This home is in Sawgrass, Ponte Vedra Beach — a home near Ponte Vedra High School.
Active·Listed today·Sawgrass
10 Little Bay Harbor Drive
Ponte Vedra Beach, FL 32082
4 more homes for sale in Sawgrass →Search Sawgrass on the map
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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
Sawgrass
Light, bright, and beautifully remodeled this spacious 3-bedroom, 3-bath condo offers stunning lake and golf course views in the heart of Sawgrass Country Club. The open-concept floor plan is filled with natural light and designed to showcase the spectacular water views stretching across the lake to the golf course. Enjoy Florida living from the screened patio, where refreshing ocean breezes create the perfect setting for relaxing or entertaining. Hard-surface flooring flows throughout the entire condo, creating a clean, cohesive feel. The upstairs owner's suite is a private retreat, featuring beautiful lake views and a private balcony—an ideal spot for morning coffee or unwinding at the end of the day. An oversized detached 2-car garage is conveniently located just steps from the front door. Come experience the relaxed elegance, beautiful surroundings, and exceptional country club lifestyle that make Sawgrass so special! OPEN HOUSE SATURDAY and SUNDAY 10/10 AND 10/11 12pm-3pm
Next steps in Sawgrass
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone A
Zone A evacuates first in a storm — typically coastal and surge-prone areas.
Roof: Shingle — year not disclosed (home built 1985)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer · St Johns County Utilities - accounts · Public water · St Johns County Utilities - water accounts
County records show this parcel on central sewer served by St Johns County Utilities - accounts — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,463 usable sun-hours per year
Moderate solar exposure — shade or roof orientation limits panel output here.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of October 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $815,000 | $815,000 | — |
| 2024 | $744,000 | $744,000 | — |
| 2023 | $764,700 | $571,120 | — |
| 2022 | $582,000 | $519,200 | — |
| 2021 | $472,000 | $472,000 | — |
| 2020 | $442,000 | $442,000 | — |
2025 property taxes (current owner): $11,311/yr
Estimated taxes if purchased at asking price: ~$15,700/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Oct 10, 2026Active$985,000
- Oct 5, 2026Listed$985,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $397/sq ft; this home is listed at $499/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 10025 Sawgrass Drive E, Ponte Vedra Beach, FL 32082Listed by PONTE VEDRA CLUB REALTY, INC. | Jun 2026 | $530,000 | $372 | 2/2 | 1,424 | 17 | 0.5 |
| 132 Willow Pond Lane, Ponte Vedra Beach, FL 32082Listed by KEARNEY REAL ESTATE SERVICES, | Aug 2026 | $605,000 | $321 | 3/2.5 | 1,886 | 24 | 0.6 |
| 119 Willow Pond Lane, Ponte Vedra Beach, FL 32082Listed by PONTE VEDRA CLUB REALTY, INC. | Sep 2026 | $828,750 | $401 | 3/3 | 2,066 | 20 | 0.7 |
| 9777 Sawgrass Drive E, Ponte Vedra Beach, FL 32082Listed by WATSON REALTY CORP | Jul 2026 | $590,000 | $414 | 2/2 | 1,424 | 19 | 0.8 |
| 507 Quail Pointe Lane, Ponte Vedra Beach, FL 32082Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY | Jul 2026 | $640,000 | $397 | 2/2 | 1,614 | 1 | 0.9 |
| 311 Quail Pointe Drive, Ponte Vedra Beach, FL 32082Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS | Jun 2026 | $508,000 | $354 | 2/2 | 1,434 | 35 | 0.9 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: KEARNEY REAL ESTATE SERVICES,
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Sawgrass
Sawgrass is a neighborhood in Ponte Vedra Beach, FL (St. Johns County), ZIP 32082.
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Your Local Realtor
Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
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Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines