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This home is in Jacksonville.

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Active

Active·29 days on market

168 Odell Street

Jacksonville, FL 32211

$280,000$169/sqftEst. $1,444/moMLS# 2154889

Beds

Baths

1,660

Sq Ft

2019

Built

Garage

Pool

About this home

Jacksonville

Discover this like-new 2019 home offering modern style, comfort, and exceptional curb appeal. Fresh interior and exterior paint, plus durable Hardie board siding, create a beautiful, low-maintenance exterior. Step inside and enjoy a desirable floor plan with 4 bedrooms, 2.5 baths, and a 1-car garage. Durable vinyl flooring flows throughout the open-concept living space, leading to a stunning kitchen with granite countertops, stainless steel appliances, and ample cabinetry. The main level features the owner's suite with a walk-in closet, double vanity, and private bath, along with a dining area, laundry room, and half bath. Upstairs are three additional bedrooms and a full bath, offering privacy for family or guests. Conveniently located near Arlington, the Southside, Downtown Jacksonville, major highways, Jacksonville International Airport, hospitals, shopping, and dining. Schedule your private tour today and make this beautiful home yours**! 8k Seller incentive included**

Cost to own

Mortgage calculator

Home Price

$280,000

Down Payment: 20%

$56,000

Interest Rate: 6.69%

Loan Term

Monthly Payment

$1,444

Principal & Interest: $1,444

Property taxes (est.): $457

Insurance (est.): $187

Estimated Total Monthly

$2,088

*30-year loan at 6.69% APR (avg 30-yr rate 2026-08-06, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.69% · 30yr$1,444

Property taxesest. at asking price, Duval County$457

Estimated total, before insurance$1,901/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$4,616/yr · $385/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $4,616/yr

Estimated taxes if purchased at asking price: ~$5,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 2019)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,698 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History