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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a pool home in Jacksonville.

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Active

Active·1 day on market

3536 Pine Street

Jacksonville, FL 32205

$1,195,000$462/sqftEst. $6,567/mo mortgageMLS# 2170226
4
Beds
3
Baths
2,587
Sq Ft
1929
Built
—
Garage
Yes
Pool
FEMA Zone XNo HOA6,098 sqft lotSingle Family Residence2 stories

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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Jacksonville

Set in the heart of Avondale, this elegant brick residence pairs timeless architecture with the warmth and character that make historic homes so special. Previously featured on the RAP Tour of Homes, it has been lovingly maintained while preserving its original hardwood floors and timeless charm. Imagine evenings gathered around the dining table, cocktails at the butler's pantry bar, and slow mornings at the built-in breakfast nook. The granite kitchen with stainless steel appliances anchors the home's inviting entertaining spaces. A first-floor office with a private entrance and en-suite bath offers versatility for guests, work, or a 4th bedroom. Upstairs, the spacious primary suite offers a peaceful retreat with dual vanities, a walk-in shower, and beautiful views of the backyard. Two additional bedrooms share a Jack-and-Jill bath, while the expansive lower level provides flexible space for a gym, office, or additional bedroom.

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.32% · 30yr$6,567
Property taxesest. at asking price, Duval County$1,951
Estimated total, before insurance$8,518/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$13,996/yr · $1,166/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$1,195,000
$239,000
Loan Term
Monthly Payment
$6,567
Principal & Interest: $6,567
Property taxes (est.): $1,951
Insurance (est.): $797
Estimated Total Monthly
$9,315
*30-year loan at 7.32% APR (avg 30-yr rate 2026-10-22, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone B

Zone B evacuates after zone A in an approaching storm.

Roof: Shingle — year not disclosed (home built 1929)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,429 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of October 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $13,996/yr

Estimated taxes if purchased at asking price: ~$23,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Oct 22, 2026Active$1,195,000
  • Oct 21, 2026Listed$1,195,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $311/sq ft; this home is listed at $462/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
3674 Walsh Street, Jacksonville, FL 32205Listed by KELLER WILLIAMS FIRST COAST REALTYSep 2026$475,000$2505/31,90040.5
1453 Belvedere Avenue, Jacksonville, FL 32205Listed by KELLER WILLIAMS JACKSONVILLESep 2026$655,000$3113/2.52,103600.5
1452 Avondale Avenue, Jacksonville, FL 32205Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYAug 2026$955,000$3184/2.53,000180.5
1427 Wolfe Street, Jacksonville, FL 32205Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYSep 2026$365,000$1853/2.51,97600.6
1410 Edgewood Avenue S, Jacksonville, FL 32205Listed by COWFORD REALTY & DESIGN LLCJul 2026$755,000$3324/2.52,275720.6
3805 Park Street, Jacksonville, FL 32205Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTOct 2026$515,000$2613/2.51,9762720.7

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$1,195,000
Price / Sq Ft$462
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage2,587
Acres0.14 acres
Year Built1929
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusActive
Has PoolYes
Pool FeaturesIn Ground
Is WaterfrontNo

School Information

ElementaryWest Riverside
MiddleLake Shore
HighRiverside

Community Information

Address3536 Pine Street, Jacksonville, FL 32205
Area032-Avondale
SubdivisionEdgewood
CityJacksonville
CountyDuval
StateFL
Zip Code32205
Lot Size6,098.4 sq ft
Parcel Number0785580000

Amenities

UtilitiesSewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAdditional Parking, Off Street

Interior

Interior FeaturesBreakfast Nook, Butler Pantry, Eat-in Kitchen, Entrance Foyer
AppliancesDishwasher, Gas Range, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringTile, Wood
FireplaceYes
# of Fireplaces1
Fireplace FeaturesGas
# of Stories2
LevelsTwo

Exterior

Exterior FeaturesBalcony
RoofShingle
ConstructionBrick
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedOctober 22, 2026
Days on Market1
Tax Amount$13,995.8
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

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20+ years · 500+ closings · NE Florida

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