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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Sawgrass, Ponte Vedra Beach — a gated community home in Ponte Vedra Beach.

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Active·1 day on market·Sawgrass

610 Summer Place

Ponte Vedra Beach, FL 32082

$735,000$835/sqftEst. $4,071/moMLS# 2169603
1
Beds
1
Baths
880
Sq Ft
1983
Built
—
Garage
No
Pool

4 more homes for sale in Sawgrass →Search Sawgrass on the map

FEMA Zone VEHOA $510/moWaterfrontCondominium1 story

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Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Sawgrass

Experience coastal living at 610 Summer Place in Ponte Vedra Beach. This fully furnished ground floor one bedroom one bathroom condo offers stunning, unobstructed Atlantic Ocean views from the kitchen, living room and covered patio. Perfect as a full-time residence, beach retreat or income producing property with no minimum rental terms. The kitchen features granite countertops, stainless steel appliances and abundant storage. Enjoy private beach access with a convenient walkover, a gated entrance with manned security and close proximity to the Sawgrass Beach Club. Recent upgrades include HVAC 2020, water heater 2023, Pella windows and sliding doors 2023 and new roof 2025. Do not miss this rare oceanfront opportunity in one of Ponte Vedra Beach's most desirable communities. Ideal for buyers seeking oceanfront living, short term rental potential and a move in ready condo on Florida's coast.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$4,071
Property taxesest. at asking price, St. Johns County$978
HOAbilled quarterly$510
Estimated total, before insurance$5,559/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$8,765/yr · $730/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$735,000
$147,000
Loan Term
Monthly Payment
$4,071
Principal & Interest: $4,071
Property taxes (est.): $978
Insurance (est.): $490
Estimated Total Monthly
$5,539
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone VE — coastal high-hazard area

Flood insurance is required by lenders, at coastal (wave-action) rates.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Shingle — 2025 per the listing

A recent roof is the single biggest lever on Florida homeowners-insurance pricing.

Solar potential: ~1,790 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of October 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access and league fields from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$660,000$642,740—
2024$660,000$584,309—
2023$692,850$531,190—
2022$482,900$482,900—
2021$443,000$443,000—
2020$443,000$443,000—

2025 property taxes (current owner): $8,765/yr

Estimated taxes if purchased at asking price: ~$11,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Oct 16, 2026Listed$735,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $255/sq ft; this home is listed at $835/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
160 Veracruz Drive 433, Ponte Vedra Beach, FL 32082Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSJul 2026$270,000$2542/21,065321.2
160 Veracruz Drive 427, Ponte Vedra Beach, FL 32082Listed by ROBERT SLACK, LLC.Dec 2025$200,000$2551/1785681.2
799 Sandpiper Lane, Ponte Vedra Beach, FL 32082Listed by COLDWELL BANKER VANGUARD REALTYSep 2026$310,000$2792/21,113821.3
912 Shoreline Circle, Ponte Vedra Beach, FL 32082Listed by COMPASS FLORIDA LLCJul 2026$276,000$2672/21,033321.4
870 Coral Reef Way, Ponte Vedra Beach, FL 32082Listed by PONTE VEDRA CLUB REALTY, INC.Apr 2026$220,000$2472/18902731.4
833 Shoreline Circle, Ponte Vedra Beach, FL 32082Listed by INTEGRITY KEY REALTY LLCApr 2026$202,000$2272/18902951.4

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$735,000
Price / Sq Ft$835
Bedrooms1
Bathrooms1.00
Full Baths1
Square Footage880
Year Built1983
TypeResidential
Sub-TypeCondominium
StyleTraditional
StatusActive
Has PoolNo
Is WaterfrontYes
Gated CommunityYes
Direction FacesEast

School Information

Zone sourceSt. Johns County School District attendance zones, current school year. Zones change; confirm with the district before you rely on one.
Reported byThe listing agent, in the MLS. Where it differs from the zone, the zone wins.

Community Information

Address610 Summer Place, Ponte Vedra Beach, FL 32082
Area261-Ponte Vedra Bch-S Of Corona-E Of A1E/Lake Pv
SubdivisionSawgrass
CityPonte Vedra Beach
CountySt. Johns
StateFL
Zip Code32082
Parcel Number0663020610

Amenities

AmenitiesBeach Access, Gated, Security
Community FeaturesGated
UtilitiesCable Connected, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingParking Lot
ViewBeach, Ocean, Water
Waterfront TypeOcean Front

Interior

Interior FeaturesBreakfast Bar, Built-in Features, Ceiling Fan(s), Eat-in Kitchen, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Primary Downstairs
AppliancesDishwasher, Disposal, Electric Cooktop, Electric Oven, Electric Water Heater, Microwave, Refrigerator, Washer/Dryer Stacked
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringVinyl
# of Stories1
LevelsOne
LaundryIn Unit
SecurityGated with Guard, Security Gate

Exterior

Patio / PorchCovered, Rear Porch
RoofShingle
ConstructionOther, Frame
Road SurfaceAsphalt
Road FrontagePrivate Road

Additional Information

Date ListedOctober 16, 2026
Days on Market0
HOA Fees$1,530.13 / Quarterly
HOA FrequencyQuarterly
HOA NameSawgrass Association
HOA Fee IncludesInsurance, Maintenance Grounds, Maintenance Structure, Pest Control
Tax Amount$8,765.06
Tax Year2025
Listing TermsCash, Conventional, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: FLORIDA HOMES REALTY & MTG LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Sawgrass

Sawgrass is a neighborhood in Ponte Vedra Beach, FL (St. Johns County), ZIP 32082.

View all Sawgrass homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines