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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in St. Augustine — a home near St. Augustine High School.

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Active

Active·Listed today

700 W Pope Road G54

St. Augustine, FL 32080

$179,900Est. $985/moMLS# 2168340
2
Beds
1
Baths
0
Sq Ft
1984
Built
—
Garage
No
Pool
HOA $345/moCondominium1 story

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Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 333-8595 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

St. Augustine

Welcome to Coquina Lakes , a desirable St. Augustine community offering a relaxed Florida lifestyle in a convenient location. This inviting condo provides a wonderful opportunity for a primary residence, second home, or investment property. Granite kitchen counter, white renewed cabinetry and washer/dryer. Bathroom tub/shower and granite topped vanity. The functional layout offers a seamless flow between the living, dining, and kitchen areas, creating a welcoming atmosphere for family and guests. Large windows and slider bring in natural light, while the private balcony on the pond provides a peaceful spot to enjoy your morning coffee or unwind at the end of the day. Coquina Lakes offers a convenient community setting with beautifully maintained surroundings and amenities designed to complement the Florida lifestyle. Residents enjoy easy access to shopping, dining, beaches, historic downtown St. Augustine, and the many recreational opportunities the area has to offer.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.28% · 30yr$985
Property taxesest. at asking price, St. Johns County$239
HOAbilled monthly$345
Estimated total, before insurance$1,569/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$1,988/yr · $166/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$179,900
$35,980
Loan Term
Monthly Payment
$985
Principal & Interest: $985
Property taxes (est.): $239
Insurance (est.): $120
Estimated Total Monthly
$1,344
*30-year loan at 7.28% APR (avg 30-yr rate 2026-10-01, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 1984)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,716 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $1,988/yr

Estimated taxes if purchased at asking price: ~$2,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Oct 8, 2026Listed$179,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$179,900
Bedrooms2
Bathrooms1.00
Full Baths1
Total Structure Area757 sq ft
Year Built1984
TypeResidential
Sub-TypeCondominium
Property ConditionUpdated/Remodeled
StatusActive
Has PoolNo
Is WaterfrontNo

School Information

Community Information

Address700 W Pope Road G54, St. Augustine, FL 32080
Area331-St Augustine Beach
SubdivisionCoquina Condo
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32080
Parcel Number1619810540
ZoningPUD

Amenities

AmenitiesMaintenance Structure, Management - Off Site, Trash
UtilitiesCable Available, Electricity Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAssigned
ViewWater

Interior

Interior FeaturesBreakfast Bar
AppliancesDishwasher, Dryer, Electric Range, Refrigerator, Washer
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringLaminate, Tile
# of Stories1
LevelsTwo
LaundryElectric Dryer Hookup, Washer Hookup
SecuritySmoke Detector(s)
Spa FeaturesIn Ground

Exterior

Exterior FeaturesBalcony
Patio / PorchRear Porch
RoofShingle
ConstructionComposition Siding
Road SurfaceAsphalt
Road FrontageCounty Road

Additional Information

Date ListedOctober 8, 2026
Days on Market0
HOA Fees$345 / Monthly
HOA FrequencyMonthly
HOA Fee IncludesInsurance, Sewer, Trash, Water
Tax Amount$1,988.22
Tax Year2025
Listing TermsCash, Conventional, FHA
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: ENDLESS SUMMER REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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