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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Atlantic Beach.

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Active·Listed today

2323 Seminole Road

Atlantic Beach, FL 32233

$1,750,000$764/sqftEst. $9,090/moMLS# 2164581
3
Beds
3.5
Baths
2,290
Sq Ft
1981
Built
2
Garage
No
Pool

About this home

Atlantic Beach

Steps to the Beach • Ocean Views • Elevated Coastal Living. This is more than a beachside residence--it is an opportunity to embrace an exceptional coastal lifestyle where ocean views, sophisticated design, and immediate beach access come together effortlessly. Just steps to the sand, this beautifully upgraded home offers the rare luxury of living every day like you're on an exclusive seaside retreat. Designed for both relaxed coastal living and elegant entertaining, the home's inviting spaces flow seamlessly from indoors to out, creating the perfect setting for sunset cocktails, intimate dinner parties, and unforgettable gatherings with the Atlantic Ocean as your backdrop. Whether spending the day on the beach or hosting guests at home, every detail has been thoughtfully curated to enhance the coastal experience.

Cost to own

Mortgage calculator

$1,750,000
$350,000
Loan Term
Monthly Payment
$9,090
Principal & Interest: $9,090
Property taxes (est.): $2,858
Insurance (est.): $1,167
Estimated Total Monthly
$13,114
*30-year loan at 6.76% APR (avg 30-yr rate 2026-09-10, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.76% · 30yr$9,090
Property taxesest. at asking price, Duval County$2,857
HOAbilled monthly$225
Estimated total, before insurance$12,172/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$10,008/yr · $834/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $10,008/yr

Estimated taxes if purchased at asking price: ~$34,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Sep 12, 2026Listed$1,750,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$1,750,000
Price / Sq Ft$764
Bedrooms3
Bathrooms3.50
Full Baths3
Half Baths1
Square Footage2,290
Acres0.07 acres
Year Built1981
TypeResidential
Sub-TypeTownhouse
StyleContemporary
Property ConditionUpdated/Remodeled
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo

Community Information

Address2323 Seminole Road, Atlantic Beach, FL 32233
Area231-Atlantic Beach-North
SubdivisionBluffs
CityAtlantic Beach
CountyDuval
StateFL
Zip Code32233
Lot Size3,049.2 sq ft
Parcel Number1689081210
ZoningResidential

Amenities

AmenitiesBeach Access
UtilitiesCable Available
Water SourcePublic
ParkingAdditional Parking
ViewBeach, Ocean

Interior

AppliancesDishwasher, Dryer, Washer
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile
# of Stories3
LevelsThree Or More
LaundryUpper Level

Exterior

FencingBack Yard

Additional Information

Date ListedSeptember 12, 2026
Days on Market2
HOA Fees$225 / Monthly
HOA FrequencyMonthly
Tax Amount$10,007.58
Tax Year2025
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

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20+ years · 500+ closings · NE Florida

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