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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Haven at Palm Valley, Ponte Vedra Beach — a new construction home in St. Johns County.

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Pending

Pending·85 days on market·Haven at Palm Valley

117 Palm Spring Cove

Ponte Vedra Beach, FL 32082

$1,649,000$481/sqftEst. $9,134/moMLS# 2156577
↓ $225,000 below original list
4
Beds
3.5
Baths
3,431
Sq Ft
2026
Built
3
Garage
No
Pool

2 more homes for sale in Haven at Palm Valley →Search Haven at Palm Valley on the map

FEMA Zone AEHOA $375/moSingle Family Residence2 storiesNew construction

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Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Haven at Palm Valley

Nestled on a beautiful homesite overlooking a mature wooded preserve, this stunning Toll Brothers Killian Farmhouse offers exceptional privacy and luxury. A breathtaking two-story foyer creates a grand first impression and opens to a spectacular two-story great room and kitchen, all beaming with natural light. The covered lanai with an outdoor kitchen prep package is perfect for entertaining while enjoying the peaceful preserve views. The chef's kitchen showcases Calacatta Elyso quartz countertops and backsplash, JennAir appliances, a 48'' gas range, double ovens, and a large island. The first-floor primary suite features a spa-inspired bath with an expanded shower. Designer finishes include engineered hardwood flooring, oak stairs, modern iron balusters, matte black hardware, and upgraded lighting throughout. Located in an intimate gated community with no CDD fees, just minutes from the beach and TPC Sawgrass. Move in this December and start enjoying luxury living before the holidays!

Next steps in Haven at Palm Valley

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$9,134
Property taxesest. at asking price, St. Johns County$2,194
HOAbilled monthly$375
Estimated total, before insurance$11,703/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$1,649,000
$329,800
Loan Term
Monthly Payment
$9,134
Principal & Interest: $9,134
Property taxes (est.): $2,194
Insurance (est.): $1,099
Estimated Total Monthly
$12,427
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone AE — high-risk flood zone (Special Flood Hazard Area)

Lenders require flood insurance for financed purchases here.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone B

Zone B evacuates after zone A in an approaching storm.

Roof: Metal — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,729 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Oct 4, 2026Pending$1,649,000
  • Sep 15, 2026Price change$1,649,000−$125,000
  • Sep 8, 2026Price change$1,774,000−$50,000
  • Aug 19, 2026Price change$1,824,000−$50,000
  • Jul 22, 2026Listed$1,874,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $554/sq ft; this home is listed at $481/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
240 Laurel Lane, Ponte Vedra Beach, FL 32082Listed by PONTE VEDRA COASTAL REALTY, INC.Oct 2026$1,400,000$5543/32,526360.4
4650 Palm Valley Road, Ponte Vedra Beach, FL 32082Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYOct 2026$2,425,000$6355/43,821960.4
101 Old Mill Court, Ponte Vedra Beach, FL 32082Listed by BETTER HOMES & GARDENS REAL ESTATE LIFESTYLES REALTYAug 2026$1,151,000$3985/42,895830.4
104 Twin Cedar Court, Ponte Vedra Beach, FL 32082Listed by RE/MAX SPECIALISTS PVJul 2026$768,000$2934/2.52,6171590.5
55 S Roscoe Boulevard, Ponte Vedra Beach, FL 32082Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYJul 2026$2,550,000$6525/43,913100.7
116 Regents Place, Ponte Vedra Beach, FL 32082Listed by WILLIAM RAVEIS REAL ESTATEOct 2026$1,800,000$5374/33,355150.9

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$1,649,000
Price / Sq Ft$481
Bedrooms4
Bathrooms3.50
Full Baths3
Half Baths1
Square Footage3,431
Year Built2026
TypeResidential
Sub-TypeSingle Family Residence
StatusPending
# of Garages3
Has PoolNo
Is WaterfrontNo
Gated CommunityYes
New ConstructionYes

Community Information

Address117 Palm Spring Cove, Ponte Vedra Beach, FL 32082
Area262-Ponte Vedra Beach-W Of A1A-S Of Solana Rd
SubdivisionHaven at Palm Valley
CityPonte Vedra Beach
CountySt. Johns
StateFL
Zip Code32082
Parcel Number0668820120

Amenities

AmenitiesGated
Community FeaturesSidewalks, Street Lights, Gated
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected, Propane
Water SourcePrivate
ParkingGarage, Garage Door Opener
ViewProtected Preserve, Trees/Woods

Interior

Interior FeaturesEntrance Foyer, Guest Suite, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Smart Thermostat, Vaulted Ceiling(s), Walk-In Closet(s)
AppliancesConvection Oven, Dishwasher, Disposal, Double Oven, Gas Cooktop, Gas Oven, Microwave, Refrigerator, Tankless Water Heater
HeatingCentral, Electric, Zoned
CoolingCentral Air, Electric, Zoned
FlooringCarpet, Tile, Wood
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, Gas Dryer Hookup, Sink
SecuritySecurity System Owned

Exterior

Lot DescriptionSprinklers In Front, Sprinklers In Rear, Wooded
Patio / PorchCovered, Rear Porch
RoofMetal
ConstructionFiber Cement
Road FrontagePrivate Road

Additional Information

Date ListedJuly 22, 2026
Days on Market73
HOA Fees$375 / Monthly
HOA FrequencyMonthly
Listing TermsCash, Conventional, VA Loan
55+ CommunityNo
New ConstructionYes

Listing Courtesy of: JACKSONVILLE TBI REALTY, LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Haven at Palm Valley

Haven at Palm Valley is a neighborhood in Ponte Vedra Beach, FL (St. Johns County), ZIP 32082.

View all Haven at Palm Valley homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines