This home is in Neptune Beach.
Active·1 day on market
210 Margaret Street
Neptune Beach, FL 32266
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Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.
Call (904) 709-7917 Text Krista
Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
Neptune Beach
Welcome to Neptune's Rest! Steps to the ocean and a bike ride to restaurants and shops! Here's your opportunity to own a low maintenance townhome in Neptune Beach. 3 BR / 3 BA all en-suite! Primary bedroom first floor and second floor. Amazing outdoor entertaining spaces with pavers, fully fenced and outdoor shower. Front courtyard patio fenced for privacy and entry gate. First floor Primary bedroom has en-suite bath with zero entry shower, large double closet and direct access to front courtyard patio. Second floor bedroom has en-suite bath, 2 large closets and private balcony. seond floor Primary has en-suite bath, large walk-in closet and view over private back yard. Roof 2022, Exterior paint 2022, HWH 2022, All Windows & Doors 2023, First floor bath 2023, HVAC 2025, Second floor guest bath 2026, Stack washer/dryer 2026. Don't miss this adorable beach house! Income potential for short term or long term rental.
Next steps in Neptune Beach
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone A
Zone A evacuates first in a storm — typically coastal and surge-prone areas.
Roof: Shingle — 2022 per the listing
A recent roof is the single biggest lever on Florida homeowners-insurance pricing.
Solar potential: ~1,587 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of October 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access and league fields from this home's location.
Closest beach access
Myra Stabout 0.1 mi
Closest park or preserve
Dutton Island Preserve13 min drive · 1.2 mi of trails
Closest public boat ramp
Oak Harbor Boat Ramp (Restricted to shallow draft boats)about 4 mi · Atlantic ICW (Duval County)
Closest kayak & paddleboard launch
Tide Views Preserve Canoe Landing (Long Portage!)about 2 mi · Pablo Creek
Closest youth league fields
Fletcher High School Pool4 min drive · Baseball, Basketball, Football, Soccer, Volleyball, Lacrosse, Swimming
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Sun & Light
North-facing backyard — the shade-and-soft-light lot
The listing reports the home facing south, which puts the backyard on the north side. Today at this address: sunrise 7:29 AM, sunset 6:53 PM.
- The rear stays out of direct sun for most of the day — the coolest lanai orientation in a Florida summer, and the softest, most even light all day.
- Winter afternoons on the lanai run dim earlier than any other orientation.
Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.
Cost to own
Taxes & assessment
2025 property taxes (current owner): $9,179/yr
Estimated taxes if purchased at asking price: ~$18,800/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Oct 16, 2026Listed$959,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $711/sq ft; this home is listed at $720/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 1901 1st Street N 1701, Jacksonville Beach, FL 32250Listed by FLORIDA HOMES REALTY & MTG LLC | Oct 2026 | $875,000 | $722 | 2/2 | 1,212 | 34 | 0.2 |
| 1901 1st Street 506, Jacksonville Beach, FL 32250Listed by WATSON REALTY CORP | Jul 2026 | $1,125,000 | $741 | 3/2 | 1,518 | 16 | 0.2 |
| 1412 1st Street N 102, Jacksonville Beach, FL 32250Listed by UNITED REAL ESTATE GALLERY | Jun 2026 | $669,000 | $446 | 3/2 | 1,500 | 84 | 0.5 |
| 320 13th Avenue, Jacksonville Beach, FL 32250Listed by RE/MAX UNLIMITED | Jul 2026 | $380,000 | $342 | 2/1.5 | 1,110 | 83 | 0.6 |
| 602 1st Street, Neptune Beach, FL 32266Listed by NON MLS (realMLS) | Sep 2026 | $910,000 | $711 | 2/1.5 | 1,280 | 0 | 0.7 |
| 1030 4th Street 1B, Jacksonville Beach, FL 32250Listed by PURSUIT REAL ESTATE, LLC | Jun 2026 | $329,000 | $345 | 2/2 | 954 | 6 | 0.8 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: WATSON REALTY CORP
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
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Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines