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This home is in Summer House, Ponte Vedra Beach.

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Active Under Contract

Active Under Contract·37 days on market·Summer House

912 Shoreline Circle

Ponte Vedra Beach, FL 32082

$290,000$281/sqftEst. $1,544/moMLS# 2149310
2
Beds
2
Baths
1,033
Sq Ft
1985
Built
Garage
No
Pool

About this home

Summer House

This delightful 2-bedroom, 2-bathroom condo, with one story living, east of A1A, is a cozy haven from the moment you walk through the door. This first-floor unit has a family room that features a warm, natural wood accent TV wall, complemented by luxury vinyl tile throughout most of the unit, and built-in shelving in the dining room. The updated kitchen boasts a colorful tile backsplash, white cabinets, and granite countertops. Both bathrooms have been tastefully renovated with white subway tile. You'll find ample storage with walk-in closets in both bedrooms. After a long day, you can unwind on your private screened lanai with serene water views, plus, there's an attached storage closet for all your beach essentials. Summer House offers convenient access to everything you need in PV, including Sawgrass Village, TPC, The Yards, PVPV Elementary, and, of course, the beach. Enjoy fantastic amenities such as a pool, fitness center, and clubhouse all east of A1A in beautiful Ponte Vedra.

Cost to own

Mortgage calculator

$290,000
$58,000
Loan Term
Monthly Payment
$1,465
Principal & Interest: $1,465
Est. Taxes & Insurance: $366
Estimated Total Monthly
$1,831
*Estimates based on 30-year loan at 6.49% APR (avg 30-yr rate 2026-07-09, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$1,544
Property taxesest. at asking price, St. Johns County$386
HOAbilled monthly$548
Estimated total, before insurance$2,477/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Last sold: $335,000 in April 2023(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$249,000$249,000
2024$285,539$285,539
2023$260,539$237,050
2022$215,500$215,500
2021$190,000$182,710
2020$176,000$166,100

2025 property taxes (current owner): $3,354/yr

Estimated taxes if purchased at asking price: ~$4,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone B

Zone B evacuates after zone A in an approaching storm.

Roof: material not specified — year not disclosed (home built 1985)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · JEA - water/sewer

County records show this parcel on central sewer served by JEA - water/sewer — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,523 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

  • Jul 8, 2026Active Under Contract$290,000
  • Jun 7, 2026Listed$290,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$290,000
Price / Sq Ft$281
Bedrooms2
Bathrooms2.00
Full Baths2
Square Footage1,033
Year Built1985
TypeResidential
Sub-TypeCondominium
StatusActive Under Contract
Has PoolNo
Is WaterfrontYes

Community Information

Address912 Shoreline Circle, Ponte Vedra Beach, FL 32082
Area261-Ponte Vedra Bch-S Of Corona-E Of A1E/Lake Pv
SubdivisionSummer House
CityPonte Vedra Beach
CountySt. Johns
StateFL
Zip Code32082
Parcel Number0615000912
ZoningCondominium

Amenities

AmenitiesPool, Clubhouse, Fitness Center, Management- On Site, Tennis Court(s), Trash
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGuest, Parking Lot
ViewPond
Waterfront TypePond

Interior

Interior FeaturesBreakfast Nook, Ceiling Fan(s), Open Floorplan, Primary Bathroom - Shower No Tub, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile
# of Stories1
LevelsOne
LaundryIn Unit

Exterior

Exterior FeaturesTennis Court(s)
Patio / PorchCovered, Rear Porch, Screened

Additional Information

Date ListedJune 8, 2026
Days on Market33
HOA Fees$548 / Monthly
HOA FrequencyMonthly
HOA NameSummer House in Old PV Condo Association
HOA Fee IncludesInsurance, Maintenance Grounds, Pest Control, Sewer, Trash, Water
Tax Amount$3,353.69
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

The neighborhood

About Summer House

Summer House is a neighborhood in Ponte Vedra Beach Condos, FL (St. Johns County), ZIP 32082.

View all Summer House homes for sale →

Listing Courtesy of: COMPASS FLORIDA LLC

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Expert

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Contact KristaText Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

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Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines

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