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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a gated community home in Jacksonville.

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Active

Active·1 day on market

4274 Studio Park Avenue

Jacksonville, FL 32216

$406,000$147/sqftEst. $2,249/moMLS# 2169292
4
Beds
3.5
Baths
2,766
Sq Ft
2008
Built
1
Garage
No
Pool
FEMA Zone XHOA $445/mo3,485 sqft lotTownhouse2 stories

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Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Jacksonville

Discover this beautifully maintained end-unit townhome in the desirable Midtowne community! Featuring stunning architectural details, tasteful Pottery Barn-inspired paint colors, and stylish décor throughout, this immaculate home is move-in ready. The main living level welcomes you with an impressive entry, gleaming hardwood floors, and a cozy fireplace. Enjoy the elegant living and dining areas, a spacious family room, a convenient half bath, and a well-appointed eat-in kitchen featuring gorgeous granite countertops, stainless steel appliances, and upgraded 42-inch cabinets. Take in the peaceful, park-like surroundings from the second-floor deck or relax on the private first-floor patio. The first floor also offers a generously sized bedroom or bonus room with a full bathroom, providing the perfect space for guests, a home office, or additional living accommodations.

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,249
Property taxesest. at asking price, Duval County$663
HOAbilled monthly$445
Estimated total, before insurance$3,357/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$4,917/yr · $410/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$406,000
$81,200
Loan Term
Monthly Payment
$2,249
Principal & Interest: $2,249
Property taxes (est.): $663
Insurance (est.): $271
Estimated Total Monthly
$3,182
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2008)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,666 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of October 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$375,025$248,537▲ $14,162
2024$362,648$240,826—
2023$377,633$232,356—
2022$354,117$224,133—
2021$289,004$216,149—
2020$275,536$212,475—

2025 property taxes (current owner): $4,917/yr

Estimated taxes if purchased at asking price: ~$8,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Oct 15, 2026Listed$406,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $138/sq ft; this home is listed at $147/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
4286 Studio Park Avenue, Jacksonville, FL 32216Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYSep 2026$425,000$1543/3.52,7661220
4280 Studio Park Avenue, Jacksonville, FL 32256Listed by FLORIDA HOMES REALTY & MTG LLCSep 2025$422,500$1533/3.52,766260
4480 Deerwood Lake Parkway 238, Jacksonville, FL 32216Listed by RE/MAX SPECIALISTSSep 2026$265,000$1313/2.52,025491.3
4480 Deerwood Lake Parkway 422, Jacksonville, FL 32216Listed by PONTE VEDRA CLUB REALTY, INC.Aug 2026$276,250$1383/2.52,0003301.3
7936 Los Robles Court 7936, Jacksonville, FL 32256Listed by FLORIDA HOMES REALTY & MTG LLCJun 2026$195,000$894/32,198821.6
7960 Los Robles Court 7960, Jacksonville, FL 32256Listed by EXP REALTY LLCJul 2026$162,000$744/32,19881.7

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$406,000
Price / Sq Ft$147
Bedrooms4
Bathrooms3.50
Full Baths3
Half Baths1
Square Footage2,766
Acres0.08 acres
Year Built2008
TypeResidential
Sub-TypeTownhouse
StyleTraditional
StatusActive
# of Garages1
Has PoolNo
Is WaterfrontNo

Community Information

Address4274 Studio Park Avenue, Jacksonville, FL 32216
Area022-Grove Park/Sans Souci
SubdivisionMidtowne
CityJacksonville
CountyDuval
StateFL
Zip Code32216
Lot Size3,484.8 sq ft
Parcel Number1525755110

Amenities

AmenitiesPool, Fitness Center, Gated, Security
UtilitiesElectricity Connected
SewerPublic Sewer
Water SourcePublic
Green / EnergyWindows
ParkingGarage

Interior

Interior FeaturesBreakfast Bar, Eat-in Kitchen, Entrance Foyer, Kitchen Island, Primary Bathroom -Tub with Separate Shower, Walk-In Closet(s)
AppliancesDishwasher, Dryer, Electric Oven, Electric Range, Electric Water Heater, Microwave, Washer
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile, Wood
# of Stories2
LaundryElectric Dryer Hookup
SecuritySecurity Gate

Exterior

Exterior FeaturesBalcony
Patio / PorchCovered, Deck, Patio
RoofShingle

Additional Information

Date ListedOctober 15, 2026
Days on Market0
HOA Fees$445 / Monthly
HOA FrequencyMonthly
HOA NameMidtowne
HOA Fee IncludesMaintenance Grounds
Tax Amount$4,917.07
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: KELLER WILLIAMS REALTY ATLANTIC PARTNERS

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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