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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a waterfront home in Jacksonville.

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Active·Listed today

424 Orange Bluff Avenue

Jacksonville, FL 32211

$1,200,000$458/sqftEst. $6,647/moMLS# 2168631
4
Beds
2.5
Baths
2,618
Sq Ft
1958
Built
1
Garage
No
Pool
No HOA1.15 acresWaterfrontSingle Family Residence2 stories

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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Jacksonville

A rare opportunity to own a piece of Jacksonville history! Built and cherished by the same family since its groundbreaking, this special riverfront home was completed in 1958 and sits high above the river on more than an acre of land. Enjoy your own private dock and captivating views across the water to Exchange Island and the Downtown Jacksonville skyline. Rich in original character, the home features beautiful hardwood floors upstairs and stunning terrazzo floors downstairs. Embrace its timeless vintage charm or bring your own vision and make it uniquely yours. A spacious workshop/garage provides endless possibilities for hobbies, projects, storage, or creative pursuits. Centrally located with convenient access to all that Jacksonville has to offer, this treasured riverfront property is more than just a home. It is an opportunity to become part of its history while creating a legacy of your own.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$6,647
Property taxesest. at asking price, Duval County$1,959
Estimated total, before insurance$8,606/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$6,032/yr · $503/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$1,200,000
$240,000
Loan Term
Monthly Payment
$6,647
Principal & Interest: $6,647
Property taxes (est.): $1,959
Insurance (est.): $800
Estimated Total Monthly
$9,406
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $6,032/yr

Estimated taxes if purchased at asking price: ~$23,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Oct 9, 2026Listed$1,200,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$1,200,000
Price / Sq Ft$458
Bedrooms4
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage2,618
Acres1.15 acres
Year Built1958
TypeResidential
Sub-TypeSingle Family Residence
StyleMid-Century Modern
StatusActive
# of Garages1
# of Carport Spaces2
Has PoolNo
Is WaterfrontYes

Community Information

Address424 Orange Bluff Avenue, Jacksonville, FL 32211
Area041-Arlington
SubdivisionClifton
CityJacksonville
CountyDuval
StateFL
Zip Code32211
Lot Size50,094 sq ft
Parcel Number1287380000
ZoningResidential

Amenities

UtilitiesElectricity Connected
SewerSeptic Tank
Water SourceWell
ParkingAdditional Parking, Circular Driveway, Covered, Garage, Off Street
Waterfront TypeRiver Front

Interior

AppliancesDishwasher, Electric Oven, Refrigerator
HeatingCentral
CoolingCentral Air
FireplaceYes
# of Fireplaces1
Fireplace FeaturesWood Burning
# of Stories2
LevelsMulti/Split

Additional Information

Date ListedOctober 9, 2026
Days on Market0
Tax Amount$6,031.86
Tax Year2025
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: KELLER WILLIAMS REALTY ATLANTIC PARTNERS SOUTHSIDE

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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