Skip to main content
Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Indian Woods, Neptune Beach — a pool home in Jacksonville.

Photo 1 / 62
Active

Active·91 days on market·Indian Woods

1431 Forest Marsh Drive

Neptune Beach, FL 32266

$1,150,000$423/sqftEst. $6,370/moMLS# 2153994
↓ $145,000 below original list
4
Beds
3
Baths
2,717
Sq Ft
1983
Built
2
Garage
Yes
Pool

All Indian Woods homes for sale →Search Indian Woods on the map

FEMA Zone AENo HOA1.79 acresWaterfrontSingle Family Residence1 story

See it this week

Want to walk through this home this week?

Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Indian Woods

MARSH VIEWS, NEPTUNE BEACH All Brick Florida pool home with amazing curb appeal is ready for you and your family. Minutes to Neptune Beach Elementary School and other A-rated schools. It is 1.78 acres with 110' x 200' as the buildable lot area. Home is 2,717 SF, 4-bedroom, 3-full bathroom home with a private office (includes the sunroom). Updates include a NEWER roof, a NEW AC unit, windows replaced, new carpet in 2 bedrooms, newly painted rooms (2), NEW water heater, and a screened-in in-ground pool ideal for enjoying Florida's year-round outdoor living. Large Storage Shed & Generator switch. Step inside to an open floor plan featuring a spacious kitchen with a gorgeous center island, granite countertops, built-in appliances, and abundant storage. A charming 4-season SUNROOM with its own mini-split system and automated blinds adds an additional 315 square feet of comfortable living space--perfect for relaxing!

Next steps in Indian Woods

FollowNew Indian Woods homes the day they list · free, no account

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$6,370
Property taxesest. at asking price, Duval County$1,878
Estimated total, before insurance$8,248/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$1,150,000
$230,000
Loan Term
Monthly Payment
$6,370
Principal & Interest: $6,370
Property taxes (est.): $1,878
Insurance (est.): $767
Estimated Total Monthly
$9,014
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone AE — high-risk flood zone (Special Flood Hazard Area)

Lenders require flood insurance for financed purchases here.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Shingle — year not disclosed (home built 1983)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · FL0020407 - City of Neptune Beach · Public water (record)

County records show this parcel on central sewer served by FL0020407 - City of Neptune Beach — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,759 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

East-facing backyard — the morning-light lot

The listing reports the home facing west, which puts the backyard and pool on the east side. Today at this address: sunrise 7:25 AM, sunset 6:59 PM.

  • A pool back here warms with the morning and sits in shade by late afternoon: cooler water than a west lot, and evening swims without the glare.
  • The rear takes the sunrise and the gentle morning sun, then goes shaded through the afternoon — the classic comfortable-summer-evening lanai in Florida.
  • The front of the home carries the hot western afternoon instead of your living space.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2024$794,610$0▲ $45,253
2023$705,656$0—
2022$620,358$0—
2021$572,725$0—
2020$537,718$0—

Estimated taxes if purchased at asking price: ~$22,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2024), NEFMLS.

History

Price & status history

  • Oct 1, 2026Price change$1,150,000−$50,000
  • Aug 28, 2026Price change$1,200,000−$95,000
  • Jul 11, 2026Active$1,295,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $453/sq ft; this home is listed at $423/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
2010 Shadow Lane, Neptune Beach, FL 32266Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS SOUTHSIDEOct 2026$1,050,000$3844/2.52,7351840.3
1811 Twelve Oaks Lane N, Neptune Beach, FL 32266Listed by CHAD AND SANDY REAL ESTATE GROUPAug 2026$1,100,000$5384/2.52,04360.3
2010 Tara Court, Neptune Beach, FL 32266Listed by DOUGLAS ELLIMAN FLORIDAOct 2026$1,715,000$5103/43,364100.4
1024 Neptune Lane, Neptune Beach, FL 32266Listed by SIGNATURE REALTY & MANAGEMENTSep 2026$1,100,000$4224/3.52,605900.4
1871 Kings Road, Jacksonville Beach, FL 32250Listed by MASH REALTY SERVICES, LLCSep 2026$1,200,000$4534/3.52,64740.4
636 Camellia Terrace Drive, Neptune Beach, FL 32266Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSAug 2026$735,000$2664/32,7671100.4

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$1,150,000
Price / Sq Ft$423
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage2,717
Total Structure Area3,014 sq ft
Acres1.79 acres
Year Built1983
TypeResidential
Sub-TypeSingle Family Residence
StylePatio Home, Traditional
Property ConditionUpdated/Remodeled
StatusActive
# of Garages2
Has PoolYes
Pool FeaturesIn Ground, Fenced, Pool Sweep, Screen Enclosure
Is WaterfrontYes
Direction FacesWest

School Information

Community Information

Address1431 Forest Marsh Drive, Neptune Beach, FL 32266
Area222-Neptune Beach-West
SubdivisionIndian Woods
CityNeptune Beach
CountyDuval
StateFL
Zip Code32266
Lot Size77,972.4 sq ft
Parcel Number1786920206
ZoningResidential

Amenities

UtilitiesCable Available, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage, Garage Door Opener
ViewIntracoastal, Trees/Woods
Waterfront TypeIntracoastal, Marsh

Interior

Interior FeaturesCeiling Fan(s), Kitchen Island, Pantry, Primary Bathroom - Tub with Shower
AppliancesConvection Oven, Dishwasher, Dryer, Electric Cooktop, Electric Water Heater, Ice Maker, Refrigerator, Washer, Water Softener Owned
HeatingCentral
CoolingCentral Air, Split System
FlooringCarpet, Tile, Wood
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup
SecuritySecurity Lights, Smoke Detector(s)

Exterior

Exterior FeaturesStorm Shutters
Patio / PorchRear Porch, Screened
FencingBack Yard
RoofShingle
ConstructionBrick, Brick Veneer
Other StructuresShed(s)
Road SurfaceAsphalt
Road FrontageCounty Road

Additional Information

Date ListedJuly 11, 2026
Days on Market85
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Indian Woods

Indian Woods is a neighborhood in Neptune Beach, FL (Duval County), ZIP 32266.

View all Indian Woods homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines