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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in St. Augustine — a home near Pedro Menendez High School.

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Sold

Sold·Closed Aug 19, 2026·154 days on market·Recent sales in St. Augustine

53 Monroe Avenue

St. Augustine, FL 32086

$415,000sold priceListed at $429,900 · 96.5% of asking$218/sqftMLS# 2127297
3
Beds
2
Baths
1,908
Sq Ft
2016
Built
2
Garage
No
Pool
HOA $49/mo6,534 sqft lotWaterfrontSingle Family Residence1 story

About this home

St. Augustine

Now offered with a recent price improvement, this move-in-ready 2016-built home presents an exceptional opportunity in the desirable Deer Chase community of St. Johns County. Tucked away on a quiet cul-de-sac, this 1,908 sq ft residence offers both privacy and tranquility, backing to wooded views and a pond with no through traffic. Natural light fills the main living areas, creating a bright and inviting atmosphere. The home features an extended garage--ideal for a full-size truck or SUV--and is Smart Home-ready with a dedicated tech cabinet, high-speed wiring, pre-wired security, and a smart thermostat. Additional highlights include a whole-home water softener with advanced filtration and a newly installed hot water heater, providing added value and peace of mind. Conveniently located near shopping, dining, and major roadways, this home offers the perfect blend of comfort and convenience.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,299
Property taxesest. at asking price, St. Johns County$552
HOAbilled annually$49
Estimated total, before insurance$2,900/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$2,886/yr · $241/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$415,000
$83,000
Loan Term
Monthly Payment
$2,299
Principal & Interest: $2,299
Property taxes (est.): $552
Insurance (est.): $277
Estimated Total Monthly
$3,128
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$353,454$177,521—
2024$352,951$171,670—
2023$335,373$170,068—
2022$326,653$163,658—
2021$259,997$157,435—
2020$215,619$154,571—

2025 property taxes (current owner): $2,886/yr

Estimated taxes if purchased at asking price: ~$6,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Aug 19, 2026Closed$429,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $242/sq ft; this home is listed at $225/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
204 Saranac Lane, St. Augustine, FL 32086Listed by PONTE VEDRA CLUB REALTY, INC.Jul 2026$340,000$2334/2.51,459230.1
217 S Shadowwood Drive, St. Augustine, FL 32086Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINEJul 2026$700,000$3393/22,067410.9
115 Sierras Loop, St. Augustine, FL 32086Listed by THOMPSON REALTY & DEVELOPMENT INC.Sep 2026$548,000$2424/2.52,2681431.1
179 Adalyn Avenue, St. Augustine, FL 32086Listed by AXEN REALTY LLCAug 2026$560,000$2343/22,3903151.3
5472 Cypress Links Boulevard, Elkton, FL 32033Listed by FIV REALTY CO FLORIDA LLCJul 2026$330,000$1654/22,006351.3
3345 Kings Road S, St. Augustine, FL 32086Listed by INTEGRITY KEY REALTY LLCOct 2026$520,000$2863/21,818291.4

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$429,900
Price / Sq Ft$225
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,908
Total Structure Area2,680 sq ft
Acres0.15 acres
Year Built2016
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontYes

School Information

Community Information

Address53 Monroe Avenue, St. Augustine, FL 32086
Area337-Old Moultrie Rd/Wildwood
SubdivisionDeer Chase
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32086
Lot Size6,534 sq ft
Parcel Number1373510200

Amenities

UtilitiesCable Available, Cable Connected, Sewer Connected, Water Available, Water Connected
Water SourcePublic
ParkingGarage, Garage Door Opener
ViewPond, Trees/Woods
Waterfront TypePond

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Entrance Foyer, Open Floorplan, Pantry, Primary Bathroom - Tub with Shower, Walk-In Closet(s)
AppliancesConvection Oven, Dishwasher, Double Oven, Dryer, Electric Oven, Electric Range, Electric Water Heater, Microwave, Water Softener Owned
HeatingElectric, Hot Water
CoolingCentral Air
FlooringCarpet, Tile
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Washer Hookup
Spa FeaturesAbove Ground

Exterior

Patio / PorchPatio, Porch, Screened

Additional Information

Date ListedJanuary 28, 2026
Days on Market154
HOA Fees$590 / Annually
HOA FrequencyAnnually
Tax Amount$2,886.29
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: KELLER WILLIAMS ST JOHNS

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Aug 19, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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