Skip to main content
Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Northshore, Atlantic Beach.

Photo 1 / 49
Active

$2,150,0003 bd · 3 ba · 2,150 sq ft

Active·Listed today·Northshore

317 Ahern Street 4

Atlantic Beach, FL 32233

$2,150,000$1000/sqftEst. $11,722/mo mortgageMLS# 2170992
3
Beds
3
Baths
2,150
Sq Ft
2019
Built
2
Garage
No
Pool

All Northshore homes for sale →Search Northshore on the map

FEMA Zone XHOA $350/moTownhouse3 stories

See it this week

Want to walk through this home this week?

Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Northshore

Two blocks to the ocean. One block to Beaches Town Center. Coming soon: an end unit at Northshore, a gated enclave of just 12 townhomes in the heart of Atlantic Beach. Mornings on the sand, dinner on foot, and no parking to worry about at either. Built in 2019, this three-story home has 3 bedrooms, 2.5 baths and a two-car garage. White oak wide-plank floors run throughout, and the kitchen has quartz counters, stainless appliances and a built-in refrigerator. Two balconies catch the ocean breeze, and the ground-floor patio opens onto the community's private gated courtyard. As an end unit, it gets extra light and one less shared wall. A two-car garage can house the bikes, boards and beach chairs. Guest parking is on site, and the HOA handles the grounds. All you have to manage is the walk to the beach. Furniture negotiable.

Next steps in Northshore

FollowNew Northshore homes the day they list, by email · free

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.24% · 30yr$11,722
Property taxesest. at asking price, Duval County$3,519
HOAbilled monthly$350
Estimated total, before insurance$15,591/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$2,150,000
$430,000
Loan Term
Monthly Payment
$11,722
Principal & Interest: $11,722
Property taxes (est.): $3,519
Insurance (est.): $1,433
Estimated Total Monthly
$16,674
*30-year loan at 7.24% APR (avg 30-yr rate 2026-10-29, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X (shaded) — moderate flood risk (0.2% annual chance)

Flood insurance is optional but often inexpensive here — worth pricing.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone B

Zone B evacuates after zone A in an approaching storm.

Roof: Shingle, Other — year not disclosed (home built 2019)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,581 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

As of November 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2026$1,673,111$1,191,153—

Estimated taxes if purchased at asking price: ~$42,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,601 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2026), NEFMLS.

History

Price & status history

  • Nov 11, 2026Active$2,150,000
  • Oct 26, 2026Listed$2,150,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $816/sq ft; this home is listed at $1,000/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
339 Ahern Street 4, Atlantic Beach, FL 32233Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYMay 2026$845,000$4903/31,724280
363 Sherry Drive, Atlantic Beach, FL 32233Listed by COLDWELL BANKER VANGUARD REALTYApr 2026$860,000$5333/2.51,61260.2
701 Beach Avenue 201, Atlantic Beach, FL 32233Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYJul 2026$1,485,000$8732/21,701240.5
701 Beach Avenue 301, Atlantic Beach, FL 32233Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYMar 2026$1,720,000$1,0112/21,701190.5
10 10th Street 9B, Atlantic Beach, FL 32233Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTJul 2026$1,350,000$8163/21,65430.6
444 Osprey Key, Atlantic Beach, FL 32233Listed by ROUND TABLE REALTYJun 2026$725,000$3903/3.51,85820.7

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Features

Price$2,150,000
Price / Sq Ft$1,000
Bedrooms3
Bathrooms3.00
Full Baths2
Half Baths2
Square Footage2,150
Year Built2019
TypeResidential
Sub-TypeTownhouse
StyleContemporary
Property ConditionUpdated/Remodeled
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo

School Information

ConfirmAssignments come from listing agents and zones change; confirm the address with the school district.

Community Information

Address317 Ahern Street 4, Atlantic Beach, FL 32233
Area232-Atlantic Beach-South
SubdivisionNorthshore
CityAtlantic Beach
CountyDuval
StateFL
Zip Code32233
Parcel Number169726-1115
ZoningResidential

Amenities

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAdditional Parking, Attached, Garage, Shared Driveway
ViewCity

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Guest Suite, His and Hers Closets, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Primary Bathroom - Tub with Shower, Split Bedrooms, Walk-In Closet(s)
AppliancesConvection Oven, Dishwasher, Disposal, Dryer, Electric Oven, Electric Range, Ice Maker, Microwave, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
FlooringTile, Wood
# of Stories3
LevelsThree Or More
LaundryIn Unit
SecurityCarbon Monoxide Detector(s), Security Fence, Security Gate, Security Lights, Smoke Detector(s)

Exterior

Exterior FeaturesBalcony, Courtyard, Fire Pit
Patio / PorchDeck, Front Porch, Patio, Rear Porch
FencingFenced
RoofShingle, Other
ConstructionConcrete, Stucco
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedNovember 12, 2026
Days on Market0
HOA Fees$350 / Monthly
HOA FrequencyMonthly
HOA NameAhern Townhome Association, Inc.
HOA Fee IncludesMaintenance Grounds
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Northshore

Northshore is a neighborhood in Jacksonville Beach, FL (Duval County), ZIP 32233.

View all Northshore homes for sale →
Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines