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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a pool home in Jacksonville.

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Pending

Pending·40 days on market

1527 Royal County Drive

Jacksonville, FL 32221

$539,000$208/sqftEst. $2,986/moMLS# 2159923
4
Beds
3
Baths
2,595
Sq Ft
2007
Built
3
Garage
Yes
Pool
FEMA Zone XHOA $36/moSingle Family Residence1 story

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Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Jacksonville

Welcome to 1527 Royal County Drive, an immaculately maintained and updated pool home tucked into the established first phase of Panther Creek. This home is completely turnkey with updates you didn't even know you needed. Sitting on an oversized lot with a fully fenced backyard, this home offers the space, upgrades, and outdoor lifestyle that can be hard to find--all with the added bonus of a brand-new concrete driveway completed in August 2026. Inside, the home has been beautifully refreshed with a warm, cohesive feel throughout. Gorgeous wood-look LVP flooring flows through the main living areas and primary bedroom, while the secondary bedrooms feature carpet. The spacious living room is anchored by a stacked-stone wood-burning fireplace and opens naturally into the kitchen and dining spaces, creating an easy layout for everyday living and entertaining.

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,986
Property taxesest. at asking price, Duval County$880
HOAbilled annually$36
Estimated total, before insurance$3,902/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$539,000
$107,800
Loan Term
Monthly Payment
$2,986
Principal & Interest: $2,986
Property taxes (est.): $880
Insurance (est.): $359
Estimated Total Monthly
$4,225
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2007)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,689 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Sep 9, 2026Pending$539,000
  • Sep 1, 2026Active$539,000
  • Aug 13, 2026Listed$539,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $179/sq ft; this home is listed at $208/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
1564 Tralee Court N, Jacksonville, FL 32221Listed by BOARDWALK REALTY ASSOCIATES LLCSep 2026$475,000$1734/32,753300.1
11032 S Royal County Drive, Jacksonville, FL 32221Listed by COMPASS FLORIDA LLCOct 2026$505,000$1805/42,803480.2
1134 Hammock Dunes Drive, Jacksonville, FL 32221Listed by DRB GROUP REALTY LLCSep 2026$339,990$1734/21,970860.2
1293 Hammock Dunes Drive, Jacksonville, FL 32221Listed by DRB GROUP REALTY LLCAug 2026$384,990$1644/2.52,350240.2
1341 Hammock Dunes Drive, Jacksonville, FL 32221Listed by DRB GROUP REALTY LLCAug 2026$350,990$1794/21,960900.3
10958 Crichton Road, Jacksonville, FL 32221Listed by OFFERPAD BROKERAGE FL LLCJul 2026$439,000$1804/2.52,434630.3

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$539,000
Price / Sq Ft$208
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage2,595
Year Built2007
TypeResidential
Sub-TypeSingle Family Residence
Property ConditionUpdated/Remodeled
StatusPending
# of Garages3
Has PoolYes
Pool FeaturesIn Ground
Is WaterfrontNo

Community Information

Address1527 Royal County Drive, Jacksonville, FL 32221
Area065-Panther Creek/Adams Lake/Duval County-SW
SubdivisionPanther Creek
CityJacksonville
CountyDuval
StateFL
Zip Code32221
Parcel Number0018601370

Amenities

UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage

Interior

Interior FeaturesBreakfast Bar, Built-in Features, Ceiling Fan(s), Eat-in Kitchen, His and Hers Closets, Pantry, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)
AppliancesDryer, Electric Cooktop, Electric Oven, Microwave, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile
FireplaceYes
# of Fireplaces1
Fireplace FeaturesWood Burning
# of Stories1
LevelsOne
LaundryIn Unit
SecuritySecurity System Owned

Exterior

Lot DescriptionSprinklers In Front, Sprinklers In Rear
Patio / PorchRear Porch
FencingBack Yard, Full, Vinyl
RoofShingle
ConstructionBrick Veneer

Additional Information

Date ListedSeptember 1, 2026
Days on Market7
HOA Fees$435 / Annually
HOA FrequencyAnnually
Listing TermsCash, Conventional, FHA
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: UNITED REAL ESTATE GALLERY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

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