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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Neptune Beach — a pool home in Jacksonville.

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Active

$1,999,9995 bd · 4 ba · 3,028 sq ft

Active·1 day on market

600 Davis Street

Neptune Beach, FL 32266

$1,999,999$661/sqftEst. $10,904/mo mortgageMLS# 2171456
Open house Sat, Oct 31 · 10:00 am–12:00 pm
5
Beds
4
Baths
3,028
Sq Ft
1975
Built
2
Garage
Yes
Pool
FEMA Zone XNo HOASingle Family Residence2 stories

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Want to walk through this home this week?

Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Neptune Beach

Essentially new construction, this beautifully reimagined Neptune Beach home offers 5 bedrooms, 4 bathrooms, and a brand-new pool. Completely rebuilt with all-new systems, including plumbing and electrical, everything in the home is new, offering the feel and peace of mind of new construction. Thoughtfully designed with a fresh, modern aesthetic, the light-filled interior features expansive windows, engineered hardwood flooring, generous room sizes, and abundant storage throughout. The spacious primary suite is conveniently located downstairs and offers ample room for a comfortable retreat. The luxurious kitchen showcases high-end finishes, designer lighting, a butler's pantry, and a large island, blending elevated style with everyday functionality. Enjoy the best of the Beaches lifestyle in a highly desirable location, just an easy bike ride to the beach and Beaches Town Center for boutique shopping, restaurants, and local favorites.

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.24% · 30yr$10,904
Property taxesest. at asking price, Duval County$3,266
Estimated total, before insurance$14,170/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,997/yr · $333/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$1,999,999
$400,000
Loan Term
Monthly Payment
$10,904
Principal & Interest: $10,904
Property taxes (est.): $3,266
Insurance (est.): $1,333
Estimated Total Monthly
$15,503
*30-year loan at 7.24% APR (avg 30-yr rate 2026-10-29, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X (shaded) — moderate flood risk (0.2% annual chance)

Flood insurance is optional but often inexpensive here — worth pricing.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone B

Zone B evacuates after zone A in an approaching storm.

Roof: Shingle — year not disclosed (home built 1975)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,523 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of October 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $3,997/yr

Estimated taxes if purchased at asking price: ~$39,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Oct 29, 2026Listed$1,999,999

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $422/sq ft; this home is listed at $661/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
569 Myra Street, Neptune Beach, FL 32266Listed by OMNI REALTY GROUP OF NORTH FLORIDA INCOct 2026$1,690,000$6153/32,750850.2
1024 Neptune Lane, Neptune Beach, FL 32266Listed by SIGNATURE REALTY & MANAGEMENTSep 2026$1,100,000$4224/3.52,605900.4
1017 Hagler Drive, Neptune Beach, FL 32266Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSSep 2026$1,000,000$4554/32,20030.4
2010 Shadow Lane, Neptune Beach, FL 32266Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS SOUTHSIDEOct 2026$1,050,000$3844/2.52,7351840.6
1103 18th Avenue N, Jacksonville Beach, FL 32250Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSAug 2026$1,125,000$4004/42,81430.6
1911 Tanglewood Road, Jacksonville Beach, FL 32250Listed by HERRON REAL ESTATE LLCAug 2026$945,000$3414/32,77030.6

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$1,999,999
Price / Sq Ft$661
Bedrooms5
Bathrooms4.00
Full Baths4
Square Footage3,028
Year Built1975
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch, Traditional
Property ConditionUpdated/Remodeled
StatusActive
# of Garages2
Has PoolYes
Pool FeaturesIn Ground
Is WaterfrontNo

School Information

ConfirmAssignments come from listing agents and zones change; confirm the address with the school district.

Community Information

Address600 Davis Street, Neptune Beach, FL 32266
Area222-Neptune Beach-West
SubdivisionNeptune Beach
CityNeptune Beach
CountyDuval
StateFL
Zip Code32266
Parcel Number1724030062

Amenities

UtilitiesElectricity Connected, Sewer Available, Sewer Connected, Water Available, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAdditional Parking, Garage
ViewPool

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Butler Pantry, Ceiling Fan(s), Eat-in Kitchen, Guest Suite, Kitchen Island, Split Bedrooms, Vaulted Ceiling(s)
AppliancesDishwasher, Gas Range, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringWood
# of Stories2
LaundryIn Unit

Exterior

FencingWood
RoofShingle

Additional Information

Date ListedOctober 29, 2026
Days on Market1
Tax Amount$3,996.92
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: KELLER WILLIAMS REALTY ATLANTIC PARTNERS

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines

Open Houses

10/31/2026

10:00 am - 12:00 pm

11/1/2026

12:00 pm - 2:00 pm