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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Summer House, Ponte Vedra Beach — a waterfront home in Ponte Vedra Beach.

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Sold

Sold·Closed Jul 22, 2026·32 days on market·Recent sales in Summer House·Summer House

912 Shoreline Circle

Ponte Vedra Beach, FL 32082

$276,000sold priceListed at $290,000 · 95.2% of asking$267/sqftMLS# 2149310
2
Beds
2
Baths
1,033
Sq Ft
1985
Built
—
Garage
No
Pool

12 more homes for sale in Summer House →Search Summer House on the map

FEMA Zone XHOA $548/moWaterfrontCondominium1 story

About this home

Summer House

This delightful 2-bedroom, 2-bathroom condo, with one story living, east of A1A, is a cozy haven from the moment you walk through the door. This first-floor unit has a family room that features a warm, natural wood accent TV wall, complemented by luxury vinyl tile throughout most of the unit, and built-in shelving in the dining room. The updated kitchen boasts a colorful tile backsplash, white cabinets, and granite countertops. Both bathrooms have been tastefully renovated with white subway tile. You'll find ample storage with walk-in closets in both bedrooms. After a long day, you can unwind on your private screened lanai with serene water views, plus, there's an attached storage closet for all your beach essentials. Summer House offers convenient access to everything you need in PV, including Sawgrass Village, TPC, The Yards, PVPV Elementary, and, of course, the beach. Enjoy fantastic amenities such as a pool, fitness center, and clubhouse all east of A1A in beautiful Ponte Vedra.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,529
Property taxesest. at asking price, St. Johns County$367
HOAbilled monthly$548
Estimated total, before insurance$2,444/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,354/yr · $279/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$276,000
$55,200
Loan Term
Monthly Payment
$1,529
Principal & Interest: $1,529
Property taxes (est.): $367
Insurance (est.): $184
Estimated Total Monthly
$2,080
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone B

Zone B evacuates after zone A in an approaching storm.

Roof: material not specified — year not disclosed (home built 1985)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · JEA - water/sewer

County records show this parcel on central sewer served by JEA - water/sewer — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,523 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

Last sold: $335,000 in April 2023(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$249,000$249,000—
2024$285,539$285,539—
2023$260,539$237,050—
2022$215,500$215,500—
2021$190,000$182,710—
2020$176,000$166,100—

2025 property taxes (current owner): $3,354/yr

Estimated taxes if purchased at asking price: ~$4,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Jul 22, 2026Closed$290,000
  • Jul 8, 2026Active Under Contract$290,000
  • Jun 7, 2026Listed$290,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $240/sq ft; this home is listed at $281/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
695 A1A N 83, Ponte Vedra Beach, FL 32082Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYOct 2026$160,000$1272/1.51,260550.1
871 Coral Reef Way Way, Ponte Vedra Beach, FL 32082Listed by PONTE VEDRA CLUB REALTY, INC.Sep 2026$180,000$2451/1734690.1
730 Tidewater Court, Ponte Vedra Beach, FL 32082Listed by PONTE VEDRA CLUB REALTY, INC.Jul 2026$300,000$2472/21,215180.1
100 Fairway Park Boulevard 2102, Ponte Vedra Beach, FL 32082Listed by FLORIDA HOMES REALTY & MTG LLCJul 2026$185,000$1682/21,100130.1
100 Fairway Park Boulevard 306, Ponte Vedra Beach, FL 32082Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSJun 2026$210,000$2032/21,0322910.1
733 Driftwood Circle, Ponte Vedra Beach, FL 32082Listed by COLDWELL BANKER VANGUARD REALTYJun 2026$319,000$2403/21,330300.1

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$290,000
Price / Sq Ft$281
Bedrooms2
Bathrooms2.00
Full Baths2
Square Footage1,033
Year Built1985
TypeResidential
Sub-TypeCondominium
StatusClosed
Has PoolNo
Is WaterfrontYes

Community Information

Address912 Shoreline Circle, Ponte Vedra Beach, FL 32082
Area261-Ponte Vedra Bch-S Of Corona-E Of A1E/Lake Pv
SubdivisionSummer House
CityPonte Vedra Beach
CountySt. Johns
StateFL
Zip Code32082
Parcel Number0615000912
ZoningCondominium

Amenities

AmenitiesPool, Clubhouse, Fitness Center, Management- On Site, Tennis Court(s), Trash
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGuest, Parking Lot
ViewPond
Waterfront TypePond

Interior

Interior FeaturesBreakfast Nook, Ceiling Fan(s), Open Floorplan, Primary Bathroom - Shower No Tub, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile
# of Stories1
LevelsOne
LaundryIn Unit

Exterior

Exterior FeaturesTennis Court(s)
Patio / PorchCovered, Rear Porch, Screened

Additional Information

Date ListedJune 8, 2026
Days on Market32
HOA Fees$548 / Monthly
HOA FrequencyMonthly
HOA NameSummer House in Old PV Condo Association
HOA Fee IncludesInsurance, Maintenance Grounds, Pest Control, Sewer, Trash, Water
Tax Amount$3,353.69
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: COMPASS FLORIDA LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Summer House

Summer House is a neighborhood in Ponte Vedra Beach Condos, FL (St. Johns County), ZIP 32082.

View all Summer House homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jul 22, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines