Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

This home is in Neptune Beach — a home near Duncan U. Fletcher High School.

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Active

Active·Listed today

714 2nd Street

Neptune Beach, FL 32266

$2,799,000$962/sqftEst. $14,390/moMLS# 2162331

Beds

Baths

2,911

Sq Ft

1940

Built

Garage

Yes

Pool

About this home

Neptune Beach

Welcome to 714 2nd St, the newest creation from Senses Development & Design LLC. This modern, minimalist European-influenced residence delivers the ultimate expression of urban living by the sea--situated just two blocks from the ocean and steps to the vibrant dining and boutiques at Beaches Town Center. Completely reimagined in 2026 with an expanded footprint, the home blends thoughtful architecture with a curated collection of natural textures, custom finishes, and artisan details. Every space has been designed to feel elevated yet inviting, with handmade tilework, warm custom millwork, Moroccan plaster, limewash wall detailing, and expansive marble creating layers of texture and understated sophistication. Organic materials and a refined, neutral palette carry throughout the interiors, while carefully considered lighting, fixtures, and architectural details reinforce the home's distinctly European-inspired aesthetic.

Cost to own

Mortgage calculator

Home Price

$2,799,000

Down Payment: 20%

$559,800

Interest Rate: 6.66%

Loan Term

Monthly Payment

$14,390

Principal & Interest: $14,390

Property taxes (est.): $4,570

Insurance (est.): $1,866

Estimated Total Monthly

$20,826

*30-year loan at 6.66% APR (avg 30-yr rate 2026-08-27, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.66% · 30yr$14,390

Property taxesest. at asking price, Duval County$4,570

Estimated total, before insurance$18,960/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$17,887/yr · $1,491/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $17,887/yr

Estimated taxes if purchased at asking price: ~$54,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Metal, Shingle — year not disclosed (home built 1940)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,816 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Aug 28, 2026Listed$2,799,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$2,799,000

Price / Sq Ft$962

Bedrooms4

Bathrooms4.50

Full Baths4

Half Baths1

Square Footage2,911

Acres0.12 acres

Year Built1940

TypeResidential

Sub-TypeSingle Family Residence

StyleContemporary

Property ConditionUpdated/Remodeled

StatusActive

# of Garages2

Has PoolYes

Pool FeaturesIn Ground, Electric Heat, Pool Sweep

Is WaterfrontNo

Direction FacesEast

School Information

ElementaryNeptune Beach

MiddleDuncan Fletcher

HighDuncan Fletcher

Community Information

Address714 2nd Street, Neptune Beach, FL 32266

Area221-Neptune Beach-East

SubdivisionNeptune Beach

CityNeptune Beach

CountyDuval

StateFL

Zip Code32266

Lot Size5,227.2 sq ft

Lot Dimensions42x108

Parcel Number1729550000

ZoningResidential

Amenities

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingDetached, Garage Door Opener, Off Street

Interior

Interior FeaturesBreakfast Bar, Built-in Features, Butler Pantry, Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Walk-In Closet(s), Wet Bar

AppliancesDishwasher, Disposal, Double Oven, Dryer, Freezer, Ice Maker, Induction Cooktop, Microwave, Refrigerator, Washer, Washer/Dryer Stacked, Wine Cooler

HeatingElectric

CoolingCentral Air, Multi Units, Split System

FlooringTile, Wood

FireplaceYes

# of Fireplaces1

Fireplace FeaturesElectric

# of Stories2

LevelsTwo

LaundryIn Unit, Lower Level, Upper Level

Window FeaturesSkylight(s)