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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a gated community home in Jacksonville.

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Sold

Sold·Closed Sep 8, 2025·26 days on market·Recent sales in Jacksonville

4280 Studio Park Avenue

Jacksonville, FL 32256

$422,500sold priceListed at $425,000 · 99.4% of asking$153/sqftMLS# 2099565
3
Beds
3.5
Baths
2,766
Sq Ft
2008
Built
2
Garage
No
Pool
HOA $370/mo2,614 sqft lotTownhouse3 stories

About this home

Jacksonville

SOUTHSIDE LOCATION! BEAUTIFUL TOWNHOME w/ 3 to 4 Bedrooms & 3.5 Baths. 3 Stories! ENTRY is BEAUTIFUL ! Circular Stairway at Entry & walk into a Large Living RM w/ FIREPLACE. H.wood FLOORS throughout the main level. FORMAL D. ROOM & has addt'l molding. High Ceilings thru-out main level & Great Large Kitchen w/ Stainless Steel Appliances. Eat in Kitchen & Island in middle. Door to DECK. TV RM adjacent to KITCHEN. UPGRADED Built-in shelves! 1/2 bath on mail level. Step to 3rd Floor; BIG Playroom or a 4th Bed/RM & has a full bath. Door that leads to big patio & the Backyard. There is a big 2 car Garage at this level & great extra Storage Space off the Garage area. Top Floor has a DELUXE Master Suite. Huge Walk in Closet & the M. Bath has a Walk in Shower & a big over-size TUB, Big Vanity top with 2 Sinks & a private room for WATER CLOSET. The Other 2 bedrooms on this level are large size & has another full bath in Hallway. Walk in Laundry RM. Has a W & D. POOL & GYM RM @ C. CTR.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,340
Property taxesest. at asking price, Duval County$690
HOAbilled monthly$370
Estimated total, before insurance$3,400/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$6,492/yr · $541/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$422,500
$84,500
Loan Term
Monthly Payment
$2,340
Principal & Interest: $2,340
Property taxes (est.): $690
Insurance (est.): $282
Estimated Total Monthly
$3,312
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2008)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,738 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $6,492/yr

Estimated taxes if purchased at asking price: ~$8,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Aug 11, 2025Listed$425,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $138/sq ft; this home is listed at $154/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
4286 Studio Park Avenue, Jacksonville, FL 32216Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYSep 2026$425,000$1543/3.52,7661220
4480 Deerwood Lake Parkway 238, Jacksonville, FL 32216Listed by RE/MAX SPECIALISTSSep 2026$265,000$1313/2.52,025491.3
4480 Deerwood Lake Parkway 422, Jacksonville, FL 32216Listed by PONTE VEDRA CLUB REALTY, INC.Aug 2026$276,250$1383/2.52,0003301.3
7960 Los Robles Court 7960, Jacksonville, FL 32256Listed by EXP REALTY LLCJul 2026$162,000$744/32,19881.7
7936 Los Robles Court 7936, Jacksonville, FL 32256Listed by FLORIDA HOMES REALTY & MTG LLCJun 2026$195,000$894/32,198821.7
9745 Touchton Road 2906, Jacksonville, FL 32246Listed by COLDWELL BANKER VANGUARD REALTYMay 2025$300,000$1553/2.51,936621.8

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$425,000
Price / Sq Ft$154
Bedrooms3
Bathrooms3.50
Full Baths3
Half Baths1
Square Footage2,766
Acres0.06 acres
Year Built2008
TypeResidential
Sub-TypeTownhouse
StyleTraditional
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo

Community Information

Address4280 Studio Park Avenue, Jacksonville, FL 32256
Area022-Grove Park/Sans Souci
SubdivisionMidtowne
CityJacksonville
CountyDuval
StateFL
Zip Code32256
Lot Size2,613.6 sq ft
Parcel Number1525755104

Amenities

AmenitiesPool, Clubhouse, Fitness Center, Gated, Management - Full Time, Management - Off Site, Security, Trash
Community FeaturesSidewalks, Street Lights, Gated, Curbs
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAdditional Parking, Community Structure, Garage, Garage Door Opener, Guest

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Built-in Features, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, In-Law Floorplan, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Electric Cooktop, Electric Oven, Electric Water Heater, Ice Maker, Microwave, Refrigerator, Washer
HeatingCentral, Electric, Separate Meters
CoolingElectric, Separate Meters
FlooringCarpet, Tile, Wood
FireplaceYes
Fireplace FeaturesElectric
# of Stories3
LevelsThree Or More
LaundryElectric Dryer Hookup, In Unit, Upper Level
SecuritySecurity Gate, Smoke Detector(s)

Exterior

Lot DescriptionCul-De-Sac, Many Trees, Sprinklers In Front, Sprinklers In Rear
Patio / PorchDeck, Rear Porch
RoofShingle
Road SurfaceAsphalt, Concrete
Road FrontageCity Street

Additional Information

Date ListedAugust 11, 2025
Days on Market26
HOA Fees$370 / Monthly
HOA FrequencyMonthly
HOA NameMIDTOWNE
HOA Fee IncludesMaintenance Grounds
Tax Amount$6,492.03
Tax Year2024
Listing TermsCash, Conventional, VA Loan, Other
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: FLORIDA HOMES REALTY & MTG LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Sep 8, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

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