This home is in Jacksonville — a waterfront home in Jacksonville.
$350,0003 bd · 2 ba · 1,714 sq ft
Active·Listed today
12524 Creekside Manor Drive
Jacksonville, FL 32218
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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
Jacksonville
Schedule your private showing today and discover this beautifully maintained 2023-built waterfront home in Creekside Manor! Enjoy peaceful pond views from a spacious .24-acre cul-de-sac lot. This 3BR/2BA home offers 1,714 SF of thoughtfully designed living space. The open floor plan features a kitchen with center island, breakfast bar, pantry, and seamless flow into the living and dining areas. Split bedrooms provide privacy, while the primary suite offers a walk-in closet and private bath with walk-in shower. Relax on the covered rear patio overlooking the fenced backyard and tranquil pond. Additional features include irrigation, smart thermostat, EV charging station, and attached 2-car garage. 5.99% assumable VA loan, subject to lender approval and buyer qualification! Convenient to River City Marketplace, Jacksonville International Airport, major highways, shopping, and dining. NO CDD FEES! Kitchen Refrigerator, Tesla EV Charger and Security Camera System do NOT convey with sale.
Next steps in Jacksonville
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X (shaded) — moderate flood risk (0.2% annual chance)
Flood insurance is optional but often inexpensive here — worth pricing.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone A
Zone A evacuates first in a storm — typically coastal and surge-prone areas.
Roof: Shingle — year not disclosed (home built 2023)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,454 usable sun-hours per year
Moderate solar exposure — shade or roof orientation limits panel output here.
Krista can connect you with local insurance quotes before you make an offer.
As of November 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
Bluffs Scenic Trail, Big Talbot Island State Parkabout 9 mi · 35 parking spaces
Closest park or preserve
Reddie Point Preserveabout 5 mi · 1.2 mi of trails
Closest public boat ramp
New Berlin Public Boat Rampabout 5 mi · St. Johns River
Closest kayak & paddleboard launch
Reddie Point Preserve Canoe Accessabout 5 mi · St. Johns River
Closest youth league fields
Tom Marshall Parkabout 0.7 mi · Baseball, Football, Softball
Closest grocery store
Publixabout 1 mi · 12541 Yellow Bluff Rd, Jacksonville
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2026 | $289,178 | $0 | — |
2025 property taxes (current owner): $5,394/yr
Estimated taxes if purchased at asking price: ~$6,900/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,601 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2026), NEFMLS.
History
Price & status history
- Nov 11, 2026Listed$350,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $170/sq ft; this home is listed at $204/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 12563 Creekside Manor Drive, Jacksonville, FL 32218Listed by WATERMARKE REALTY GROUP LLC | Oct 2026 | $355,000 | $170 | 4/2 | 2,092 | 174 | 0.1 |
| 2106 Dunn Creek Cemetery Road, Jacksonville, FL 32218Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST | Oct 2026 | $360,000 | $171 | 3/2 | 2,106 | 21 | 0.2 |
| 12717 Dunn Creek Road, Jacksonville, FL 32218Listed by FERNANDINA BEACH REALTY | Nov 2026 | $220,000 | $114 | 4/3 | 1,928 | 81 | 0.5 |
| 12384 Cherry Bluff Drive, Jacksonville, FL 32218Listed by RE/MAX SPECIALISTS | Sep 2026 | $361,000 | $164 | 4/3 | 2,201 | 80 | 0.5 |
| 971 Morning Light Road, Jacksonville, FL 32218Listed by ERA ONETEAM REALTY | Nov 2026 | $292,500 | $170 | 3/2 | 1,725 | 73 | 0.8 |
| 2233 Lincoln Sendero Trail, Jacksonville, FL 32218Listed by PROPERTY SAGE REALTY LLC | Oct 2026 | $329,000 | $176 | 4/2 | 1,874 | 140 | 0.8 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Is this home priced right?
Ask Krista and she'll email you her read on how this price compares with recent sales nearby.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: COLDWELL BANKER VANGUARD REALTY
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
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Text Krista about this home20+ years · 500+ closings · NE Florida
Is this home priced right?
Ask Krista and she'll email you her read on how this price compares with recent sales nearby.
Northeast Florida living
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