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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in St Augustine South, St. Augustine — a pool home in St. Johns County.

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Active

Active·3 days on market·St Augustine South

821 Queen Road

St. Augustine, FL 32086

$449,999$280/sqftEst. $2,493/mo mortgageMLS# 2169543
3
Beds
2
Baths
1,607
Sq Ft
1984
Built
1
Garage
Yes
Pool

15 more homes for sale in St Augustine South →Search St Augustine South on the map

FEMA Zone XNo HOA11,761 sqft lotSingle Family Residence1 story

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About this home

St Augustine South

YOUR OWN PRIVATE BACKYARD OASIS IN ST. AUGUSTINE SOUTH! Welcome to 821 Queen Road, where space, comfort, and outdoor living come together! Situated on a triple lot in the desirable St. Augustine South neighborhood, this property offers room to spread out, entertain, and enjoy the Florida lifestyle with no HOA or CDD fees. Step outside to your fully fenced backyard retreat featuring a screened-in, in-ground saltwater pool with a liner replaced approximately two years ago and a depth of nearly 6 feet. The outdoor kitchen, complete with a grill and sink, creates the perfect setting for hosting friends and family, while the outdoor shower makes rinsing off after a swim a breeze. There's also a dedicated play area, a storage shed, and a 30-amp RV hookup with a sewer line and pump system, offering added convenience for RV owners and guests. Inside, enjoy a freshly painted interior, LVP and tile flooring, a kitchen island, and plenty of storage. The electric fireplace creates a cozy focal

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,493
Property taxesest. at asking price, St. Johns County$599
Estimated total, before insurance$3,091/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$4,532/yr · $378/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$449,999
$90,000
Loan Term
Monthly Payment
$2,493
Principal & Interest: $2,493
Property taxes (est.): $599
Insurance (est.): $300
Estimated Total Monthly
$3,391
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone C

Zone C evacuates after zones A, B in an approaching storm.

Roof: Shingle — year not disclosed (home built 1984)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Septic system (public record) · Public water · St Johns County Utilities - water accounts

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,550 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of October 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $4,532/yr

Estimated taxes if purchased at asking price: ~$7,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Oct 16, 2026Listed$449,999

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $289/sq ft; this home is listed at $280/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
320 Lobelia Road, St. Augustine, FL 32086Listed by OCEAN ELEVEN REALTYSep 2026$273,000$1903/21,434910.2
369 Orchis Road, St. Augustine, FL 32086Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINESep 2026$315,000$2232/21,412410.2
361 Orchis Road, St. Augustine, FL 32086Listed by US REALTY HUBJul 2026$405,000$2893/21,4001470.2
907 Queen Road, St. Augustine, FL 32086Listed by ENDLESS SUMMER REALTYSep 2026$535,000$3743/21,429460.3
108 Aspen Road, St. Augustine, FL 32086Listed by PONTE VEDRA CLUB REALTY, INC.Sep 2026$419,000$3143/21,334530.4
102 Alicante Road, St. Augustine, FL 32086Listed by LA ROSA REALTY NORTH FLORIDA, LLC.Jul 2026$335,000$1953/21,7221010.5

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$449,999
Price / Sq Ft$280
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,607
Acres0.27 acres
Year Built1984
TypeResidential
Sub-TypeSingle Family Residence
StatusActive
# of Garages1
Has PoolYes
Pool FeaturesIn Ground, Salt Water
Is WaterfrontNo

School Information

Zone sourceSt. Johns County School District attendance zones, current school year. Zones change; confirm with the district before you rely on one.
Reported byThe listing agent, in the MLS. Where it differs from the zone, the zone wins.

Community Information

Address821 Queen Road, St. Augustine, FL 32086
Area335-St Augustine South
SubdivisionSt Augustine South
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32086
Lot Size11,761.2 sq ft
Parcel Number2399100000

Amenities

UtilitiesCable Connected, Electricity Connected, Sewer Connected, Water Connected
SewerSeptic Tank
Water SourcePublic
ParkingGarage, RV Access/Parking

Interior

Interior FeaturesCeiling Fan(s), Kitchen Island, Pantry, Primary Bathroom -Tub with Separate Shower
AppliancesDishwasher, Disposal, Dryer, Electric Range, Refrigerator, Washer
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringTile
FireplaceYes
Fireplace FeaturesElectric
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Washer Hookup
Window FeaturesSkylight(s)

Exterior

Exterior FeaturesOutdoor Shower
Patio / PorchCovered, Patio, Porch, Screened
FencingFenced, Back Yard
RoofShingle
ConstructionWood Siding

Additional Information

Date ListedOctober 16, 2026
Days on Market3
Tax Amount$4,531.98
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINE

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About St Augustine South

St Augustine South is a neighborhood in Southern St. Johns County, FL (St. Johns County), ZIP 32086.

View all St Augustine South homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

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20+ years · 500+ closings · NE Florida

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