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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a gated community home in Jacksonville.

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Active

Active·3 days on market

4242 Studio Park Avenue

Jacksonville, FL 32216

$399,900$145/sqftEst. $2,215/moMLS# 2168903
4
Beds
3.5
Baths
2,766
Sq Ft
2007
Built
2
Garage
No
Pool
FEMA Zone XHOA $445/mo2,178 sqft lotSingle Family Residence3 stories

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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Jacksonville

$10,000 BUYER CREDIT + BRAND NEW CARPET -- YES! BOTH! Need help with closing costs? Got you. Need a rate buydown to lower the monthly payment? Got you. Need a year of prepaid HOA fees and a rate buydown? Got you. Seller is committed to helping the right buyer apply credit towards any allowable closing costs. In addition to the 10K concession, Seller will have new carpet professionally installed throughout the bedroom level upon closing. This home is 2766 square feet of three story living with Brownstone good looks! Four total bedrooms. Two complete primary suites. 3.5 bathrooms. Dual a/c units so all levels stay cool. Lower level patio and upper level private balcony, with the best sunsets. 2 car garage with additional storage and a Tesla charger. Enjoy the privacy of a gated community and the freedom of no exterior maintenance! This home has space, comfort, convenience, and incredible Seller incentives!

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,215
Property taxesest. at asking price, Duval County$653
HOAbilled monthly$445
Estimated total, before insurance$3,313/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$6,181/yr · $515/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$399,900
$79,980
Loan Term
Monthly Payment
$2,215
Principal & Interest: $2,215
Property taxes (est.): $653
Insurance (est.): $267
Estimated Total Monthly
$3,135
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2007)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer (public record)

County records show this parcel on central sewer — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,615 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of October 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $6,181/yr

Estimated taxes if purchased at asking price: ~$7,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Oct 12, 2026Listed$399,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $219/sq ft; this home is listed at $145/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
8333 Highgate Drive, Jacksonville, FL 32216Listed by EVERYSTATE INCJun 2026$383,500$1524/2.52,5232910.4
3548 Boatwright Way W, Jacksonville, FL 32216Listed by HERRON REAL ESTATE LLCSep 2026$555,000$2185/2.52,541230.5
8429 Highgate Drive, Jacksonville, FL 32216Listed by EXIT INSPIRED REAL ESTATESep 2026$435,000$1954/22,229140.5
3331 Hidden Lake Drive W, Jacksonville, FL 32216Listed by COLDWELL BANKER VANGUARD REALTYOct 2026$655,000$2194/22,99000.7
3600 Bowden Road S, Jacksonville, FL 32216Listed by RPB REALTY,INCAug 2026$485,000$2334/22,084910.7
7421 Bowden Road, Jacksonville, FL 32216Listed by RPB REALTY,INCSep 2026$484,900$2334/22,084690.9

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$399,900
Price / Sq Ft$145
Bedrooms4
Bathrooms3.50
Full Baths3
Half Baths1
Square Footage2,766
Acres0.05 acres
Year Built2007
TypeResidential
Sub-TypeSingle Family Residence
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo

Community Information

Address4242 Studio Park Avenue, Jacksonville, FL 32216
Area022-Grove Park/Sans Souci
SubdivisionMidtowne
CityJacksonville
CountyDuval
StateFL
Zip Code32216
Lot Size2,178 sq ft
Parcel Number1525755132
ZoningResidential

Amenities

AmenitiesPool, Fitness Center, Gated, Maintenance Grounds
Community FeaturesSidewalks, Suburban, Street Lights, Gated
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingElectric Vehicle Charging Station(s), Garage, Garage Door Opener, Gated, Guest
ViewTrees/Woods

Interior

Interior FeaturesBreakfast Nook, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, In-Law Floorplan, Primary Bathroom -Tub with Separate Shower, Walk-In Closet(s)
AppliancesConvection Oven, Dishwasher, Disposal, Dryer, Electric Cooktop, Electric Oven, Electric Range, Electric Water Heater, Freezer, Ice Maker, Microwave, Refrigerator, Washer
HeatingCentral
CoolingCentral Air, Multi Units, Split System
FlooringCarpet, Wood
FireplaceYes
# of Fireplaces1
Fireplace FeaturesElectric
# of Stories3
LevelsThree Or More
LaundryElectric Dryer Hookup, In Unit, Upper Level, Washer Hookup
SecuritySecurity Gate, Smoke Detector(s)

Exterior

Exterior FeaturesBalcony
Lot DescriptionDead End Street, Many Trees, Sprinklers In Front, Sprinklers In Rear
Patio / PorchPatio, Rear Porch
RoofShingle
ConstructionBrick, Fiber Cement
Road SurfaceAsphalt
Road FrontagePrivate Road

Additional Information

Date ListedOctober 12, 2026
Days on Market1
HOA Fees$445 / Monthly
HOA FrequencyMonthly
HOA Fee IncludesMaintenance Grounds, Maintenance Structure
Tax Amount$6,180.57
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: LPT REALTY LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

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