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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Sold

Sold·Closed Aug 26, 2026·23 days on market·Recent sales in Jacksonville

4838 River Basin Drive S

Jacksonville, FL 32207

$475,000sold priceListed at $474,900 · 100% of asking$228/sqftMLS# 2153934
3
Beds
2.5
Baths
2,079
Sq Ft
1962
Built
2
Garage
No
Pool
FEMA Zone XHOA $15/mo0.44 acresSingle Family Residence1 story

About this home

Jacksonville

Discover one of Jacksonville's hidden gems in highly desirable Empire Point! This mid-century traditional brick home seamlessly blends timeless character with updates designed for modern living. Situated on a spacious 0.44-acre corner lot, the home offers 3 bedrooms plus a flexible office/4th bedroom. Designer touches, custom flooring, exposed wood ceiling beams, and abundant natural light create warmth and character throughout. The stunning kitchen features granite countertops, a large island with cooktop, stainless steel appliances, abundant cabinetry, a pantry, and generous workspace. The spacious primary suite offers an updated bath with dual vanities and a large walk-in shower. Major updates include kitchen and baths, windows and roof (2015), and HVAC (2018). Enjoy views of Little Pottsburg Creek, an entertaining patio, and side-entry 2-car garage. Empire Point residents have access to a community boat ramp leading to the St. Johns River (annual fee). Minutes from Downtown and San

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,631
Property taxesest. at asking price, Duval County$776
HOAbilled annually$15
Estimated total, before insurance$3,421/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$4,313/yr · $359/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$475,000
$95,000
Loan Term
Monthly Payment
$2,631
Principal & Interest: $2,631
Property taxes (est.): $776
Insurance (est.): $317
Estimated Total Monthly
$3,723
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — 2015 per the listing

A recent roof is the single biggest lever on Florida homeowners-insurance pricing.

Likely septic · Public water · JEA

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,724 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

West-facing backyard — the sunset lot

The listing reports the home facing east, which puts the backyard on the west side. Today at this address: sunrise 7:26 AM, sunset 7:00 PM.

  • Sunsets happen over your own backyard — and in summer the rear takes the full afternoon sun, so the lanai runs hottest of any orientation from about 3pm on.
  • A pool back here is the warmest in town and glitters in the evening; expect afternoon glare on west-facing glass and real value in lanai screening or shade trees.
  • Morning coffee happens in shade; the front of the home takes the sunrise.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2024$368,957$205,457—
2023$371,733$197,871▲ $10,981
2022$348,527$195,006—
2021$287,412$187,856—
2020$259,825$184,566—

2025 property taxes (current owner): $4,313/yr

Estimated taxes if purchased at asking price: ~$9,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2024), NEFMLS.

History

Price & status history

  • Aug 26, 2026Closed$474,900
  • Aug 24, 2026Pending$474,900
  • Jul 26, 2026Active Under Contract$474,900
  • Jul 20, 2026Price change$474,900−$25,000
  • Jul 6, 2026Listed$499,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $169/sq ft; this home is listed at $228/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
1437 Somerville Road, Jacksonville, FL 32207Listed by LPT REALTY LLCOct 2026$355,000$2133/21,668640.6
4744 Ridgewood Avenue, Jacksonville, FL 32207Listed by DJ & LINDSEY REAL ESTATEAug 2026$245,000$1552/21,582380.6
1425 Oak Haven Road, Jacksonville, FL 32207Listed by WATSON REALTY CORPAug 2026$385,000$1694/22,272310.7
5405 Weller Avenue, Jacksonville, FL 32211Listed by WATSON REALTY CORPSep 2026$260,000$1163/2.52,242140.9
351 University Boulevard N, Jacksonville, FL 32211Listed by FLORIDA HOMES REALTY & MTG LLCAug 2026$325,000$1743/21,873811.1
2233 Schumacher Avenue, Jacksonville, FL 32207Listed by NON MLS (realMLS)Aug 2026$250,000$1154/22,16801.1

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$474,900
Price / Sq Ft$228
Bedrooms3
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage2,079
Acres0.44 acres
Year Built1962
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo
Direction FacesEast

Community Information

Address4838 River Basin Drive S, Jacksonville, FL 32207
Area021-St Nicholas Area
SubdivisionEmpire Point
CityJacksonville
CountyDuval
StateFL
Zip Code32207
Lot Size19,166.4 sq ft
Parcel Number1299310000

Amenities

UtilitiesElectricity Connected, Water Connected
SewerSeptic Tank
Water SourcePublic
ParkingAttached, Garage

Interior

Interior FeaturesBreakfast Bar, Pantry, Primary Bathroom - Shower No Tub, Walk-In Closet(s)
AppliancesDishwasher, Dryer, Electric Oven, Electric Range, Electric Water Heater, Refrigerator, Washer
HeatingCentral, Heat Pump
CoolingCentral Air
# of Stories1
LevelsOne
LaundryIn Unit

Exterior

Lot DescriptionSprinklers In Front, Sprinklers In Rear
Patio / PorchPatio
RoofShingle
ConstructionBrick

Additional Information

Date ListedJuly 6, 2026
Days on Market23
HOA Fees$175 / Annually
HOA FrequencyAnnually
Tax Amount$4,313.4
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: FLORIDA HOMES REALTY & MTG LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Aug 26, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

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