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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a pool home in Jacksonville.

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Sold

Sold·Closed Jul 22, 2026·125 days on market·Recent sales in Jacksonville

1405 Sinclair Lane

Jacksonville, FL 32221

$475,000sold priceListed at $490,000 · 96.9% of asking$225/sqftMLS# 2131996
3
Beds
2.5
Baths
2,115
Sq Ft
2003
Built
2
Garage
Yes
Pool
FEMA Zone XHOA $28/mo0.40 acresSingle Family Residence1 story

About this home

Jacksonville

Welcome to your own private slice of paradise. This 2,115-square-foot brick beauty is all about that effortless indoor-outdoor flow we all crave. Inside, the wood-look tile floors keep things stylish and low-maintenance, leading you to a kitchen that opens right into the heart of the home. The layout is a total winner with three bedrooms and two bathrooms, but the real magic is in the versatility. You have a dedicated office plus an additional flex room-- tucked away by the lanai, making it the ultimate spot for a gym, hobby hive, or a quiet getaway. Step outside to a massive covered lanai overlooking a sparkling in-ground pool. The lot is impressively sized and fully fenced, giving you plenty of elbow room to breathe. Whether you're soaking in the tub in the primary ensuite or hosting a weekend BBQ by the water, this place just feels like home.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,631
Property taxesest. at asking price, Duval County$776
HOAbilled annually$28
Estimated total, before insurance$3,434/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$5,580/yr · $465/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$475,000
$95,000
Loan Term
Monthly Payment
$2,631
Principal & Interest: $2,631
Property taxes (est.): $776
Insurance (est.): $317
Estimated Total Monthly
$3,723
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 2003)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,739 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

East-facing backyard — the morning-light lot

The listing reports the home facing west, which puts the backyard and pool on the east side. Today at this address: sunrise 7:27 AM, sunset 7:01 PM.

  • A pool back here warms with the morning and sits in shade by late afternoon: cooler water than a west lot, and evening swims without the glare.
  • The rear takes the sunrise and the gentle morning sun, then goes shaded through the afternoon — the classic comfortable-summer-evening lanai in Florida.
  • The front of the home carries the hot western afternoon instead of your living space.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

Last sold: $458,500 in June 2022(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$375,906$284,674▲ $50,883
2024$325,944$275,944▼ $680
2023$338,798$338,798—
2022$323,335$192,258▲ $43,064
2021$238,442$185,202—
2020$231,955$181,955—

2025 property taxes (current owner): $5,580/yr

Estimated taxes if purchased at asking price: ~$9,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Jul 22, 2026Closed$490,000
  • Feb 26, 2026Listed$490,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $182/sq ft; this home is listed at $232/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
10958 Crichton Road, Jacksonville, FL 32221Listed by OFFERPAD BROKERAGE FL LLCJul 2026$439,000$1804/2.52,434630.1
1393 Perth Road, Jacksonville, FL 32221Listed by BEYCOME OF FLORIDA LLCSep 2026$525,500$2214/32,383180.2
1254 McGirts Creek Drive, Jacksonville, FL 32221Listed by EXP REALTY LLCJul 2026$389,000$1524/22,55270.5
1664 Falkland Road E, Jacksonville, FL 32221Listed by HERRON REAL ESTATE LLCJul 2026$490,000$2314/22,117230.5
1293 Hammock Dunes Drive, Jacksonville, FL 32221Listed by DRB GROUP REALTY LLCAug 2026$384,990$1644/2.52,350240.6
1380 Panther Preserve Parkway, Jacksonville, FL 32221Listed by ROUND TABLE REALTYSep 2026$280,000$1823/21,541740.7

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$490,000
Price / Sq Ft$232
Bedrooms3
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage2,115
Acres0.40 acres
Year Built2003
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages2
Has PoolYes
Pool FeaturesIn Ground
Is WaterfrontNo
Direction FacesWest

Community Information

Address1405 Sinclair Lane, Jacksonville, FL 32221
Area062-Crystal Springs/Country Creek Area
SubdivisionGlen Eagle
CityJacksonville
CountyDuval
StateFL
Zip Code32221
Lot Size17,424 sq ft
Parcel Number0089511150

Amenities

UtilitiesCable Connected, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage
ViewPool

Interior

AppliancesDryer, Electric Range, Washer
HeatingCentral, Electric
CoolingCentral Air
# of Stories1

Additional Information

Date ListedFebruary 26, 2026
Days on Market125
HOA Fees$330 / Annually
HOA FrequencyAnnually
Tax Amount$5,579.62
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: REDFIN CORPORATION

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jul 22, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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