This home is in St. Augustine.
Active·4 days on market
936 Delcie Drive
St. Augustine, FL 32086
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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
St. Augustine
Welcome to this beautifully updated and lovingly maintained St. Augustine home, where inviting living spaces, stylish finishes, and a private backyard create a comfortable place to call home. Featuring 3 bedrooms, 2.5 baths, and no HOA, this home blends everyday comfort with thoughtful improvements throughout. The kitchen shines with quartz countertops, updated cabinetry, and stainless steel appliances, creating a welcoming space to prepare meals and gather with friends. Renovated in 2026, both full bathrooms feature quartz vanities, updated cabinets, and beautifully tiled showers. A spacious rear addition (2019) offers endless possibilities as a cozy second family room, game room, or space for entertaining. Step onto the rear porch, newly screened in 2025, and enjoy morning coffee or quiet evenings overlooking the generous, private backyard. Epoxy-coated front and rear porches and garage flooring add a polished finishing touch. Additional improvements include A/C replacements (2019)
Next steps in St. Augustine
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone B
Zone B evacuates after zone A in an approaching storm.
Roof: Shingle — year not disclosed (home built 2004)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer records conflict — verify
The MLS lists “Septic Tank”, while Florida DOH records suggest central sewer. Don’t rely on either — confirm the actual system, and if septic is possible, budget an inspection, before you offer. Municipal drinking water per the county inventory.
Sources: MLS listing + Florida DOH Water Management Inventory (public record).
Solar potential: ~1,636 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of October 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
A Street ramp and lotsabout 5 mi · 45 parking spaces
Closest park or preserve
Treaty Parkabout 1 mi · 1.9 mi of trails
Closest public boat ramp
Moultrie Creek Boat Rampabout 2 mi · Moutrie Creek
Closest kayak & paddleboard launch
Vail Point Park – Paddlecraft Dockabout 2 mi · Moultrie Creek
Closest youth league fields
Treaty Parkabout 1 mi · Basketball, Football, Lacrosse
Closest grocery store
Publixabout 1 mi · 4255 Us 1 S, Saint Augustine
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $370,043 | $257,256 | — |
| 2024 | $347,889 | $247,889 | — |
| 2023 | $358,271 | $258,271 | — |
| 2022 | $298,160 | $271,517 | ▼ $2,718 |
| 2021 | $249,038 | $249,038 | — |
| 2020 | $227,693 | $227,693 | — |
2025 property taxes (current owner): $4,292/yr
Estimated taxes if purchased at asking price: ~$8,500/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Oct 14, 2026Listed$535,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $259/sq ft; this home is listed at $249/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 217 S Shadowwood Drive, St. Augustine, FL 32086Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINE | Jul 2026 | $700,000 | $339 | 3/2 | 2,067 | 41 | 0.3 |
| 3345 Kings Road S, St. Augustine, FL 32086Listed by INTEGRITY KEY REALTY LLC | Oct 2026 | $520,000 | $286 | 3/2 | 1,818 | 29 | 0.6 |
| 115 Sierras Loop, St. Augustine, FL 32086Listed by THOMPSON REALTY & DEVELOPMENT INC. | Sep 2026 | $548,000 | $242 | 4/2.5 | 2,268 | 143 | 0.8 |
| 53 Monroe Avenue, St. Augustine, FL 32086Listed by KELLER WILLIAMS ST JOHNS | Aug 2026 | $415,000 | $218 | 3/2 | 1,908 | 154 | 0.8 |
| 832 White Eagle Circle, St. Augustine, FL 32086Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINE | Aug 2026 | $444,000 | $259 | 3/2 | 1,711 | 63 | 0.9 |
| 3508 Kings Road S, St. Augustine, FL 32086Listed by PONTE VEDRA CLUB REALTY, INC. | Jul 2026 | $550,000 | $237 | 3/2 | 2,319 | 202 | 1.1 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: EXP REALTY LLC
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
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Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines