This home is in Northshore, Atlantic Beach.
$2,150,0003 bd · 3 ba · 2,150 sq ft
Active·Listed today·Northshore
317 Ahern Street 4
Atlantic Beach, FL 32233
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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
Northshore
Two blocks to the ocean. One block to Beaches Town Center. Coming soon: an end unit at Northshore, a gated enclave of just 12 townhomes in the heart of Atlantic Beach. Mornings on the sand, dinner on foot, and no parking to worry about at either. Built in 2019, this three-story home has 3 bedrooms, 2.5 baths and a two-car garage. White oak wide-plank floors run throughout, and the kitchen has quartz counters, stainless appliances and a built-in refrigerator. Two balconies catch the ocean breeze, and the ground-floor patio opens onto the community's private gated courtyard. As an end unit, it gets extra light and one less shared wall. A two-car garage can house the bikes, boards and beach chairs. Guest parking is on site, and the HOA handles the grounds. All you have to manage is the walk to the beach. Furniture negotiable.
Next steps in Northshore
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X (shaded) — moderate flood risk (0.2% annual chance)
Flood insurance is optional but often inexpensive here — worth pricing.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone B
Zone B evacuates after zone A in an approaching storm.
Roof: Shingle, Other — year not disclosed (home built 2019)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,581 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
As of November 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach access
1st Stabout 0.2 mi · 4 parking spaces
Closest park or preserve
Dutton Island Preserveabout 2 mi · 1.2 mi of trails
Closest public boat ramp
Oak Harbor Boat Ramp (Restricted to shallow draft boats)about 3 mi · Atlantic ICW (Duval County)
Closest kayak & paddleboard launch
Tide Views Preserve Canoe Landing (Long Portage!)about 2 mi · Pablo Creek
Closest youth league fields
Jack Russell Parkabout 0.5 mi · Baseball, Soccer
Closest grocery store
Publixabout 0.3 mi · 580 Atlantic Blvd, Neptune Beach
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2026 | $1,673,111 | $1,191,153 | — |
Estimated taxes if purchased at asking price: ~$42,200/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,601 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2026), NEFMLS.
History
Price & status history
- Nov 11, 2026Active$2,150,000
- Oct 26, 2026Listed$2,150,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $816/sq ft; this home is listed at $1,000/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 339 Ahern Street 4, Atlantic Beach, FL 32233Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY | May 2026 | $845,000 | $490 | 3/3 | 1,724 | 28 | 0 |
| 363 Sherry Drive, Atlantic Beach, FL 32233Listed by COLDWELL BANKER VANGUARD REALTY | Apr 2026 | $860,000 | $533 | 3/2.5 | 1,612 | 6 | 0.2 |
| 701 Beach Avenue 201, Atlantic Beach, FL 32233Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY | Jul 2026 | $1,485,000 | $873 | 2/2 | 1,701 | 24 | 0.5 |
| 701 Beach Avenue 301, Atlantic Beach, FL 32233Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY | Mar 2026 | $1,720,000 | $1,011 | 2/2 | 1,701 | 19 | 0.5 |
| 10 10th Street 9B, Atlantic Beach, FL 32233Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST | Jul 2026 | $1,350,000 | $816 | 3/2 | 1,654 | 3 | 0.6 |
| 444 Osprey Key, Atlantic Beach, FL 32233Listed by ROUND TABLE REALTY | Jun 2026 | $725,000 | $390 | 3/3.5 | 1,858 | 2 | 0.7 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Is this home priced right?
Ask Krista and she'll email you her read on how this price compares with recent sales nearby.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Northshore
Northshore is a neighborhood in Jacksonville Beach, FL (Duval County), ZIP 32233.
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Your Local Realtor

Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
Is this home priced right?
Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines

