Skip to main content
Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Summer House, Ponte Vedra Beach — a home near Ponte Vedra High School.

No photos available

This listing has no photos yet

Sold

Sold·Closed Apr 28, 2026·273 days on market·Recent sales in Summer House·Summer House

870 Coral Reef Way

Ponte Vedra Beach, FL 32082

$220,000sold priceListed at $225,000 · 97.8% of asking$247/sqftMLS# 2096431
2
Beds
1
Baths
890
Sq Ft
1985
Built
—
Garage
No
Pool

12 more homes for sale in Summer House →Search Summer House on the map

HOA $463/moCondominium1 story

About this home

Summer House

Why rent when you can own & for probably less! This beautifully updated ground-floor condo offers effortless single-level living w/ serene lake views & resort-style amenities close by. Featuring 2 spacious bedrooms & 1 full bath, the open-concept layout w/ a well-appointed kitchen w/ granite countertops, brand new microwave, maple cabinetry, stainless steel appliances, & a coveted kitchen window. A separate bar area w/ a sink adds a touch of entertaining flair. Enjoy the convenience of an in-unit washer & dryer, newer glass shower enclosure, tile flooring throughout the main living areas & foyer, w/ bamboo hardwood floors in both bedrooms! Step out to the screened patio featuring a storage closet, tranquil lake views, lush landscaping, & surrounding nature. Located in the sought-after Summer House community, residents enjoy access to a resort-style pool, fitness center, clubhouse, tennis courts, & the ability to walk or bike to the beach.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,219
Property taxesest. at asking price, St. Johns County$293
HOAbilled monthly$463
Estimated total, before insurance$1,974/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$3,093/yr · $258/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$220,000
$44,000
Loan Term
Monthly Payment
$1,219
Principal & Interest: $1,219
Property taxes (est.): $293
Insurance (est.): $147
Estimated Total Monthly
$1,658
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Around this address

Nearby, from public data

The closest public beach, park, water access and league fields from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $3,093/yr

Estimated taxes if purchased at asking price: ~$3,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $253/sq ft; this home is listed at $253/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
799 Sandpiper Lane, Ponte Vedra Beach, FL 32082Listed by COLDWELL BANKER VANGUARD REALTYSep 2026$310,000$2792/21,113820.1
871 Coral Reef Way Way, Ponte Vedra Beach, FL 32082Listed by PONTE VEDRA CLUB REALTY, INC.Sep 2026$180,000$2451/1734690.1
912 Shoreline Circle, Ponte Vedra Beach, FL 32082Listed by COMPASS FLORIDA LLCJul 2026$276,000$2672/21,033320.1
825 Shoreline Circle, Ponte Vedra Beach, FL 32082Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSMay 2026$225,000$2532/18901480.1
930 Seashell Lane, Ponte Vedra Beach, FL 32082Listed by COLDWELL BANKER VANGUARD REALTYMay 2026$220,000$2132/21,0331190.1
833 Shoreline Circle, Ponte Vedra Beach, FL 32082Listed by INTEGRITY KEY REALTY LLCApr 2026$202,000$2272/18902950.1

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$225,000
Price / Sq Ft$253
Bedrooms2
Bathrooms1.00
Full Baths1
Square Footage890
Year Built1985
TypeResidential
Sub-TypeCondominium
StyleTraditional
Property ConditionUpdated/Remodeled
StatusClosed
Has PoolNo
Is WaterfrontNo

School Information

Community Information

Address870 Coral Reef Way, Ponte Vedra Beach, FL 32082
Area261-Ponte Vedra Bch-S Of Corona-E Of A1E/Lake Pv
SubdivisionSummer House
CityPonte Vedra Beach
CountySt. Johns
StateFL
Zip Code32082
Parcel Number0615000870
ZoningResidential

Amenities

AmenitiesPool, Clubhouse, Maintenance Grounds, Management- On Site, Trash
UtilitiesCable Available, Electricity Available, Sewer Available, Water Available
Water SourcePublic
ParkingUnassigned
ViewPond

Interior

Interior FeaturesCeiling Fan(s), Primary Bathroom - Shower No Tub, Walk-In Closet(s), Wet Bar
AppliancesDishwasher, Disposal, Dryer, Electric Cooktop, Microwave, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
FlooringTile, Wood
# of Stories1
LevelsOne
LaundryIn Unit

Exterior

Patio / PorchRear Porch, Screened
ConstructionConcrete

Additional Information

Date ListedJuly 2, 2025
Days on Market273
HOA Fees$463 / Monthly
HOA FrequencyMonthly
HOA Fee IncludesInsurance, Maintenance Grounds
Tax Amount$3,093.25
Tax Year2024
Listing TermsCash, Conventional, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: PONTE VEDRA CLUB REALTY, INC.

Sold by: MOMENTUM REALTY (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Summer House

Summer House is a neighborhood in Ponte Vedra Beach Condos, FL (St. Johns County), ZIP 32082.

View all Summer House homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Apr 28, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines