4,747/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,605/yr · $300/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $3,605/yr

Estimated taxes if purchased at asking price: ~$11,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Shingle — year not disclosed (home built 1974)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · St Johns County Utilities - accounts · Public water · St Johns County Utilities - water accounts

County records show this parcel on central sewer served by St Johns County Utilities - accounts — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,581 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Sep 8, 2026Listed$700,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$700,000

Price / Sq Ft$492

Bedrooms2

Bathrooms2.00

Full Baths2

Square Footage1,424

Year Built1974

TypeResidential

Sub-TypeCondominium

StyleContemporary

Property ConditionUpdated/Remodeled

StatusActive

Has PoolNo

Is WaterfrontNo

Gated CommunityYes

School Information

ElementaryPonte Vedra Rawlings

MiddleAlice B. Landrum

HighPonte Vedra

Community Information

Address10017 Sawgrass Drive E, Ponte Vedra Beach, FL 32082

Area261-Ponte Vedra Bch-S Of Corona-E Of A1E/Lake Pv

SubdivisionSawgrass Country Club

CityPonte Vedra Beach

CountySt. Johns

StateFL

Zip Code32082

Parcel Number0662501040

ZoningResidential

Amenities

AmenitiesPool, Beach Access, Maintenance Grounds, Playground, Security

UtilitiesCable Connected, Electricity Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingAssigned

ViewTrees/Woods

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Entrance Foyer, Open Floorplan, Primary Bathroom - Tub with Shower, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)

AppliancesDishwasher, Disposal, Dryer, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer

HeatingCentral, Electric

CoolingCentral Air, Electric

FlooringCarpet

# of Stories2

LevelsTwo

LaundryElectric Dryer Hookup, In Unit, Washer Hookup

Security24 Hour Security, Gated with Guard, Security Gate, Smoke Detector(s)