This home is in Jacksonville — a pool home in Jacksonville.
Active·3 days on market
6311 Whispering Oaks Drive W
Jacksonville, FL 32277
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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
Jacksonville
Get ready to fall in love with this beautifully renovated 4-bedroom plus office, 3-bath home that perfectly blends modern updates, everyday comfort, and the Florida lifestyle you've been dreaming of! Freshly updated and move-in ready, this inviting home is ready for you to unpack, settle in, and start making wonderful memories from day one. One of the highlights of this special property is your very own private pool, creating the perfect backyard oasis for relaxing and entertaining! Imagine spending sunny afternoons cooling off in the water, hosting weekend barbecues, or enjoying time with family and friends. The screened-in back porch overlooking the relaxing pool offers the perfect spot to enjoy your morning coffee, unwind with an evening drink, or simply sit back and soak in the peaceful surroundings. It's an ideal space to enjoy the outdoors while relaxing in the comfort of your own home.
Next steps in Jacksonville
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Shingle — year not disclosed (home built 1977)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer & public water · JEA
County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,670 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of October 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
South Beach Pavillion, Little Talbot Island State Parkabout 11 mi · 100 parking spaces
Closest park or preserve
Reddie Point Preserveabout 2 mi · 1.2 mi of trails
Closest public boat ramp
Lonnie Wurn Boat Rampabout 0.5 mi · St. Johns River
Closest kayak & paddleboard launch
Blue Cypress Park Canoe Accessabout 1 mi · St. Johns River
Closest youth league fields
Victory Parkabout 0.6 mi · Baseball, Softball
Closest grocery store
Aldiabout 0.8 mi · 6060 Fort Caroline Rd No.10,, Jacksonville
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
2025 property taxes (current owner): $3,221/yr
Estimated taxes if purchased at asking price: ~$9,200/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Oct 21, 2026Listed$469,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $156/sq ft; this home is listed at $201/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 4150 Old Mill Cove Trail W, Jacksonville, FL 32277Listed by MARK SPAIN REAL ESTATE | Jul 2026 | $418,000 | $156 | 4/2.5 | 2,687 | 104 | 0 |
| 6034 Winding Bridge Drive, Jacksonville, FL 32277Listed by UNITED REAL ESTATE GALLERY | Aug 2026 | $275,000 | $152 | 3/2 | 1,815 | 65 | 0.3 |
| 4061 Heath Road, Jacksonville, FL 32277Listed by CHAD AND SANDY REAL ESTATE GROUP | Aug 2026 | $415,000 | $184 | 4/2.5 | 2,260 | 6 | 0.4 |
| 4036 Meek Drive, Jacksonville, FL 32277Listed by MIDDLETON REALTY, INC. | Aug 2026 | $355,000 | $164 | 5/3 | 2,162 | 26 | 0.8 |
| 5528 Edmar Road, Jacksonville, FL 32277Listed by KELLER WILLIAMS JACKSONVILLE | Aug 2026 | $275,000 | $130 | 4/3 | 2,114 | 2 | 0.8 |
| 5635 Maxine Drive, Jacksonville, FL 32277Listed by WATSON REALTY CORP | Aug 2026 | $195,000 | $115 | 3/2 | 1,699 | 0 | 0.8 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: PONTE VEDRA CLUB REALTY, INC.
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
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Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines