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Active

Active·1 day on market

1431 Forest Marsh Drive

Neptune Beach, FL 32266

$1,295,000$539/sqftEst. $6,893/moMLS# 2153994
4
Beds
3
Baths
2,402
Sq Ft
1983
Built
2
Garage
Yes
Pool

About this home

Neptune Beach

EXCEPTIONAL LOCATION, this beautiful Neptune Beach, Florida brick pool home with amazing landscaping is ready for you and your family. It is 1.78 acres directly on Hopkins Creek in one of the area's most sought-after communities. Enjoy breathtaking marsh views of this updated 4-bedroom, 3-full bathroom home with a private office. Step inside to an open floor plan featuring a spacious kitchen with a gorgeous center island, granite countertops, built-in appliances, and abundant storage. A charming 4-season sunroom with its own mini-split system and automated blinds adds an additional 315 square feet of comfortable living space -- perfect for relaxing! Updates include a Newer roof, a NEW AC unit, windows replaced, new carpet in 2 bedrooms, newly painted rooms (2) and a screened-in in-ground pool ideal for enjoying Florida's year-round outdoor living. Large Storage Shed & Transfer Switch for a generator. Hopkins Creek connects to Pablo Creek to the Intercoastal waterways.

Cost to own

Mortgage calculator

$1,295,000
$259,000
Loan Term
Monthly Payment
$6,893
Principal & Interest: $6,893
Est. Taxes & Insurance: $1,723
Estimated Total Monthly
$8,616
*Estimates based on 30-year loan at 7% APR. Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$6,893
Property taxesest. at asking price, Duval County$2,115
Estimated total, before insurance$9,007/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2024$794,610$0 $45,253
2023$705,656$0
2022$620,358$0
2021$572,725$0
2020$537,718$0

Estimated taxes if purchased at asking price: ~$25,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2024), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone AE — high-risk flood zone (Special Flood Hazard Area)

Lenders require flood insurance for financed purchases here.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Shingle — year not disclosed (home built 1983)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · FL0020407 - City of Neptune Beach · Public water (record)

County records show this parcel on central sewer served by FL0020407 - City of Neptune Beach — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,759 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

  • Jul 11, 2026Active$1,295,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$1,295,000
Price / Sq Ft$539
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage2,402
Total Structure Area3,014 sq ft
Acres1.79 acres
Year Built1983
TypeResidential
Sub-TypeSingle Family Residence
StylePatio Home, Traditional
Property ConditionUpdated/Remodeled
StatusActive
# of Garages2
Has PoolYes
Pool FeaturesIn Ground, Fenced, Pool Sweep, Screen Enclosure
Is WaterfrontYes
Direction FacesWest

School Information

Community Information

Address1431 Forest Marsh Drive, Neptune Beach, FL 32266
Area222-Neptune Beach-West
SubdivisionIndian Woods
CityNeptune Beach
CountyDuval
StateFL
Zip Code32266
Lot Size77,972.4 sq ft
Parcel Number1786920206
ZoningResidential

Amenities

UtilitiesCable Available, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage, Garage Door Opener
ViewIntracoastal, Trees/Woods
Waterfront TypeIntracoastal, Marsh

Interior

Interior FeaturesCeiling Fan(s), Kitchen Island, Pantry, Primary Bathroom - Tub with Shower
AppliancesConvection Oven, Dishwasher, Dryer, Electric Cooktop, Electric Water Heater, Ice Maker, Refrigerator, Washer, Water Softener Owned
HeatingCentral
CoolingCentral Air, Split System
FlooringCarpet, Tile, Wood
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup
SecuritySecurity Lights, Smoke Detector(s)

Exterior

Exterior FeaturesStorm Shutters
Patio / PorchRear Porch, Screened
FencingBack Yard
RoofShingle
ConstructionBrick, Brick Veneer
Other StructuresShed(s)
Road SurfaceAsphalt
Road FrontageCounty Road

Additional Information

Date ListedJuly 11, 2026
Days on Market1
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Expert

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Contact KristaText Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines

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7/18/2026

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