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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Haven at Palm Valley, Ponte Vedra Beach — a new construction home in St. Johns County.

Active

Active·2 days on market·Haven at Palm Valley

85 Palm Spring Cove

Ponte Vedra Beach, FL 32082

$1,479,000$431/sqftEst. $8,128/mo mortgageMLS# 2170107
5
Beds
4.5
Baths
3,431
Sq Ft
2027
Built
3
Garage
No
Pool

6 more homes for sale in Haven at Palm Valley →Search Haven at Palm Valley on the map

FEMA Zone AEHOA $275/mo8,059 sqft lotSingle Family Residence2 storiesNew construction

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About this home

Haven at Palm Valley

This Riberia home is design ready for you to personalize. It blends elegance and functionality in a thoughtfully designed 2-story floor plan. A welcoming foyer leads past a secondary bedroom with a private bath—ideal for guests or family. Steps away, the great room, casual dining area, and kitchen connect in an open-concept layout designed for everyday comfort and entertaining. The kitchen features a central island, L-shaped counter, and walk-in pantry for added convenience. Sliding doors extend the living area outdoors to a covered lanai—perfect for entertaining or relaxing. Upstairs, the primary suite includes a tray ceiling, a primary retreat, a generous walk-in closet, and a spa-like bath with dual vanities, a soaking tub, a luxe shower, and a private water closet. 3 secondary bedrooms—2 sharing a hall bath and one with a private bath—are central to a versatile loft and covered deck. Additional highlights include an everyday entry, powder room, laundry area, and storage throughout.

Next steps in Haven at Palm Valley

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.32% · 30yr$8,128
Property taxesest. at asking price, St. Johns County$1,968
HOAbilled monthly$275
Estimated total, before insurance$10,371/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$1,479,000
$295,800
Loan Term
Monthly Payment
$8,128
Principal & Interest: $8,128
Property taxes (est.): $1,968
Insurance (est.): $986
Estimated Total Monthly
$11,082
*30-year loan at 7.32% APR (avg 30-yr rate 2026-10-22, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone AE — high-risk flood zone (Special Flood Hazard Area)

Lenders require flood insurance for financed purchases here.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone B

Zone B evacuates after zone A in an approaching storm.

Roof: Metal — year not disclosed (home built 2027)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,755 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of October 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Sun & Light

South-facing backyard — the year-round light lot

The listing reports the home facing north, which puts the backyard on the south side. Today at this address: sunrise 7:33 AM, sunset 6:47 PM.

  • The rear gets sun through the day in every season — in winter, the low southern sun keeps the lanai and yard bright when north-facing yards go flat.
  • Summer afternoons are strong but not the direct western blast — shade sails or lanai screening handle it.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

History

Price & status history

  • Oct 20, 2026Listed$1,479,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $554/sq ft; this home is listed at $431/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
240 Laurel Lane, Ponte Vedra Beach, FL 32082Listed by PONTE VEDRA COASTAL REALTY, INC.Oct 2026$1,400,000$5543/32,526360.4
4650 Palm Valley Road, Ponte Vedra Beach, FL 32082Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYOct 2026$2,425,000$6355/43,821960.4
101 Old Mill Court, Ponte Vedra Beach, FL 32082Listed by BETTER HOMES & GARDENS REAL ESTATE LIFESTYLES REALTYAug 2026$1,151,000$3985/42,895830.4
104 Twin Cedar Court, Ponte Vedra Beach, FL 32082Listed by RE/MAX SPECIALISTS PVJul 2026$768,000$2934/2.52,6171590.5
55 S Roscoe Boulevard, Ponte Vedra Beach, FL 32082Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYJul 2026$2,550,000$6525/43,913100.7
116 Regents Place, Ponte Vedra Beach, FL 32082Listed by WILLIAM RAVEIS REAL ESTATEOct 2026$1,800,000$5374/33,355150.9

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$1,479,000
Price / Sq Ft$431
Bedrooms5
Bathrooms4.50
Full Baths4
Half Baths1
Square Footage3,431
Acres0.19 acres
Year Built2027
TypeResidential
Sub-TypeSingle Family Residence
Property ConditionUnder Construction
StatusActive
# of Garages3
Has PoolNo
Is WaterfrontNo
Gated CommunityYes
New ConstructionYes
Direction FacesNorth

School Information

Zoned elementaryOcean Palms Elementary
Zone sourceSt. Johns County School District attendance zones, current school year. Zones change; confirm with the district before you rely on one.
Reported elementaryOcean Palms
Reported middleAlice B. Landrum
Reported highPonte Vedra
Reported byThe listing agent, in the MLS. Where it differs from the zone, the zone wins.

Community Information

Address85 Palm Spring Cove, Ponte Vedra Beach, FL 32082
Area262-Ponte Vedra Beach-W Of A1A-S Of Solana Rd
SubdivisionHaven at Palm Valley
CityPonte Vedra Beach
CountySt. Johns
StateFL
Zip Code32082
Lot Size8,058.6 sq ft
Parcel Number0668820100
ZoningResidential

Amenities

AmenitiesGated
Community FeaturesSidewalks, Gated, Curbs
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected, Propane
SewerPublic Sewer
Water SourcePublic
ParkingGarage, Garage Door Opener
ViewProtected Preserve, Trees/Woods

Interior

AppliancesConvection Oven, Dishwasher, Disposal, Gas Cooktop, Gas Oven, Microwave, Tankless Water Heater
HeatingCentral, Electric, Zoned
CoolingCentral Air, Electric, Zoned
# of Stories2
LaundryElectric Dryer Hookup, Gas Dryer Hookup, Sink
SecuritySecurity System Owned

Exterior

Exterior FeaturesBalcony
Lot DescriptionSprinklers In Front, Sprinklers In Rear, Wooded
Patio / PorchCovered, Front Porch, Rear Porch
RoofMetal
ConstructionFiber Cement
Road FrontagePrivate Road

Additional Information

Date ListedOctober 20, 2026
Days on Market1
HOA Fees$275 / Monthly
HOA FrequencyMonthly
Tax Year2027
Listing TermsCash, Conventional, VA Loan
55+ CommunityNo
New ConstructionYes

Listing Courtesy of: JACKSONVILLE TBI REALTY, LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Haven at Palm Valley

Haven at Palm Valley is a neighborhood in Ponte Vedra Beach, FL (St. Johns County), ZIP 32082.

View all Haven at Palm Valley homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines