This home is in Jacksonville — a waterfront home in Jacksonville.
Active·1 day on market
5994 Splendora Lane 1 & 2
Jacksonville, FL 32219

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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
Jacksonville
Welcome to this rare Trout River waterfront estate, offering nearly 8 acres across three buildable lots and an exceptional combination of natural beauty, existing improvements, and investment potential. With expansive river views, mature trees, and a versatile layout, this unique property presents opportunities for investors, developers, equestrian enthusiasts, or those seeking a private waterfront retreat. Investors and developers take note: the property offers potential for future condominium development, with condominium projects already in development on nearby properties. Buyers are encouraged to verify zoning, land use, density, and development requirements with the appropriate authorities. The main cabin features 1,228 square feet with 3 bedrooms and 2 bathrooms, including a convenient downstairs bath and a non-conforming bedroom just off the kitchen that offers flexibility for guests or additional living space.
Next steps in Jacksonville
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone A
Zone A evacuates first in a storm — typically coastal and surge-prone areas.
Roof: Shingle — year not disclosed (home built 1985)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~938 usable sun-hours per year
Moderate solar exposure — shade or roof orientation limits panel output here.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of October 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access and league fields from this home's location.
Closest beach parking
Bluffs Scenic Trail, Big Talbot Island State Parkabout 18 mi · 35 parking spaces
Closest park or preserve
Thomas Creek Conservation Areaabout 5 mi · 4.9 mi of trails
Closest public boat ramp
Lake Bethesda Park – Primitive FMA Ramp (Electric Motors Only)about 1.0 mi · Bethesda Lake
Closest kayak & paddleboard launch
Lake Bethesda Park – Adaptive Kayak Launchabout 1 mi · Bethesda Pond
Closest youth league fields
Charles Boobie Clark Park and Poolabout 2 mi · Baseball, Softball, Football
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
2025 property taxes (current owner): $7,075/yr
Estimated taxes if purchased at asking price: ~$45,100/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Oct 15, 2026Listed$2,300,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $173/sq ft; this home is listed at $1,873/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 5881 Victoria Creek Lane, Jacksonville, FL 32219Listed by D R HORTON REALTY INC | Sep 2026 | $258,000 | $173 | 3/2.5 | 1,492 | 59 | 0.3 |
| 5333 Kellar Circle, Jacksonville, FL 32218Listed by MOMENTUM REALTY | Aug 2026 | $280,000 | $181 | 3/2 | 1,548 | 28 | 0.6 |
| 5751 Gilchrist Road, Jacksonville, FL 32219Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST | Oct 2026 | $134,000 | $145 | 2/2 | 924 | 2 | 0.8 |
| 9656 Flechette Avenue, Jacksonville, FL 32208Listed by FLORIDA HOMES REALTY & MTG LLC | Oct 2026 | $90,000 | $81 | 3/2 | 1,112 | 104 | 0.8 |
| 5948 Copper Creek Drive, Jacksonville, FL 32218Listed by FLORIDA HOMES REALTY & MTG LLC | Sep 2026 | $267,011 | $183 | 3/2 | 1,457 | 2 | 0.8 |
| 5202 Chivalry Drive, Jacksonville, FL 32208Listed by FLORIDA HOMES REALTY & MTG LLC | Aug 2026 | $135,000 | $91 | 3/2 | 1,486 | 20 | 0.9 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINE
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
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Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines





