This home is in Ponte Vedra Beach.

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117 Palm Spring Cove

Ponte Vedra Beach, FL 32082

$1,874,000$546/sqftEst. $9,525/moMLS# 2156577

Beds

Baths

3,431

Sq Ft

2026

Built

Garage

Pool

About this home

Ponte Vedra Beach

Nestled on a beautiful homesite overlooking a mature wooded preserve, this stunning Toll Brothers Killian Farmhouse offers exceptional privacy and luxury. A breathtaking two-story foyer creates a grand first impression and opens to a spectacular two-story great room and kitchen, all beaming with natural light. The covered lanai with an outdoor kitchen prep package is perfect for entertaining while enjoying the peaceful preserve views. The chef's kitchen showcases Calacatta Elyso quartz countertops and backsplash, JennAir appliances, a 48'' gas range, double ovens, and a large island. The first-floor primary suite features a spa-inspired bath with an expanded shower. Designer finishes include engineered hardwood flooring, oak stairs, modern iron balusters, matte black hardware, and upgraded lighting throughout. Located in an intimate gated community with no CDD fees, just minutes from the beach and TPC Sawgrass. Move in this December and start enjoying luxury living before the holidays!

Cost to own

Mortgage calculator

Home Price

$1,874,000

Down Payment: 20%

$374,800

Interest Rate: 6.55%

Loan Term

Monthly Payment

$9,525

Principal & Interest: $9,525

Property taxes (est.): $2,494

Insurance (est.): $1,249

Estimated Total Monthly

$13,268

*30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.55% · 30yr$9,525

Property taxesest. at asking price, St. Johns County$2,494

HOAbilled monthly$375

Estimated total, before insurance$12,394/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Metal — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,729 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Jul 22, 2026Listed$1,874,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$1,874,000

Price / Sq Ft$546

Bedrooms4

Bathrooms3.50

Full Baths3

Half Baths1

Square Footage3,431

Year Built2026

TypeResidential

Sub-TypeSingle Family Residence

StatusActive

# of Garages3

Has PoolNo

Is WaterfrontNo

Gated CommunityYes

New ConstructionYes

Community Information

Address117 Palm Spring Cove, Ponte Vedra Beach, FL 32082

Area262-Ponte Vedra Beach-W Of A1A-S Of Solana Rd

SubdivisionHaven at Palm Valley

CityPonte Vedra Beach

CountySt. Johns

StateFL

Zip Code32082

Parcel Number0668820120

Amenities

AmenitiesGated

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected, Propane

Water SourcePrivate

ParkingGarage, Garage Door Opener

ViewProtected Preserve, Trees/Woods

Interior

Interior FeaturesEntrance Foyer, Guest Suite, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Smart Thermostat, Vaulted Ceiling(s), Walk-In Closet(s)

AppliancesConvection Oven, Dishwasher, Disposal, Double Oven, Gas Cooktop, Gas Oven, Microwave, Refrigerator, Tankless Water Heater

HeatingCentral, Electric, Zoned

CoolingCentral Air, Electric, Zoned

FlooringCarpet, Tile, Wood

# of Stories2

LevelsTwo

LaundryElectric Dryer Hookup, Gas Dryer Hookup, Sink

SecuritySecurity System Owned