Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

This lot is in Elkton.

1 / 18

Active

Active·21 days on market

5920 St Ambrose Church Road

Elkton, FL 32033

$945,000MLS# 2168125

19.5

Acres

849,420

Lot Sq Ft

—

Dimensions

Waterfront

—

Zoning

—

Sewer

FEMA Zone XNo HOA19.50 acresUnimproved Land

See it this week

Want to walk this lot this week?

Leave your number and I will call to set it up. Before we go I pull the flood zone, the survey and the utilities, so you know what you can build.

Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this lot

Elkton

Nearly 20 Acres - rare offering on St. Ambrose Church Road. The property has great potential - approx. 6 Acres of mature hardwoods on the Western side and the remaining acreage is a working hay field. There's a water distributor for watering the field to promote production. You're greeted at the access gate on St. Ambrose Church Road by a very large live Oaks. The access road winds through the 6 Acres of large trees where there are several great choices for home sites. There's a large 6-Stall Pole Barn in the North-West corner and a 4" artesian well and pump system in the North-Center and a Chicken Coop. The entire perimeter has great drainage in place. The area is attracting upscale homes, farms and ranches.

Next steps in Southern St. Johns County

FollowNew Southern St. Johns County homes the day they list · free, no account

Cost to own

Carrying cost

What holding this lot costs per month at the asking price. Land loans run on different terms than a home mortgage, so the payment is left out; ask for current lot-loan terms.

Property taxesest. at asking price, St. Johns County$1,257

Estimated total, taxes and HOA$1,257/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$2,383/yr · $199/mo

• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone F

Zone F evacuates after zones A, B, C, D, E in an approaching storm.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of October 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Closest beach parking
Mary Street ramp and Gloria Ave lot
about 13 mi · 50 parking spaces
Closest park or preserve
Palatka-to-St. Augustine State Trail
about 4 mi · 18.6 mi of trails
Closest public boat ramp
McCullough Creek at County Road 13 Primitive Access (Not Recommended)
about 3 mi · St. Johns River - McCunough Creek
Closest kayak & paddleboard launch
Vail Point Park – Paddlecraft Dock
about 11 mi · Moultrie Creek
Closest youth league fields
Treaty Park
about 8 mi · Basketball, Football, Lacrosse
Closest grocery store
Publix
about 8 mi · 250 Plaza Blvd, Saint Augustine

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $2,383/yr

Estimated taxes if purchased at asking price: ~$15,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

Oct 6, 2026Listed$945,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$945,000

Acres19.50 acres

TypeLand

Sub-TypeUnimproved Land

StatusActive

Is WaterfrontNo

School Information

Zoned elementarySouth Woods Elementary School

Zoned middleGamble Rogers Middle School

Zoned highPedro Menendez High School

Zone sourceSt. Johns County School District attendance zones, current school year. Zones change; confirm with the district before you rely on one.

Reported byThe listing agent, in the MLS. Where it differs from the zone, the zone wins.

Community Information

Address5920 St Ambrose Church Road, Elkton, FL 32033

Area343-Molasses Junction/Elkton

SubdivisionMetes & Bounds

CityElkton

CountySt. Johns

StateFL

Zip Code32033

Lot Size849,420 sq ft

Parcel Number0316200000

Amenities

UtilitiesElectricity Available

Water SourceWell

Exterior

Lot DescriptionCleared, Farm, Many Trees, Wooded

Other StructuresBarn(s), Stable(s)

Road SurfacePaved

Road FrontageCounty Road

Additional Information

Date ListedOctober 6, 2026

Days on Market21

Tax Amount$2,382.9

Tax Year2025

Listing TermsCash, Conventional

55+ CommunityNo

Listing Courtesy of: CENTURY 21 ST AUGUSTINE PROPERTIES

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Keep looking

More homes in Metes & Bounds

Explore the area