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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Active

Active·8 days on market

2113 Matefield Road

Jacksonville, FL 32225

$399,995$213/sqftEst. $2,198/mo mortgageMLS# 2169555
3
Beds
2
Baths
1,881
Sq Ft
1992
Built
2
Garage
No
Pool
FEMA Zone XHOA $15/mo9,148 sqft lotSingle Family Residence1 story

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About this home

Jacksonville

Welcome to this inviting 3-bedroom, 2-bath home offering 1,881 square feet of comfortable living space in an established community bordering a beautiful nature preserve. The eat-in kitchen provides a welcoming space for everyday meals and entertaining, while the glass-enclosed Florida room offers additional living space to enjoy throughout the year. Outside, the spacious backyard presents plenty of possibilities for gardening, outdoor gatherings, or simply relaxing in your own private retreat. A classic brick-accented front adds timeless curb appeal, and the attached two-car garage provides added convenience and storage. The roof was replaced in 2019. Enjoy a peaceful setting with the convenience of nearby shopping, dining, parks, and major travel routes. Discover a home that offers the best of comfortable living and a natural setting!

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.32% · 30yr$2,198
Property taxesest. at asking price, Duval County$653
HOAbilled annually$15
Estimated total, before insurance$2,866/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$4,744/yr · $395/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$399,995
$79,999
Loan Term
Monthly Payment
$2,198
Principal & Interest: $2,198
Property taxes (est.): $653
Insurance (est.): $267
Estimated Total Monthly
$3,118
*30-year loan at 7.32% APR (avg 30-yr rate 2026-10-22, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Shingle — 2019 per the listing

A recent roof is the single biggest lever on Florida homeowners-insurance pricing.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,220 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of October 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$338,181$237,555—
2024$323,535$230,153▲ $7,927
2023$320,862$221,994▲ $46,669
2022$264,072$214,072▲ $17,936
2021$209,797$110,899—
2020$198,220$108,678—

2025 property taxes (current owner): $4,744/yr

Estimated taxes if purchased at asking price: ~$7,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Oct 16, 2026Listed$399,995

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $213/sq ft; this home is listed at $213/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
10954 Heathfield Road, Jacksonville, FL 32225Listed by RE/MAX UNLIMITEDOct 2026$430,000$2134/22,0221090.2
10925 Whitworth Court, Jacksonville, FL 32225Listed by DJ & LINDSEY REAL ESTATESep 2026$385,000$2233/21,7242680.4
11185 Ridgetop Lane, Jacksonville, FL 32225Listed by MOMENTUM REALTYSep 2026$240,000$1733/21,390430.6
1631 Windhaven Drive E, Jacksonville, FL 32225Listed by EXP REALTY LLCOct 2026$315,000$2013/31,568310.8
1508 Oak Ridge Drive W, Jacksonville, FL 32225Listed by FREEDOM REALTY GROUP LLCAug 2026$290,000$1713/21,69990.8
11987 Arbor Lake Drive, Jacksonville, FL 32225Listed by FLORIDA HOMES REALTY & MTG LLCSep 2026$388,900$2553/21,526251.1

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$399,995
Price / Sq Ft$213
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,881
Acres0.21 acres
Year Built1992
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo

School Information

This listingNo schools reported in the MLS
ElementaryDon Brewer, reported on 3 other Ridgefield listings
ConfirmAssignments come from listing agents and zones change; confirm the address with the school district.

Community Information

Address2113 Matefield Road, Jacksonville, FL 32225
Area042-Ft Caroline
SubdivisionRidgefield
CityJacksonville
CountyDuval
StateFL
Zip Code32225
Lot Size9,147.6 sq ft
Parcel Number1612018050

Amenities

Community FeaturesSidewalks, Curbs
UtilitiesElectricity Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage
ViewProtected Preserve

Interior

Interior FeaturesBreakfast Nook, Ceiling Fan(s), Eat-in Kitchen, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Vaulted Ceiling(s)
AppliancesDishwasher, Electric Oven, Electric Water Heater, Microwave
HeatingCentral, Electric
CoolingCentral Air
FlooringCarpet, Tile
FireplaceYes
# of Fireplaces1
# of Stories1
LaundryElectric Dryer Hookup, In Unit, Washer Hookup

Exterior

Patio / PorchGlass Enclosed, Rear Porch
FencingBack Yard, Wood
RoofShingle
ConstructionBrick, Wood Siding
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedOctober 16, 2026
Days on Market0
HOA Fees$175 / Annually
HOA FrequencyAnnually
Tax Amount$4,743.66
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: EXP REALTY, LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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