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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a gated community home in Jacksonville.

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Active·Listed today

2525 College Street 1305

Jacksonville, FL 32204

$369,500$249/sqftEst. $2,047/moMLS# 2169705
2
Beds
2
Baths
1,482
Sq Ft
1927
Built
—
Garage
No
Pool
FEMA Zone X871 sqft lotCondominium1 story

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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Jacksonville

Modern luxury meets historic charm in this one of a kind 2 bed, 2 bath condo at The John Gorrie a 1920s school thoughtfully restored into a boutique luxury building in the heart of Riverside. This smart home stuns with 12 ft ceilings, exposed brick, rich hardwood floors, and custom lighting. The stunning marble primary bath features a digital shower with body sprays, LED lighting, and a built in bench. The second bath offers a marble jacuzzi retreat. Every outlet and switch is wired for voice or app control. Enjoy a massive walk in closet. Two dedicated parking spaces in gated/secure grounds, an onsite gym, reading room, elevator access, and lush courtyards. Just steps to Five Points, dining, shops, parks, and the river. Impeccably maintained and ideal for a lock and go lifestyle in one of Jacksonville's most walkable neighborhoods. One of a kind floorplan in a 68 unit building offering privacy, character and timeless style.

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,047
Property taxesest. at asking price, Duval County$603
Estimated total, before insurance$2,650/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$5,698/yr · $475/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$369,500
$73,900
Loan Term
Monthly Payment
$2,047
Principal & Interest: $2,047
Property taxes (est.): $603
Insurance (est.): $246
Estimated Total Monthly
$2,896
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 1927)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,760 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of October 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access and league fields from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $5,698/yr

Estimated taxes if purchased at asking price: ~$7,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Oct 16, 2026Listed$369,500

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $285/sq ft; this home is listed at $249/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
2525 College Street 1113, Jacksonville, FL 32204Listed by COWFORD REALTY & DESIGN LLCApr 2026$289,000$2562/21,1281030
2525 College Street 1115, Jacksonville, FL 32204Listed by COWFORD REALTY & DESIGN LLCApr 2026$415,000$2282/21,823470
2030 Herschel Street 2, Jacksonville, FL 32204Listed by COASTAL HOMES NORTH FLORIDA LLCAug 2026$345,000$2852/21,2111710.5
2159 Riverside Avenue 4, Jacksonville, FL 32204Listed by HOMESMARTJun 2026$225,000$2142/11,053750.5
1661 Riverside Avenue 310, Jacksonville, FL 32204Listed by COLDWELL BANKER VANGUARD REALTYOct 2026$319,900$3052/21,04840.6
1661 Riverside Avenue 313, Jacksonville, FL 32204Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTSep 2026$340,000$3242/21,048120.6

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$369,500
Price / Sq Ft$249
Bedrooms2
Bathrooms2.00
Full Baths2
Square Footage1,482
Acres0.02 acres
Year Built1927
TypeResidential
Sub-TypeCondominium
StyleHistoric
StatusActive
Has PoolNo
Is WaterfrontNo

School Information

ElementaryCentral Riverside
MiddleLake Shore
HighRiverside

Community Information

Address2525 College Street 1305, Jacksonville, FL 32204
Area031-Riverside
SubdivisionJohn Gorrie Condo
CityJacksonville
CountyDuval
StateFL
Zip Code32204
Lot Size871.2 sq ft
Parcel Number0648540725
ZoningCondominium

Amenities

AmenitiesElevator(s), Fitness Center, Gated
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAssigned, Parking Lot, Secured

Interior

Interior FeaturesCeiling Fan(s), Kitchen Island, Open Floorplan, Primary Bathroom - Shower No Tub, Smart Thermostat, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Electric Oven, Electric Range, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringWood
# of Stories1
LaundryIn Unit
SecurityFire Alarm, Key Card Entry, Secured Lobby, Security Gate, Smoke Detector(s)

Exterior

Exterior FeaturesCourtyard
RoofShingle
ConstructionBrick
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedOctober 17, 2026
Days on Market0
HOA FrequencyMonthly
HOA NameTHE JOHN GORRIE CONDOMINIUM ASSOCIATION
HOA Fee IncludesInsurance, Maintenance Grounds, Maintenance Structure, Security
Tax Amount$5,697.77
Tax Year2025
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

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20+ years · 500+ closings · NE Florida

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Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

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