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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a waterfront home in Jacksonville.

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Active

Active·1 day on market

5994 Splendora Lane 1 & 2

Jacksonville, FL 32219

$2,300,000$1873/sqftEst. $12,740/moMLS# 2169439
3
Beds
2
Baths
1,228
Sq Ft
1985
Built
—
Garage
Yes
Pool
FEMA Zone XNo HOA7.91 acresWaterfrontSingle Family Residence2 stories

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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Jacksonville

Welcome to this rare Trout River waterfront estate, offering nearly 8 acres across three buildable lots and an exceptional combination of natural beauty, existing improvements, and investment potential. With expansive river views, mature trees, and a versatile layout, this unique property presents opportunities for investors, developers, equestrian enthusiasts, or those seeking a private waterfront retreat. Investors and developers take note: the property offers potential for future condominium development, with condominium projects already in development on nearby properties. Buyers are encouraged to verify zoning, land use, density, and development requirements with the appropriate authorities. The main cabin features 1,228 square feet with 3 bedrooms and 2 bathrooms, including a convenient downstairs bath and a non-conforming bedroom just off the kitchen that offers flexibility for guests or additional living space.

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$12,740
Property taxesest. at asking price, Duval County$3,756
Estimated total, before insurance$16,495/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$7,075/yr · $590/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$2,300,000
$460,000
Loan Term
Monthly Payment
$12,740
Principal & Interest: $12,740
Property taxes (est.): $3,756
Insurance (est.): $1,533
Estimated Total Monthly
$18,029
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Shingle — year not disclosed (home built 1985)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~938 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of October 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access and league fields from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $7,075/yr

Estimated taxes if purchased at asking price: ~$45,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Oct 15, 2026Listed$2,300,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $173/sq ft; this home is listed at $1,873/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
5881 Victoria Creek Lane, Jacksonville, FL 32219Listed by D R HORTON REALTY INCSep 2026$258,000$1733/2.51,492590.3
5333 Kellar Circle, Jacksonville, FL 32218Listed by MOMENTUM REALTYAug 2026$280,000$1813/21,548280.6
5751 Gilchrist Road, Jacksonville, FL 32219Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTOct 2026$134,000$1452/292420.8
9656 Flechette Avenue, Jacksonville, FL 32208Listed by FLORIDA HOMES REALTY & MTG LLCOct 2026$90,000$813/21,1121040.8
5948 Copper Creek Drive, Jacksonville, FL 32218Listed by FLORIDA HOMES REALTY & MTG LLCSep 2026$267,011$1833/21,45720.8
5202 Chivalry Drive, Jacksonville, FL 32208Listed by FLORIDA HOMES REALTY & MTG LLCAug 2026$135,000$913/21,486200.9

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$2,300,000
Price / Sq Ft$1,873
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,228
Acres7.91 acres
Year Built1985
TypeResidential
Sub-TypeSingle Family Residence
StatusActive
Has PoolYes
Pool FeaturesAbove Ground
Is WaterfrontYes

School Information

ElementaryRutledge H Pearson
MiddleJean Ribault
HighJean Ribault

Community Information

Address5994 Splendora Lane 1 & 2, Jacksonville, FL 32219
Area075-Trout River/College Park/Ribault Manor
SubdivisionTrout River
CityJacksonville
CountyDuval
StateFL
Zip Code32219
Lot Size344,559.6 sq ft
Parcel Number0211600000

Amenities

UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerSeptic Tank
Water SourceWell
ParkingOff Street
ViewRiver, Water
Waterfront TypeRiver Front

Interior

AppliancesDishwasher, Dryer, Electric Range, Microwave, Washer
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringCarpet, Wood
FireplaceYes
# of Fireplaces1
Fireplace FeaturesWood Burning
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, Lower Level, Washer Hookup

Exterior

Exterior FeaturesDock, Fire Pit
Patio / PorchPorch, Screened
RoofShingle
ConstructionFrame
Other StructuresBarn(s)

Additional Information

Date ListedOctober 15, 2026
Days on Market0
Tax Amount$7,074.69
Tax Year2025
Listing TermsCash, Conventional, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINE

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

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20+ years · 500+ closings · NE Florida

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