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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville a pool home in Jacksonville.

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Active

Active·28 days on market

1564 Tralee Court N

Jacksonville, FL 32221

$499,990$182/sqftEst. $2,578/moMLS# 2154945
4
Beds
3
Baths
2,753
Sq Ft
2005
Built
3
Garage
Yes
Pool

About this home

Jacksonville

Step into your private oasis! This 4-bed, 3-bath home sits on a premium estate lot near the end of a quiet cul-de-sac. The backyard shines with a sparkling pool, spa, and custom patio shade - perfect for entertaining or relaxing under the palms. Inside, enjoy a beautiful tile fireplace in the family room, a grand master bedroom with tray ceiling, and a spa-like master bath with garden tub and separate tile shower. Ceramic tile flows through the kitchen, baths, and walkways, while the breakfast bar and nook offer casual dining and the 3-car garage features built-in cabinets.

Cost to own

Mortgage calculator

$499,990
$99,998
Loan Term
Monthly Payment
$2,578
Principal & Interest: $2,578
Property taxes (est.): $816
Insurance (est.): $333
Estimated Total Monthly
$3,728
*30-year loan at 6.69% APR (avg 30-yr rate 2026-08-06, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.69% · 30yr$2,578
Property taxesest. at asking price, Duval County$816
HOAbilled annually$36
Estimated total, before insurance$3,431/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$4,243/yr · $354/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $4,243/yr

Estimated taxes if purchased at asking price: ~$9,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2005)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,705 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Jul 10, 2026Listed$499,990

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$499,990
Price / Sq Ft$182
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage2,753
Acres0.32 acres
Year Built2005
TypeResidential
Sub-TypeSingle Family Residence
StyleContemporary, Traditional
StatusActive
# of Garages3
Has PoolYes
Pool FeaturesIn Ground
Is WaterfrontNo

Community Information

Address1564 Tralee Court N, Jacksonville, FL 32221
Area065-Panther Creek/Adams Lake/Duval County-SW
SubdivisionPanther Creek
CityJacksonville
CountyDuval
StateFL
Zip Code32221
Lot Size13,939.2 sq ft
Parcel Number0018601325

Amenities

UtilitiesCable Available, Electricity Available, Electricity Connected, Sewer Available, Sewer Connected, Water Available
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Entrance Foyer, Pantry, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Electric Oven, Electric Range, Microwave, Refrigerator, Washer
HeatingCentral, Electric, Heat Pump
CoolingCentral Air, Electric
FlooringCarpet, Tile
FireplaceYes
Fireplace FeaturesGas
# of Stories0
LevelsOne
LaundryElectric Dryer Hookup, Washer Hookup
SecuritySmoke Detector(s)
Spa FeaturesIn Ground, Private

Exterior

FencingBack Yard, Vinyl
RoofShingle
Road SurfaceAsphalt

Additional Information

Date ListedJuly 11, 2026
Days on Market3
HOA Fees$435 / Annually
HOA FrequencyAnnually
Tax Amount$4,242.95
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: BOARDWALK REALTY ASSOCIATES LLC

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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