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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Ponte Vedra Beach — an oceanfront home in Ponte Vedra Beach.

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Sold

Sold·Closed Oct 10, 2025·31 days on market·Recent sales in Ponte Vedra Beach

3009 S Ponte Vedra Boulevard

Ponte Vedra Beach, FL 32082

$1,450,000sold priceListed at $1,450,000 · 100% of asking$1007/sqftMLS# 2104263
3
Beds
2
Baths
1,440
Sq Ft
1984
Built
2
Garage
No
Pool
No HOA16,117 sqft lotWaterfrontSingle Family Residence2 stories

About this home

Ponte Vedra Beach

Oceanfront Paradise with Exceptional ROI ! Wake up to the sound of waves and breathtaking sunrises in this beautifully updated oceanfront retreat, perfectly blending coastal romance, modern luxury, and proven investment success with over $170,000 in annual short-term rental income! Thoughtfully renovated, this fully furnished home features new hurricane-rated impact sliders, two expansive oceanfront decks, and an open, light-filled layout that frames endless Atlantic views. The gourmet kitchen boasts Cafe appliances, quartz counters, and sweeping vistas to inspire every meal. Relax in the privacy of the spa-like master suite which offers its own private deck, soaking tub, and oversized marble shower, while below, two additional well-appointed bedrooms, including one with beachfront access provides comfort for family and guests.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$8,032
Property taxesest. at asking price, St. Johns County$1,929
Estimated total, before insurance$9,961/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$15,849/yr · $1,321/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$1,450,000
$290,000
Loan Term
Monthly Payment
$8,032
Principal & Interest: $8,032
Property taxes (est.): $1,929
Insurance (est.): $967
Estimated Total Monthly
$10,928
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 1984)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,826 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

East-facing backyard — the morning-light lot

The listing reports the home facing west, which puts the backyard on the east side. Today at this address: sunrise 7:24 AM, sunset 6:59 PM.

  • The rear takes the sunrise and the gentle morning sun, then goes shaded through the afternoon — the classic comfortable-summer-evening lanai in Florida.
  • A pool back here warms with the morning and sits in shade by late afternoon: cooler water than a west lot, and evening swims without the glare.
  • The front of the home carries the hot western afternoon instead of your living space.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $15,849/yr

Estimated taxes if purchased at asking price: ~$23,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Aug 16, 2025Listed$1,450,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $436/sq ft; this home is listed at $1,007/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
124 Beachside Drive, Ponte Vedra, FL 32082Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINEOct 2026$480,000$3003/21,598140.1
2935 S Ponte Vedra Boulevard, Ponte Vedra Beach, FL 32082Listed by BEACHSIDE BROKERS REALTY, INCJul 2026$900,000$5682/21,5842000.6
276 Brighton Court, St. Augustine, FL 32084Listed by BEACHSIDE BROKERS REALTY, INCJul 2026$640,000$3853/21,663841.8
129 S Beach Drive, St. Augustine, FL 32084Listed by FLORIDA HOMES REALTY & MTG LLCAug 2026$590,000$3243/21,822601.9
2757 S Ponte Vedra Boulevard, Ponte Vedra Beach, FL 32082Listed by REAL BROKER LLCMay 2025$1,150,000$7104/21,620621.9
406 Third Street, St. Augustine, FL 32084Listed by COMPASS FLORIDA LLCJun 2026$707,000$4364/2.51,621712.3

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$1,450,000
Price / Sq Ft$1,007
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,440
Acres0.37 acres
Year Built1984
TypeResidential
Sub-TypeSingle Family Residence
StyleCottage
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontYes
Direction FacesWest

School Information

Community Information

Address3009 S Ponte Vedra Boulevard, Ponte Vedra Beach, FL 32082
Area264-South Ponte Vedra Beach
SubdivisionGoodwin Beach
CityPonte Vedra Beach
CountySt. Johns
StateFL
Zip Code32082
Lot Size16,117.2 sq ft
Lot Dimensions90 x 178
Parcel Number142215-0050
ZoningResidential

Amenities

UtilitiesCable Connected
SewerSeptic Tank
Water SourcePublic
ParkingGarage, Garage Door Opener, Off Street
ViewBeach, Ocean

Interior

Interior FeaturesEntrance Foyer, Kitchen Island, Primary Bathroom -Tub with Separate Shower, Walk-In Closet(s)
AppliancesElectric Range
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringTile, Wood
FireplaceYes
# of Fireplaces1
Fireplace FeaturesWood Burning
# of Stories2
LevelsTwo
LaundryIn Garage

Exterior

Exterior FeaturesBalcony, Impact Windows
Patio / PorchDeck
FencingFenced, Vinyl
RoofShingle
ConstructionComposition Siding, Frame
Road SurfacePaved
Road FrontageHighway

Additional Information

Date ListedAugust 16, 2025
Days on Market31
Tax Amount$15,849
Tax Year2024
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Oct 10, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines