Skip to main content
Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a waterfront home in Jacksonville.

Photo 1 / 69
Active

Active·3 days on market

368 Tidewater Drive

Jacksonville, FL 32211

$425,000$207/sqftEst. $2,354/moMLS# 2169144
3
Beds
2
Baths
2,054
Sq Ft
1962
Built
2
Garage
No
Pool
FEMA Zone XNo HOA0.47 acresWaterfrontSingle Family Residence3 stories

See it this week

Want to walk through this home this week?

Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Jacksonville

Opportunity awaits at 368 Tidewater Drive! This charming 3-bedroom, 2-bathroom waterfront home is full of vintage character, authenticity, and untapped potential. Built and lovingly owned by the same family since day one, the property offers a rare opportunity to bring new life to a home with a truly unique history. Enjoy peaceful waterfront views with navigable water access leading to the St. Johns River, perfect for boating and enjoying the Northeast Florida lifestyle. The enclosed sunroom provides additional space to relax and take in the surrounding scenery. With a roof replaced in 2016 and plenty of opportunities to renovate, personalize, or restore its original charm, this property is ready for its next chapter. Whether you're looking for a waterfront retreat or a home to make your own, the possibilities are endless!

FollowNew Over 55 & Active Adult homes the day they list · free, no account

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,354
Property taxesest. at asking price, Duval County$694
Estimated total, before insurance$3,048/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$2,488/yr · $207/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$425,000
$85,000
Loan Term
Monthly Payment
$2,354
Principal & Interest: $2,354
Property taxes (est.): $694
Insurance (est.): $283
Estimated Total Monthly
$3,331
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Shingle — 2016 per the listing

A recent roof is the single biggest lever on Florida homeowners-insurance pricing.

Sewer records conflict — verify

The MLS lists “Public Sewer”, while Florida DOH records suggest an onsite septic system. Don’t rely on either — confirm the actual system, and if septic is possible, budget an inspection, before you offer. Municipal drinking water from JEA per the county inventory.

Sources: MLS listing + Florida DOH Water Management Inventory (public record).

Solar potential: ~1,363 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of October 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access and league fields from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $2,488/yr

Estimated taxes if purchased at asking price: ~$8,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Oct 14, 2026Listed$425,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $184/sq ft; this home is listed at $207/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
681 Mickler Road, Jacksonville, FL 32211Listed by BOLD & SOLD LLCSep 2026$345,000$1823/21,89880.3
704 Seabrook Cove Road, Jacksonville, FL 32211Listed by MOMENTUM REALTYSep 2026$385,000$2314/21,664590.4
400 Cranes Landing Court, Jacksonville, FL 32216Listed by EXP REALTY LLCOct 2026$290,000$1923/21,5142151
8305 Galveston Avenue, Jacksonville, FL 32211Listed by BETTER HOMES AND GARDENS LIFESTYLES REALTYSep 2026$286,020$1844/2.51,55501.1
443 Holiday Hill Circle W, Jacksonville, FL 32216Listed by EVERYSTATE INCSep 2026$345,000$1354/32,5512351.1
1425 Oak Haven Road, Jacksonville, FL 32207Listed by WATSON REALTY CORPAug 2026$385,000$1694/22,272311.1

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$425,000
Price / Sq Ft$207
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage2,054
Acres0.47 acres
Year Built1962
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontYes

Community Information

Address368 Tidewater Drive, Jacksonville, FL 32211
Area041-Arlington
SubdivisionTidewater Ranch
CityJacksonville
CountyDuval
StateFL
Zip Code32211
Lot Size20,473.2 sq ft
Parcel Number1361950000

Amenities

UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage, Garage Door Opener
ViewCreek/Stream
Waterfront TypeCreek

Interior

Interior FeaturesCeiling Fan(s), Pantry, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)
AppliancesDishwasher, Electric Oven, Electric Range, Microwave
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringStone, Terrazzo, Tile, Wood
FireplaceYes
# of Fireplaces1
# of Stories3
LevelsMulti/Split
LaundryElectric Dryer Hookup, Lower Level, Washer Hookup

Exterior

Patio / PorchCovered, Front Porch
RoofShingle
ConstructionBrick, Block, Concrete
Road SurfacePaved

Additional Information

Date ListedOctober 14, 2026
Days on Market0
Tax Amount$2,487.5
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: DJ & LINDSEY REAL ESTATE

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines